-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, I2ok/nomPnhqmCvVh1bJy13t9bnjxiC20y9LqGs1hi7X1mJ7vMk5ZlYkBwn+WSdR 8MkdnNW8IX7ezMzevj5BzA== 0000950133-01-000104.txt : 20010123 0000950133-01-000104.hdr.sgml : 20010123 ACCESSION NUMBER: 0000950133-01-000104 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 19 CONFORMED PERIOD OF REPORT: 20010116 ITEM INFORMATION: ITEM INFORMATION: FILED AS OF DATE: 20010116 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CAPITAL ONE MASTER TRUST CENTRAL INDEX KEY: 0000922869 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 541719855 STATE OF INCORPORATION: VA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: SEC FILE NUMBER: 000-25762 FILM NUMBER: 1508594 BUSINESS ADDRESS: STREET 1: 11013 W BROAD ST RD CITY: GLEN ALLEN STATE: VA ZIP: 23060 BUSINESS PHONE: 8049671000 MAIL ADDRESS: STREET 1: 11013 WEST BROAD ST RD CITY: GLEN ALLEN STATE: VA ZIP: 23060 FORMER COMPANY: FORMER CONFORMED NAME: SIGNET MASTER TRUST DATE OF NAME CHANGE: 19940509 8-K 1 w44360e8-k.txt CURRENT REPORT 1 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ---------------------------- FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: January 16, 2001 ---------------- CAPITAL ONE MASTER TRUST CAPITAL ONE BANK (Exact name of registrant as specified in its charter) Virginia 0-25762 54-1719855 - ------------------------------- ------------- ------------------- (State or other jurisdiction of (Commission (IRS Employer incorporation) File Number) Identification No.) 11013 West Broad Street Road, Glen Allen, Virginia 23060 - -------------------------------------------------- -------------------- (Address of principal executive offices) (Zip Code)
(Registrant's telephone number, including area code): (804) 967-1000 (Former name or former address, if changed since last report): Not Applicable Page 1 of 45 2 ITEM 5. OTHER EVENTS The December 2000 monthly Certificateholder's Statements to investors were distributed January 16, 2001. ITEM 7 (c). EXHIBITS The following are filed as exhibits to this Report under Exhibit 20: 1. December performance Summary 2. Series 1996-1 Class A and Class B Certificateholder's Statements for the month of December 2000. 3. Series 1996-2 Class A and Class B Certificateholder's Statements for the month of December 2000. 4. Series 1996-3 Class A and Class B Certificateholder's Statements for the month of December 2000. 5. Series 1997-1 Class A and Class B Certificateholder's Statements for the month of December 2000. 6. Series 1997-2 Class A and Class B Certificateholder's Statements for the month of December 2000. 7. Series 1998-1 Class A and Class B Certificateholder's Statements for the month of December 2000. 8. Series 1998-3 Class A and Class B Certificateholder's Statements for the month of December 2000. 9. Series 1998-4 Class A and Class B Certificateholder's Statements for the month of December 2000. 10. Series 1999-1 Class A and Class B Certificateholder's Statements for the month of December 2000 11. Series 1999-2 Class A and Class B Certificateholder's Statements for the month of December 2000 12. Series 1999-3 Class A and Class B Certificateholder's Statements for the month of December 2000 13. Series 2000-1 Class A and Class B Certificateholder's Statements for the month of December 2000 14. Series 2000-2 Class A and Class B Certificateholder's Statements for the month of December 2000 15. Series 2000-3 Class A and Class B Certificateholder's Statements for the month of December 2000 16. Series 2000-4 Class A and Class B Certificateholder's Statements for the month of December 2000 17. Series 2000-5 Class A and Class B Certificateholder's Statements for the month of December 2000 Page 2 of 45 3 18. Trust Excess Spread Analysis SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned there-unto duly authorized. CAPITAL ONE MASTER TRUST By: CAPITAL ONE BANK Servicer By: /s/ David M. Willey ---------------------------------- David M. Willey Senior Vice President of Corporate Financial Management Date: January 16, 2001 Page 3 of 45 4 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ---------------------------- EXHIBITS TO FORM 8-K CAPITAL ONE MASTER TRUST CAPITAL ONE BANK (Exact name of registrant as specified in its charter) Page 4 of 45 5 INDEX TO EXHIBITS
SEQUENTIALLY EXHIBIT NUMBERED NUMBER EXHIBITS PAGE - ------ -------- ------------ 1 December performance Summary 07 2 Series 1996-1 Class A and Class B Certificate- holder's Statements for the month of December 2000 09 3 Series 1996-2 Class A and Class B Certificate- holder's Statements for the month of December 2000 11 4 Series 1996-3 Class A and Class B Certificate- holder's Statements for the month of December 2000 13 5 Series 1997-1 Class A and Class B Certificate- holder's Statements for the month of December 2000 15 6 Series 1997-2 Class A and Class B Certificate- holder's Statements for the month of December 2000 17 7 Series 1998-1 Class A and Class B Certificate- holder's Statements for the month of December 2000 20 8 Series 1998-3 Class A and Class B Certificate- holder's Statements for the month of December 2000 23 9 Series 1998-4 Class A and Class B Certificate- holder's Statements for the month of December 2000 26 10 Series 1999-1 Class A and Class B Certificate- holder's Statements for the month of December 2000 29 11 Series 1999-2 Class A and Class B Certificate- holder's Statements for the month of December 2000 31 12 Series 1999-3 Class A and Class B Certificate- holder's Statements for the month of December 2000 33 13 Series 2000-1 Class A and Class B Certificate- holder's Statements for the month of December 2000 35 14 Series 2000-2 Class A and Class B Certificate- holder's Statements for the month of December 2000 37
Page 5 of 45 6 15 Series 2000-3 Class A and Class B Certificate- holder's Statements for the month of December 2000 39 16 Series 2000-4 Class A and Class B Certificate- holder's Statements for the month of December 2000 41 17 Series 2000-5 Class A and Class B Certificate- holder's Statements for the month of December 2000 43 18 Trust Excess Spread Analysis 45
Page 6 of 45 EX-20.1 2 w44360ex20-1.txt DECEMBER PERFORMANCE SUMMARY 1
CAPITAL ONE MASTER TRUST (RECEIVABLES) MONTHLY PERIOD : DECEMBER 2000 Beginning of the Month Principal Receivables : 14,376,141,094.88 ------------------ Beginning of the Month Finance Charge Receivables : 416,337,023.60 ------------------ Beginning of the Month Discounted Receivables : 0.00 ------------------ Beginning of the Month Total Receivables : 14,792,478,118.48 ------------------ Removed Principal Receivables : 0.00 ------------------ Removed Finance Charge Receivables : 0.00 ------------------ Removed Total Receivables : 0.00 ------------------ Additional Principal Receivables : 0.00 ------------------ Additional Finance Charge Receivables : 0.00 ------------------ Additional Total Receivables : 0.00 ------------------ Discounted Receivables Generated this Period 0.00 ------------------ End of the Month Principal Receivables : 14,857,200,733.69 ------------------ End of the Month Finance Charge Receivables : 439,503,732.88 ------------------ End of the Month Discounted Receivables : 0.00 ------------------ End of the Month Total Receivables : 15,296,704,466.57 ------------------ Excess Funding Account Balance 0.00 ------------------ Adjusted Invested Amount of all Master Trust Series 13,782,976,677.68 ------------------ End of the Month Seller Percentage 7.23% ------------------ CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES) MONTHLY PERIOD : DECEMBER 2000 ACCOUNTS RECEIVABLES -------- ----------- End of the Month Delinquencies : 30 - 59 Days Delinquent 209,609.00 221,888,168.03 ----------------- ------------------ 60 - 89 Days Delinquent 125,692.00 140,239,345.93 ----------------- ------------------ 90 + Days Delinquent 219,786.00 258,878,756.25 ----------------- ------------------ Total 30 + Days Delinquent 555,087.00 621,006,270.21 ----------------- ------------------ Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 4.06% ------------------ Defaulted Accounts During the Month 57,740.00 47,689,391.50 ----------------- ------------------ Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 3.98% ------------------
Page 7 of 45 2
CAPITAL ONE MASTER TRUST (COLLECTIONS) MONTHLY PERIOD : DECEMBER 2000 COLLECTIONS PERCENTAGES ----------- ----------- Total Collections and Gross Payment Rate 2,413,947,773.11 16.32% ----------------- ------------------ Collections of Principal Receivables and Principal Payment Rate 2,141,295,793.08 14.89% ----------------- ------------------ Prior Month Billed Finance Charge and Fees 205,072,952.33 ----------------- Amortized AMF Income 19,386,043.67 ----------------- Interchange Collected 35,586,625.30 ----------------- Recoveries of Charged Off Accounts 16,490,045.00 ----------------- Collections of Discounted Receivables 0.00 ----------------- Collections of Finance Charge Receivables and Annualized Yield 276,535,666.30 23.08% ----------------- ------------------ CAPITAL ONE MASTER TRUST (AMF COLLECTIONS) MONTHLY PERIOD : DECEMBER 2000 Beginning Unamortized AMF Balance 102,652,530.50 ------------------ + AMF Slug for Added Accounts 0.00 ----------------- + AMF Collections 15,502,357.40 ----------------- - - Amortized AMF Income 19,386,043.67 ----------------- Ending Unamortized AMF Balance 98,768,844.23 ------------------
/s/ Tom Feil ------------------------------ Tom Feil Director of Securitization Page 8 of 45 EX-20.2 3 w44360ex20-2.txt SERIES 1996-1 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1996-1 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of January 16, 2001, and with respect to the performance of the Trust during the month December, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on January 16, 2001 per $1,000 Original Principal Amount 0.0000000000 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 --------------- B) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $10,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on January 16, 2001 per $10,000 Original Principal Amount 0.0000000000 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates 0.0000000000 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates 0.0000000000 --------------- C) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $100,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on January 16, 2001 per $100,000 Original Principal Amount 0.0000000000 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates 0.0000000000 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates 0.0000000000 ---------------
Page 9 of 45 2 D) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1996-1 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- E) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on January 16, 2001 per $1,000 Original Principal Amount. 6.2044444242 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 6.2044444242 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------- F) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1996-1 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- G) The Available Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to 59,150,000 --------------- H) The Required Collateral Amount as of the close of business on such Distribution Date, after giving effect to any withdrawal from the Collateral Account and payments to the Collateral Indebtedness Holder on such Distribution Date, will be equal to 59,150,000 ---------------
Page 10 of 45 EX-20.3 4 w44360ex20-3.txt SERIES 1996-2 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1996-2 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of January 16, 2001, and with respect to the performance of the Trust during the month December, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on January 16, 2001 per $1,000 Original Principal Amount 6.0533333333 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 6.0533333333 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 --------------- B) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $10,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on January 16, 2001 per $10,000 Original Principal Amount 60.5333333333 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates 60.5333333333 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates 0.00 --------------- C) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $100,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on January 16, 2001 per $100,000 Original Principal Amount 605.3333333333 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates 605.3333333333 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates 0.0000000000 ---------------
Page 11 of 45 2 D) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.00 --------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.00 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1996-2 Investor Certificateholder's Investment) 0.00 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.00 --------------- E) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on January 16, 2001 per $1,000 Original Principal Amount. 6.2577778182 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 6.2577778182 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------- F) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.00 --------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1996-2 Investor Certificateholder's Investment) 0.00 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- G) The Available Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to 67,500,000 --------------- H) The Required Collateral Amount as of the close of business on such Distribution Date, after giving effect to any withdrawal from the Collateral Account and payments to the Collateral Indebtedness Holder on such Distribution Date, will be equal to 67,500,000 ---------------
Page 12 of 45 EX-20.4 5 w44360ex20-4.txt SERIES 1996-3 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1996-3 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of January 16, 2001, and with respect to the performance of the Trust during the month December, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on January 16, 2001 per $1,000 Original Principal Amount 6.0711111000 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 6.0711111000 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 --------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.00 --------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.00 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1996-3 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.00 --------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on January 16, 2001 per $1,000 Original Principal Amount. 6.2844443636 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 6.2844443636 ---------------
Page 13 of 45 2 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.00 --------------- D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1996-3 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- E) The Available Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to 45,000,000 --------------- F) The Required Collateral Amount as of the close of business on such Distribution Date, after giving effect to any withdrawal from the Collateral Account and payments to the Collateral Indebtedness Holder on such Distribution Date, will be equal to 45,000,000 ---------------
Page 14 of 45 EX-20.5 6 w44360ex20-5.txt SERIES 1997-1 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1997-1 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of January 16, 2001, and with respect to the performance of the Trust during the month December, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on January 16, 2001 per $1,000 Original Principal Amount 0.0000000000 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 --------------- B) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $10,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on January 16, 2001 per $10,000 Original Principal Amount 0.0000000000 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates 0.0000000000 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates 0.0000000000 --------------- C) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $100,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on January 16, 2001 per $100,000 Original Principal Amount 0.0000000000 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates 0.0000000000 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates 0.0000000000 ---------------
Page 15 of 45 2 D) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1997-1 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- E) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on January 16, 2001 per $1,000 Original Principal Amount. 6.2311110779 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 6.2311110779 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------- F) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1997-1 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- G) The Available Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to 54,744,750 --------------- H) The Required Collateral Amount as of the close of business on such Distribution Date, after giving effect to any withdrawal from the Collateral Account and payments to the Collateral Indebtedness Holder on such Distribution Date, will be equal to 54,744,750 ---------------
Page 16 of 45 EX-20.6 7 w44360ex20-6.txt SERIES 1997-2 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1997-2 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of January 16, 2001, and with respect to the performance of the Trust during the month December, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on January 16, 2001 per $1,000 Original Principal Amount 0.0000000000 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 --------------- B) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $10,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on January 16, 2001 per $10,000 Original Principal Amount 0.0000000000 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates 0.0000000000 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates 0.0000000000 --------------- C) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $100,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on January 16, 2001 per $100,000 Original Principal Amount 0.0000000000 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates 0.0000000000 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates 0.0000000000 ---------------
Page 17 of 45 2 D) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1997-2 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- E) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on January 16, 2001 per $1,000 Original Principal Amount. 6.2311111513 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 6.2311111513 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------- F) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1997-2 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- G) Information Regarding Distributions to the Class C Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class C Certificateholders on January 16, 2001 per $1,000 Original Principal Amount. 6.4311112217 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class C Certificates, per $1,000 Original Principal Amount. 6.4311112217 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class C Certificates, per $1,000 Original Principal Amount. 0.0000000000 ---------------
Page 18 of 45 3 H) Class C Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class C Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class C Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class C Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1997-2 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class C Certificates exceeds the Class C Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- I) The Available Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to 45,199,125 --------------- J) The Required Collateral Amount as of the close of business on the upcoming Distribution Date, after giving effect to any withdrawal from the Collateral Account and payments to the Class C Interest Holder on such Distribution Date, will be equal to 45,199,125 ---------------
Page 19 of 45 EX-20.7 8 w44360ex20-7.txt SERIES 1998-1 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1998-1 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of January 16, 2001, and with respect to the performance of the Trust during the month December, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on January 16, 2001 per $1,000 Original Principal Amount 5.2583333400 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 5.2583333400 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 --------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-1 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on January 16, 2001 per $1,000 Original Principal Amount. 5.2966666187 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 5.2966666187 ---------------
Page 20 of 45 2 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------- D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-1 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- E) Information Regarding Distributions to the Class C Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class C Certificateholders on January 16, 2001 per $1,000 Original Principal Amount. 6.8088889931 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class C Certificates, per $1,000 Original Principal Amount. 6.8088889931 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class C Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------- F) Class C Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class C Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class C Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class C Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-1 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class C Certificates exceeds the Class C Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ---------------
Page 21 of 45 3 G) The Available Cash Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to 9,456,264.78 --------------- H) The Required Cash Collateral Amount as of the close of business on the upcoming Distribution Date, after giving effect to any withdrawal from the Cash Collateral Account and payments to the Class C Interest Holder on such Distribution Date, will be equal to 9,456,264.78 ---------------
Page 22 of 45 EX-20.8 9 w44360ex20-8.txt SERIES 1998-3 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1998-3 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of January 16, 2001, and with respect to the performance of the Trust during the month December, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on January 16, 2001 per $1,000 Original Principal Amount 0.0000000000 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 --------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-3 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ---------------
Page 23 of 45 2 C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on January 16, 2001 per $1,000 Original Principal Amount. 6.1688888602 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 6.1688888602 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------- D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-3 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- E) Information Regarding Distributions to the Class C Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class C Certificateholders on January 16, 2001 per $1,000 Original Principal Amount. 6.3644443586 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class C Certificates, per $1,000 Original Principal Amount. 6.3644443586 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class C Certificates, per $1,000 Original Principal Amount. 0.0000000000 ---------------
Page 24 of 45 3 F) Class C Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class C Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class C Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class C Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-3 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class C Certificates exceeds the Class C Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- G) The Available Cash Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to 6,226,849.65 --------------- H) The Required Cash Collateral Amount as of the close of business on the upcoming Distribution Date, after giving effect to any withdrawal from the Cash Collateral Account and payments to the Class C Interest Holder on such Distribution Date, will be equal to 6,226,849.65 ---------------
Page 25 of 45 EX-20.9 10 w44360ex20-9.txt SERIES 1998-4 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1998-4 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of January 16, 2001, and with respect to the performance of the Trust during the month December, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on January 16, 2001 per $1,000 Original Principal Amount 4.5250000079 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 4.5250000079 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 --------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-4 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ---------------
Page 26 of 45 2 C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on January 16, 2001 per $1,000 Original Principal Amount. 6.5422221667 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 6.5422221667 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------- D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-4 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- E) Information Regarding Distributions to the Class C Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class C Certificateholders on January 16, 2001 per $1,000 Original Principal Amount. 7.0816800000 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class C Certificates, per $1,000 Original Principal Amount. 7.0816800000 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class C Certificates, per $1,000 Original Principal Amount. 0.0000000000 ---------------
Page 27 of 45 3 F) Class C Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class C Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class C Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class C Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-4 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class C Certificates exceeds the Class C Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- G) The Available Cash Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to 9,375,000.00 --------------- H) The Required Cash Collateral Amount as of the close of business on the upcoming Distribution Date, after giving effect to any withdrawal from the Cash Collateral Account and payments to the Class C Interest Holder on such Distribution Date, will be equal to 9,375,000.00 ---------------
Page 28 of 45 EX-20.10 11 w44360ex20-10.txt SERIES 1999-1 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1999-1 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of January 16, 2001, and with respect to the performance of the Trust during the month December, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on January 16, 2001 per $1,000 Original Principal Amount 6.0888888800 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 6.0888888800 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 --------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-1 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ---------------
Page 29 of 45 2 C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on January 16, 2001 per $1,000 Original Principal Amount. 6.2666667200 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 6.2666667200 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------- D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-1 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: January 16, 2001 per $1,000 Original Principal Amount. 5.5000000000 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 5.5000000000 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 --------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 --------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 ---------------
Page 30 of 45 EX-20.11 12 w44360ex20-11.txt SERIES 1999-2 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1999-2 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of January 16, 2001, and with respect to the performance of the Trust during the month December, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on January 16, 2001 per $1,000 Original Principal Amount 6.0755555600 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 6.0755555600 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 --------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-2 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on January 16, 2001 per $1,000 Original Principal Amount. 6.2355555200 ---------------
Page 31 of 45 2 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 6.2355555200 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------- D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-2 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: January 16, 2001 per $1,000 Original Principal Amount. 6.4977777600 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 6.4977777600 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 --------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 --------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 ---------------
Page 32 of 45 EX-20.12 13 w44360ex20-12.txt SERIES 1999-3 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1999-3 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of January 16, 2001, and with respect to the performance of the Trust during the month December, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on January 16, 2001 per $1,000 Original Principal Amount 6.1866666750 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 6.1866666750 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 --------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-3 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on January 16, 2001 per $1,000 Original Principal Amount. 6.3911112000 ---------------
Page 33 of 45 2 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 6.3911112000 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------- D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-3 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: January 16, 2001 per $1,000 Original Principal Amount. 6.0416666000 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 6.0416666000 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 --------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 --------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 ---------------
Page 34 of 45 EX-20.13 14 w44360ex20-13.txt SERIES 2000-1 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2000-1 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of January 16, 2001, and with respect to the performance of the Trust during the month December, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on January 16, 2001 per $1,000 Original Principal Amount 5.9166666667 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 5.9166666667 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 --------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-1 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on January 16, 2001 per $1,000 Original Principal Amount. 6.0833333333 ---------------
Page 35 of 45 2 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 6.0833333333 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------- D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-1 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: January 16, 2001 per $1,000 Original Principal Amount. 6.3750000000 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 6.3750000000 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 --------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 --------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 ---------------
Page 36 of 45 EX-20.14 15 w44360ex20-14.txt SERIES 2000-2 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2000-2 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of January 16, 2001, and with respect to the performance of the Trust during the month December, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on January 16, 2001 per $1,000 Original Principal Amount 6.0000000000 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 6.0000000000 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 --------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-2 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ---------------
Page 37 of 45 2 C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on January 16, 2001 per $1,000 Original Principal Amount. 6.1250000000 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 6.1250000000 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------- D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-2 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: January 16, 2001 per $1,000 Original Principal Amount. 6.5000000000 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 6.5000000000 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 --------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 --------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 ---------------
Page 38 of 45 EX-20.15 16 w44360ex20-15.txt SERIES 2000-3 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2000-3 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of January 16, 2001, and with respect to the performance of the Trust during the month December, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on January 16, 2001 per $1,000 Original Principal Amount 6.1333333333 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 6.1333333333 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 --------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-3 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ---------------
Page 39 of 45 2 C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on January 16, 2001 per $1,000 Original Principal Amount. 6.4177777778 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 6.4177777778 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------- D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-3 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: January 16, 2001 per $1,000 Original Principal Amount. 6.5833333000 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 6.5833333000 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 --------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 --------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 ---------------
Page 40 of 45 EX-20.16 17 w44360ex20-16.txt SERIES 2000-4 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2000-4 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of January 16, 2001, and with respect to the performance of the Trust during the month December, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on January 16, 2001 per $1,000 Original Principal Amount 6.0888888889 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 6.0888888889 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 --------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-4 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ---------------
Page 41 of 45 2 C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on January 16, 2001 per $1,000 Original Principal Amount. 6.3111111111 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 6.3111111111 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------- D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-4 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: January 16, 2001 per $1,000 Original Principal Amount. 6.6755555238 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 6.6755555238 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 --------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 --------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 ---------------
Page 42 of 45 EX-20.17 18 w44360ex20-17.txt SERIES 2000-5 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2000-5 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of January 16, 2001, and with respect to the performance of the Trust during the month December, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on January 16, 2001 per $1,000 Original Principal Amount 6.0533333333 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 6.0533333333 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 --------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-5 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on January 16, 2001 per $1,000 Original Principal Amount. 6.2977777778 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 6.2977777778 ---------------
Page 43 of 45 2 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------- D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-5 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: January 16, 2001 per $1,000 Original Principal Amount. 6.6311111314 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 6.6311111314 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 --------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 --------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 ---------------
Page 44 of 45 EX-20.18 19 w44360ex20-18.txt TRUST EXCESS SPREAD ANALYSIS 1 CAPITAL ONE MASTER TRUST TRUST EXCESS SPREAD ANALYSIS - DECEMBER-00
Card Trust COMT 96-1* COMT 96-2 COMT 96-3 COMT 97-1* COMT 97-2* COMT 98-1 COMT 98-3* COMT 98-4 Deal Size $845MM $750MM $500MM $608MM $502MM $591MM $486MM $750MM Expected Maturity(Class A): 8/15/01 12/15/01 1/15/04 6/15/02 8/15/02 4/15/08 08/16/01 11/15/03 ------------------------------------------------------------------------------------------------------------------------------- Excess Spread: Portfolio Yield 21.70% 21.70% 21.70% 21.70% 21.70% 21.70% 21.70% 21.70% LESS: (Wt Avg) Coupon 6.79% 6.75% 6.78% 6.54% 6.74% 6.44% 6.45% 5.86% SVC Fees 1.50% 1.50% 1.50% 1.50% 1.50% 1.50% 1.50% 1.50% Charge-Offs 2.60% 2.60% 2.60% 2.60% 2.60% 2.60% 2.60% 2.60% Excess Spread: Dec-00 10.81% 10.85% 10.82% 11.06% 10.86% 11.16% 11.15% 11.74% Nov-00 10.02% 10.14% 10.11% 10.21% 10.07% 10.52% 10.88% 11.16% Oct-00 11.27% 11.33% 11.30% 11.40% 11.32% 11.71% 12.07% 12.35% 3-Mo Avg Excess Spread 10.70% 10.77% 10.74% 10.89% 10.75% 11.13% 11.37% 11.75% ------------------------------------------------------------------------------------------------------------------------------- Delinquents: 30 to 59 days 1.45% 1.45% 1.45% 1.45% 1.45% 1.45% 1.45% 1.45% 60 to 89 days 0.92% 0.92% 0.92% 0.92% 0.92% 0.92% 0.92% 0.92% 90+ days 1.69% 1.69% 1.69% 1.69% 1.69% 1.69% 1.69% 1.69% Monthly Payment Rate 16.32% 16.32% 16.32% 16.32% 16.32% 16.32% 16.32% 16.32% Card Trust COMT 99-1 COMT 99-2 COMT 99-3 COMT 00-1 COMT 00-2 COMT 00-3 COMT 00-4 COMT 00-5 Deal Size $625MM $625MM $500MM $600MM $750MM $1000MM $1200MM $1250MM Expected Maturity(Class A): 05/15/04 05/15/02 07/15/06 02/17/03 06/15/05 08/15/07 10/17/05 10/15/03 ------------------------------------------------------------------------------------------------------------------------------- Excess Spread: Portfolio Yield 21.70% 21.70% 21.70% 21.70% 21.70% 21.70% 21.70% 21.70% LESS: (Wt Avg) Coupon 6.68% 6.78% 6.84% 7.16% 6.76% 6.36% 5.89% 5.81% SVC Fees 1.50% 1.50% 1.50% 1.50% 2.00% 2.00% 2.00% 2.00% Charge-Offs 2.60% 2.60% 2.60% 2.60% 2.60% 2.60% 2.60% 2.60% Excess Spread: Dec-00 10.92% 10.82% 10.76% 10.44% 10.34% 10.74% 11.21% 11.29% Nov-00 10.16% 10.11% 9.99% 9.76% 9.66% 9.97% 10.07% 11.82% Oct-00 11.35% 11.30% 11.18% 10.95% 10.85% 11.16% 13.04% N/A 3-Mo Avg Excess Spread 10.81% 10.74% 10.64% 10.38% 10.28% 10.62% 11.44% N/A ------------------------------------------------------------------------------------------------------------------------------- Delinquents: 30 to 59 days 1.45% 1.45% 1.45% 1.45% 1.45% 1.45% 1.45% 1.45% 60 to 89 days 0.92% 0.92% 0.92% 0.92% 0.92% 0.92% 0.92% 0.92% 90+ days 1.69% 1.69% 1.69% 1.69% 1.69% 1.69% 1.69% 1.69% Monthly Payment Rate 16.32% 16.32% 16.32% 16.32% 16.32% 16.32% 16.32% 16.32%
This material is for informational purposes only and is not an offer of securities for sale in the United States. These securities will not be and have not been registered under the Securities Act of 1933 and may not be offered or sold in the United States absent registration or an applicable exemption from the registration requirements. COMMENTS: Capital One Master Trust performance statistics are also available at the Capital One web site: http://www.capitalone.com (Under "For Investors" section) * Represents Non-US Denominated Transactions -----END PRIVACY-ENHANCED MESSAGE-----