EX-20.1 2 w45490ex20-1.txt JANUARY PERFORMANCE SUMMARY 1 CAPITAL ONE MASTER TRUST (RECEIVABLES) MONTHLY PERIOD : JANUARY 2001 Beginning of the Month Principal Receivables : 15,618,938,755.94 -------------------- Beginning of the Month Finance Charge Receivables : 488,874,239.20 -------------------- Beginning of the Month Discounted Receivables : 0.00 -------------------- Beginning of the Month Total Receivables : 16,107,812,995.14 -------------------- Removed Principal Receivables : 0.00 -------------------- Removed Finance Charge Receivables : 0.00 -------------------- Removed Total Receivables : 0.00 -------------------- Additional Principal Receivables : 761,738,022.25 -------------------- Additional Finance Charge Receivables : 49,370,506.32 -------------------- Additional Total Receivables : 811,108,528.57 -------------------- Discounted Receivables Generated this Period 0.00 -------------------- End of the Month Principal Receivables : 15,236,553,343.90 -------------------- End of the Month Finance Charge Receivables : 492,773,911.18 -------------------- End of the Month Discounted Receivables : 0.00 -------------------- End of the Month Total Receivables : 15,729,327,255.08 -------------------- Excess Funding Account Balance 0.00 -------------------- Adjusted Invested Amount of all Master Trust Series 14,032,976,677.68 -------------------- End of the Month Seller Percentage 7.90% --------------------
CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES) MONTHLY PERIOD : JANUARY 2001 ACCOUNTS RECEIVABLES -------- ----------- End of the Month Delinquencies : 30 - 59 Days Delinquent 250,890.00 240,444,745.88 ---------------- -------------------- 60 - 89 Days Delinquent 142,442.00 149,726,983.94 ---------------- -------------------- 90 + Days Delinquent 228,099.00 269,994,358.39 ---------------- -------------------- Total 30 + Days Delinquent 621,431.00 660,166,088.21 ---------------- -------------------- Delinquencies 30 + Days as a Percent of End of theM onth Total Receivables 4.20% -------------------- Defaulted Accounts During the Month 63,339.00 48,355,151.29 ---------------- -------------------- Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 3.72% --------------------
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CAPITAL ONE MASTER TRUST (COLLECTIONS) MONTHLY PERIOD : JANUARY 2001 COLLECTIONS PERCENTAGES ----------- ----------- Total Collections and Gross Payment Rate 2,780,112,290.98 17.26% ------------------ -------------------- Collections of Principal Receivables and Principal Payment Rate 2,479,180,073.71 15.87% ------------------ -------------------- Prior Month Billed Finance Charge and Fees 222,340,790.33 ------------------ Amortized AMF Income 26,244,410.02 ------------------ Interchange Collected 27,863,216.23 ------------------ Recoveries of Charged Off Accounts 18,160,342.56 ------------------ Collections of Discounted Receivables 0.00 ------------------ Collections of Finance Charge Receivables and Annualized Yield 294,608,759.14 22.63% ------------------ -------------------- CAPITAL ONE MASTER TRUST (AMF COLLECTIONS) MONTHLY PERIOD : JANUARY 2001 Beginning Unamortized AMF Balance 98,768,844.23 -------------------- + AMF Slug for Added Accounts 41,772,136.45 ------------------ + AMF Collections 32,567,868.15 ------------------ - Amortized AMF Income 26,244,410.02 ------------------ Ending Unamortized AMF Balance 146,864,438.81 --------------------
/s/ Tom Feil -------------------------- Tom Feil Director of Securitization Page 8 of 45