EX-20.1 2 w44360ex20-1.txt DECEMBER PERFORMANCE SUMMARY 1
CAPITAL ONE MASTER TRUST (RECEIVABLES) MONTHLY PERIOD : DECEMBER 2000 Beginning of the Month Principal Receivables : 14,376,141,094.88 ------------------ Beginning of the Month Finance Charge Receivables : 416,337,023.60 ------------------ Beginning of the Month Discounted Receivables : 0.00 ------------------ Beginning of the Month Total Receivables : 14,792,478,118.48 ------------------ Removed Principal Receivables : 0.00 ------------------ Removed Finance Charge Receivables : 0.00 ------------------ Removed Total Receivables : 0.00 ------------------ Additional Principal Receivables : 0.00 ------------------ Additional Finance Charge Receivables : 0.00 ------------------ Additional Total Receivables : 0.00 ------------------ Discounted Receivables Generated this Period 0.00 ------------------ End of the Month Principal Receivables : 14,857,200,733.69 ------------------ End of the Month Finance Charge Receivables : 439,503,732.88 ------------------ End of the Month Discounted Receivables : 0.00 ------------------ End of the Month Total Receivables : 15,296,704,466.57 ------------------ Excess Funding Account Balance 0.00 ------------------ Adjusted Invested Amount of all Master Trust Series 13,782,976,677.68 ------------------ End of the Month Seller Percentage 7.23% ------------------ CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES) MONTHLY PERIOD : DECEMBER 2000 ACCOUNTS RECEIVABLES -------- ----------- End of the Month Delinquencies : 30 - 59 Days Delinquent 209,609.00 221,888,168.03 ----------------- ------------------ 60 - 89 Days Delinquent 125,692.00 140,239,345.93 ----------------- ------------------ 90 + Days Delinquent 219,786.00 258,878,756.25 ----------------- ------------------ Total 30 + Days Delinquent 555,087.00 621,006,270.21 ----------------- ------------------ Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 4.06% ------------------ Defaulted Accounts During the Month 57,740.00 47,689,391.50 ----------------- ------------------ Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 3.98% ------------------
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CAPITAL ONE MASTER TRUST (COLLECTIONS) MONTHLY PERIOD : DECEMBER 2000 COLLECTIONS PERCENTAGES ----------- ----------- Total Collections and Gross Payment Rate 2,413,947,773.11 16.32% ----------------- ------------------ Collections of Principal Receivables and Principal Payment Rate 2,141,295,793.08 14.89% ----------------- ------------------ Prior Month Billed Finance Charge and Fees 205,072,952.33 ----------------- Amortized AMF Income 19,386,043.67 ----------------- Interchange Collected 35,586,625.30 ----------------- Recoveries of Charged Off Accounts 16,490,045.00 ----------------- Collections of Discounted Receivables 0.00 ----------------- Collections of Finance Charge Receivables and Annualized Yield 276,535,666.30 23.08% ----------------- ------------------ CAPITAL ONE MASTER TRUST (AMF COLLECTIONS) MONTHLY PERIOD : DECEMBER 2000 Beginning Unamortized AMF Balance 102,652,530.50 ------------------ + AMF Slug for Added Accounts 0.00 ----------------- + AMF Collections 15,502,357.40 ----------------- - Amortized AMF Income 19,386,043.67 ----------------- Ending Unamortized AMF Balance 98,768,844.23 ------------------
/s/ Tom Feil ------------------------------ Tom Feil Director of Securitization Page 8 of 45