-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, Pd0GKCbLJthMp0YEoo1Vvc+0Rz/8BUNTsq250Dma5IF94D2ze+e86/4s31b+PuJ/ 1w6f1vUfK8fKEerqprgaOA== /in/edgar/work/0000950133-00-004387/0000950133-00-004387.txt : 20001114 0000950133-00-004387.hdr.sgml : 20001114 ACCESSION NUMBER: 0000950133-00-004387 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 18 CONFORMED PERIOD OF REPORT: 20001016 ITEM INFORMATION: ITEM INFORMATION: FILED AS OF DATE: 20001113 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CAPITAL ONE MASTER TRUST CENTRAL INDEX KEY: 0000922869 STANDARD INDUSTRIAL CLASSIFICATION: [6189 ] IRS NUMBER: 541719855 STATE OF INCORPORATION: VA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: SEC FILE NUMBER: 000-25762 FILM NUMBER: 758119 BUSINESS ADDRESS: STREET 1: 11013 W BROAD ST RD CITY: GLEN ALLEN STATE: VA ZIP: 23060 BUSINESS PHONE: 8049671000 MAIL ADDRESS: STREET 1: 11013 WEST BROAD ST RD CITY: GLEN ALLEN STATE: VA ZIP: 23060 FORMER COMPANY: FORMER CONFORMED NAME: SIGNET MASTER TRUST DATE OF NAME CHANGE: 19940509 8-K 1 w42287e8-k.txt CAPITAL ONE MASTER TRUST FORM 8-K 1 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ----------------------- FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: October 16, 2000 ---------------- CAPITAL ONE MASTER TRUST CAPITAL ONE BANK (Exact name of registrant as specified in its charter)
Virginia 0-25762 54-1719855 - ------------------------------------------ ---------------- ----------------------- (State or other jurisdiction of (Commission (IRS Employer incorporation) File Number) Identification No.) 11013 West Broad Street Road, Glen Allen, Virginia 23060 - -------------------------------------------------- -------------------- (Address of principal executive offices) (Zip Code)
(Registrant's telephone number, including area code): (804) 967-1000 (Former name or former address, if changed since last report): Not Applicable Page 1 of 42 2
ITEM 5. OTHER EVENTS ------------ The September 2000 monthly Certificateholder's Statements to investors were distributed October 16, 2000. ITEM 7 (c). EXHIBITS -------- The following are filed as exhibits to this Report under Exhibit 20: 1. September Performance Summary 2. Series 1995-3 Class A and Class B Certificateholder's Statements for the month of September 2000. 3. Series 1996-1 Class A and Class B Certificateholder's Statements for the month of September 2000. 4. Series 1996-2 Class A and Class B Certificateholder's Statements for the month of September 2000. 5. Series 1996-3 Class A and Class B Certificateholder's Statements for the month of September 2000. 6. Series 1997-1 Class A and Class B Certificateholder's Statements for the month of September 2000. 7. Series 1997-2 Class A and Class B Certificateholder's Statements for the month of September 2000. 8. Series 1998-1 Class A and Class B Certificateholder's Statements for the month of September 2000. 9. Series 1998-3 Class A and Class B Certificateholder's Statements for the month of September 2000. 10. Series 1998-4 Class A and Class B Certificateholder's Statements for the month of September 2000. 11. Series 1999-1 Class A and Class B Certificateholder's Statements for the month of September 2000 12. Series 1999-2 Class A and Class B Certificateholder's Statements for the month of September 2000 13. Series 1999-3 Class A and Class B Certificateholder's Statements for the month of September 2000 14. Series 2000-1 Class A and Class B Certificateholder's Statements for the month of September 2000 15. Series 2000-2 Class A and Class B Certificateholder's Statements for the month of September 2000 16. Series 2000-3 Class A and Class B Certificateholder's Statements for the month of September 2000 17. Trust Excess Spread Analysis
Page 2 of 42 3 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. CAPITAL ONE MASTER TRUST By: CAPITAL ONE BANK Servicer By: /s/ David M. Willey --------------------------------- David M. Willey Senior Vice President of Corporate Financial Management Date: October 16, 2000
Page 3 of 42 4 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ---------------------------- EXHIBITS TO FORM 8-K CAPITAL ONE MASTER TRUST CAPITAL ONE BANK (Exact name of registrant as specified in its charter) Page 4 of 42 5 INDEX TO EXHIBITS
SEQUENTIALLY EXHIBIT NUMBERED NUMBER EXHIBITS PAGE - ------ -------- ----------------- 1 September Performance Summary 07 2 Series 1995-3 Class A and Class B Certificate- holder's Statements for the month of September 2000 09 3 Series 1996-1 Class A and Class B Certificate- holder's Statements for the month of September 2000 11 4 Series 1996-2 Class A and Class B Certificate- holder's Statements for the month of September 2000 13 5 Series 1996-3 Class A and Class B Certificate- holder's Statements for the month of September 2000 15 6 Series 1997-1 Class A and Class B Certificate- holder's Statements for the month of September 2000 17 7 Series 1997-2 Class A and Class B Certificate- holder's Statements for the month of September 2000 19 8 Series 1998-1 Class A and Class B Certificate- holder's Statements for the month of September 2000 21 9 Series 1998-3 Class A and Class B Certificate- holder's Statements for the month of September 2000 24 10 Series 1998-4 Class A and Class B Certificate- holder's Statements for the month of September 2000 27 11 Series 1999-1 Class A and Class B Certificate- holder's Statements for the month of September 2000 30 12 Series 1999-2 Class A and Class B Certificate- holder's Statements for the month of September 2000 32 13 Series 1999-3 Class A and Class B Certificate- holder's Statements for the month of September 2000 34 14 Series 2000-1 Class A and Class B Certificate-
Page 5 of 42 6 holder's Statements for the month of September 2000 36 15 Series 2000-2 Class A and Class B Certificate- holder's Statements for the month of September 2000 38 16 Series 2000-3 Class A and Class B Certificate- holder's Statements for the month of September 2000 40 17 Trust Excess Spread Analysis 42
Page 6 of 42 EX-20.1 2 w42287ex20-1.txt SEPTEMBER PERFORMANCE SUMMARY 1
CAPITAL ONE MASTER TRUST (RECEIVABLES) MONTHLY PERIOD : SEPTEMBER 2000 Beginning of the Month Principal Receivables : 13,574,665,177.39 -------------------- Beginning of the Month Finance Charge Receivables : 395,015,002.52 -------------------- Beginning of the Month Discounted Receivables : 0.00 -------------------- Beginning of the Month Total Receivables : 13,969,680,179.91 -------------------- Removed Principal Receivables : 0.00 -------------------- Removed Finance Charge Receivables : 0.00 -------------------- Removed Total Receivables : 0.00 -------------------- Additional Principal Receivables : 681,766,531.68 -------------------- Additional Finance Charge Receivables : 2,136,898.95 -------------------- Additional Total Receivables : 683,903,430.63 -------------------- Discounted Receivables Generated this Period 0.00 -------------------- End of the Month Principal Receivables : 13,480,783,244.27 -------------------- End of the Month Finance Charge Receivables : 404,805,760.82 -------------------- End of the Month Discounted Receivables : 0.00 -------------------- End of the Month Total Receivables : 13,885,589,005.09 -------------------- Excess Funding Account Balance 0.00 -------------------- Adjusted Invested Amount of all Master Trust Series 11,682,726,677.68 -------------------- End of the Month Seller Percentage 13.34% -------------------- CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES) MONTHLY PERIOD : SEPTEMBER 2000 ACCOUNTS RECEIVABLES -------- ----------- End of the Month Delinquencies : 30 - 59 Days Delinquent 175,385.00 186,262,185.56 ----------------- ------------------- 60 - 89 Days Delinquent 105,098.00 115,738,213.75 ----------------- ------------------- 90 + Days Delinquent 195,285.00 229,604,948.62 ----------------- ------------------- Total 30 + Days Delinquent 475,768.00 531,605,347.93 ----------------- ------------------- Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 3.83% ------------------- Defaulted Accounts During the Month 50,065.00 43,285,312.40 ----------------- ------------------- Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 3.83% -------------------
Page 7 of 42 2
CAPITAL ONE MASTER TRUST (COLLECTIONS) MONTHLY PERIOD : SEPTEMBER 2000 COLLECTIONS PERCENTAGES ----------- ----------- Total Collections and Gross Payment Rate 2,390,930,585.57 17.12% ------------------------- -------------------- Collections of Principal Receivables and Principal Payment Rate 2,138,352,810.90 15.75% ------------------------- -------------------- Prior Month Billed Finance Charge and Fees 198,094,852.87 ------------------------- Amortized AMF Income 18,230,453.19 ------------------------- Interchange Collected 27,152,952.96 ------------------------- Recoveries of Charged Off Accounts 13,614,148.06 ------------------------- Collections of Discounted Receivables 0.00 ------------------------- Collections of Finance Charge Receivables and Annual 257,092,407.08 22.73% ------------------------- -------------------- CAPITAL ONE MASTER TRUST (AMF COLLECTIONS) MONTHLY PERIOD : SEPTEMBER 2000 Beginning Unamortized AMF Balance 97,949,592.10 -------------------- + AMF Slug for Added Accounts 322,881.53 ------------------------- + AMF Collections 13,715,820.78 ------------------------- - - Amortized AMF Income 18,230,453.19 ------------------------- Ending Unamortized AMF Balance 93,757,841.22 -------------------- /s/ Tom Feil --------------------------- Tom Feil Director of Securitization
Page 8 of 42 EX-20.2 3 w42287ex20-2.txt SERIES 1995-3 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1995-3 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of October 16, 2000, and with respect to the performance of the Trust during the month September, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.
A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1)The total amount of the distribution to Class A Certificateholders on October 16, 2000 per $1,000 Original Principal Amount 0.0000000000 -------------------- 2)The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 -------------------- 3)The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 -------------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1)The amount of Class A Investor Charge Off's 0.00 -------------------- 2)The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------------- 3)The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.00 -------------------- 4)The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1995-3 Investor Certificateholder's Investment) 0.0000000000 -------------------- 5)The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.00 -------------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1)The total amount of the distribution to Class B Certificateholders on October 16, 2000 per $1,000 Original Principal Amount. 5.9255208059 --------------------
Page 9 of 42 2 2)The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 5.9255208059 -------------------- 3)The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 -------------------- D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1)The amount of Class B Investor Charge Off's 0.00 -------------------- 2)The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.00 -------------------- 3)The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.00 -------------------- 4)The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1995-3 Investor Certificateholder's Investment) 0.00 -------------------- 5)The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.00 -------------------- E) The Available Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to 0.00 -------------------- F) The Required Collateral Amount as of the close of business on such Distribution Date, after giving effect to any withdrawal from the Collateral Account and payments to the Collateral Indebtedness Holder on such Distribution Date, will be equal to 0.00 --------------------
Page 10 of 42 EX-20.3 4 w42287ex20-3.txt SERIES 1996-1 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1996-1 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of October 16, 2000, and with respect to the performance of the Trust during the month September, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.
A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on October 16, 2000 per $1,000 Original Principal Amount 0.0000000000 ------------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 ------------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 ------------------------- B) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $10,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on October 16, 2000 per $10,000 Original Principal Amount 0.0000000000 ------------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates 0.0000000000 ------------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates 0.0000000000 ------------------------- C) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $100,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on October 16, 2000 per $100,000 Original Principal Amount 0.0000000000 ------------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates 0.0000000000 ------------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates 0.0000000000 -------------------------
Page 11 of 42 2 D) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 ------------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ------------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 ------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1996-1 Investor Certificateholder's Investment) 0.0000000000 ------------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ------------------- E) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on October 16, 2000 per $1,000 Original Principal Amount. 5.9341319071 ------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 5.9341319071 ------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 ------------------- F) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 ------------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ------------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 ------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1996-1 Investor Certificateholder's Investment) 0.0000000000 ------------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ------------------- G) The Available Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to 59,150,000 ------------------- H) The Required Collateral Amount as of the close of business on such Distribution Date, after giving effect to any withdrawal from the Collateral Account and payments to the Collateral Indebtedness Holder on such Distribution Date, will be equal to 59,150,000 -------------------
Page 12 of 42 EX-20.4 5 w42287ex20-4.txt SERIES 1996-2 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1996-2 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of October 16, 2000, and with respect to the performance of the Trust during the month September, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.
A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on October 16, 2000 per $1,000 Original Principal Amount 5.7877430500 -------------------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 5.7877430500 -------------------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 -------------------------------- B) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $10,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on October 16, 2000 per $10,000 Original Principal Amount 57.8774305000 -------------------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates 57.8774305000 -------------------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates 0.00 -------------------------------- C) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $100,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on October 16, 2000 per $100,000 Original Principal Amount 578.7743050000 -------------------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates 578.7743050000 -------------------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates 0.0000000000 --------------------------------
Page 13 of 42 2 D) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.00 -------------------------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------------------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.00 -------------------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1996-2 Investor Certificateholder's Investment) 0.00 -------------------------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.00 -------------------------------- E) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on October 16, 2000 per $1,000 Original Principal Amount. 5.9857986667 -------------------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 5.9857986667 -------------------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 -------------------------------- F) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 -------------------------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.00 -------------------------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 -------------------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1996-2 Investor Certificateholder's Investment) 0.00 -------------------------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------------------------- G) The Available Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to 67,500,000 -------------------------------- H) The Required Collateral Amount as of the close of business on such Distribution Date, after giving effect to any withdrawal from the Collateral Account and payments to the Collateral Indebtedness Holder on such Distribution Date, will be equal to 67,500,000 --------------------------------
Page 14 of 42 EX-20.5 6 w42287ex20-5.txt SERIES 1996-3 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1996-3 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of October 16, 2000, and with respect to the performance of the Trust during the month September, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.
A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on October 16, 2000 per $1,000 Original Principal Amount 5.8049652750 ------------------------ 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 5.8049652750 ------------------------ 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 ------------------------ B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.00 ------------------------ 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ------------------------ 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.00 ------------------------ 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1996-3 Investor Certificateholder's Investment) 0.0000000000 ------------------------ 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.00 ------------------------ C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on October 16, 2000 per $1,000 Original Principal Amount. 6.0116320000 ------------------------ 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 6.0116320000 ------------------------
Page 15 of 42 2 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.00 ------------------------ D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 ------------------------ 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ------------------------ 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 ------------------------ 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1996-3 Investor Certificateholder's Investment) 0.0000000000 ------------------------ 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ------------------------ E) The Available Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to 45,000,000 ------------------------ F) The Required Collateral Amount as of the close of business on such Distribution Date, after giving effect to any withdrawal from the Collateral Account and payments to the Collateral Indebtedness Holder on such Distribution Date, will be equal to 45,000,000 ------------------------
Page 16 of 42 EX-20.6 7 w42287ex20-6.txt SERIES 1997-1 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1997-1 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of October 16, 2000, and with respect to the performance of the Trust during the month September, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on October 16, 2000 per $1,000 Original Principal Amount 0.0000000000 -------------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 -------------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 -------------------------- B) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $10,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on October 16, 2000 per $10,000 Original Principal Amount 0.0000000000 -------------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates 0.0000000000 -------------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates 0.0000000000 -------------------------- C) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $100,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on October 16, 2000 per $100,000 Original Principal Amount 0.0000000000 -------------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates 0.0000000000 -------------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates 0.0000000000 --------------------------
Page 17 of 42 2 D) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 -------------------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 -------------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1997-1 Investor Certificateholder's Investment) 0.0000000000 -------------------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------------------- E) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on October 16, 2000 per $1,000 Original Principal Amount. 5.9599653267 -------------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 5.9599653267 -------------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 -------------------------- F) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 -------------------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 -------------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1997-1 Investor Certificateholder's Investment) 0.0000000000 -------------------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------------------- G) The Available Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to 54,744,750 -------------------------- H) The Required Collateral Amount as of the close of business on such Distribution Date, after giving effect to any withdrawal from the Collateral Account and payments to the Collateral Indebtedness Holder on such Distribution Date, will be equal to 54,744,750 --------------------------
Page 18 of 42 EX-20.7 8 w42287ex20-7.txt SERIES 1997-2 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1997-2 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of October 16, 2000, and with respect to the performance of the Trust during the month September, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on October 16, 2000 per $1,000 Original Principal Amount 0.0000000000 ----------------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 ----------------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 ----------------------------- B) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $10,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on October 16, 2000 per $10,000 Original Principal Amount 0.0000000000 ----------------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates 0.0000000000 ----------------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates 0.0000000000 ----------------------------- C) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $100,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on October 16, 2000 per $100,000 Original Principal Amount 0.0000000000 ----------------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates 0.0000000000 ----------------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates 0.0000000000 -----------------------------
Page 19 of 42 2 D) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 ----------------------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 ----------------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1997-2 Investor Certificateholder's Investment) 0.0000000000 ----------------------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ----------------------------- E) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on October 16, 2000 per $1,000 Original Principal Amount. 5.9599653352 ----------------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 5.9599653352 ----------------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 ----------------------------- F) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 ----------------------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 ----------------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1997-2 Investor Certificateholder's Investment) 0.0000000000 ----------------------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ----------------------------- G) Information Regarding Distributions to the Class C Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class C Certificateholders on October 16, 2000 per $1,000 Original Principal Amount. 6.1537153651 ----------------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class C Certificates, per $1,000 Original Principal Amount. 6.1537153651 ----------------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class C Certificates, per $1,000 Original Principal Amount. 0.0000000000 -----------------------------
Page 20 of 42 3 H) Class C Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class C Investor Charge Off's 0.0000000000 ----------------------------- 2) The amount of Class C Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------------------- 3) The total amount reimbursed to the Trust in respect of Class C Investor Charge Off's 0.0000000000 ----------------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1997-2 Investor Certificateholder's Investment) 0.0000000000 ----------------------------- 5) The amount, if any, by which the outstanding principal balance of the Class C Certificates exceeds the Class C Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ----------------------------- I) The Available Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to 45,199,125 ----------------------------- J) The Required Collateral Amount as of the close of business on the upcoming Distribution Date, after giving effect to any withdrawal from the Collateral Account and payments to the Class C Interest Holder on such Distribution Date, will be equal to 45,199,125 -----------------------------
Page 21 of 42 EX-20.8 9 w42287ex20-8.txt SERIES 1998-1 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1998-1 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of October 16, 2000, and with respect to the performance of the Trust during the month September, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on October 16, 2000 per $1,000 Original Principal Amount 5.2583333400 ----------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 5.2583333400 ----------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 ----------------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 ----------------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 ----------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-1 Investor Certificateholder's Investment) 0.0000000000 ----------------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ----------------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on October 16, 2000 per $1,000 Original Principal Amount. 5.2966666187 ----------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 5.2966666187 -----------------------
Page 22 of 42 2 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 ----------------------- D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 ----------------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 ----------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-1 Investor Certificateholder's Investment) 0.0000000000 ----------------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ----------------------- E) Information Regarding Distributions to the Class C Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class C Certificateholders on October 16, 2000 per $1,000 Original Principal Amount. 6.5196874498 ----------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class C Certificates, per $1,000 Original Principal Amount. 6.5196874498 ----------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class C Certificates, per $1,000 Original Principal Amount. 0.0000000000 ----------------------- F) Class C Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class C Investor Charge Off's 0.0000000000 ----------------------- 2) The amount of Class C Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------------- 3) The total amount reimbursed to the Trust in respect of Class C Investor Charge Off's 0.0000000000 ----------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-1 Investor Certificateholder's Investment) 0.0000000000 ----------------------- 5) The amount, if any, by which the outstanding principal balance of the Class C Certificates exceeds the Class C Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -----------------------
Page 23 of 42 3 G) The Available Cash Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to 9,456,264.78 ----------------------- H) The Required Cash Collateral Amount as of the close of business on the upcoming Distribution Date, after giving effect to any withdrawal from the Cash Collateral Account and payments to the Class C Interest Holder on such Distribution Date, will be equal to 9,456,264.78 -----------------------
Page 24 of 42 EX-20.9 10 w42287ex20-9.txt SERIES 1998-3 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1998-3 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of October 16, 2000, and with respect to the performance of the Trust during the month September, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on October 16, 2000 per $1,000 Original Principal Amount 0.0000000000 ---------------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 ---------------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 ---------------------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 ---------------------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ---------------------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 ---------------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-3 Investor Certificateholder's Investment) 0.0000000000 ---------------------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ----------------------------
Page 25 of 42 2 C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on October 16, 2000 per $1,000 Original Principal Amount. 5.8996873952 ---------------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 5.8996873952 ---------------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 ---------------------------- D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 ---------------------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ---------------------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 ---------------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-3 Investor Certificateholder's Investment) 0.0000000000 ---------------------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ---------------------------- E) Information Regarding Distributions to the Class C Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class C Certificateholders on October 16, 2000 per $1,000 Original Principal Amount. 6.0891318516 ---------------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class C Certificates, per $1,000 Original Principal Amount. 6.0891318516 ---------------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class C Certificates, per $1,000 Original Principal Amount. 0.0000000000 ----------------------------
Page 26 of 42 3 F) Class C Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class C Investor Charge Off's 0.0000000000 ---------------------------- 2) The amount of Class C Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ---------------------------- 3) The total amount reimbursed to the Trust in respect of Class C Investor Charge Off's 0.0000000000 ---------------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-3 Investor Certificateholder's Investment) 0.0000000000 ---------------------------- 5) The amount, if any, by which the outstanding principal balance of the Class C Certificates exceeds the Class C Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ---------------------------- G) The Available Cash Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to 6,226,849.65 ---------------------------- H) The Required Cash Collateral Amount as of the close of business on the upcoming Distribution Date, after giving effect to any withdrawal from the Cash Collateral Account and payments to the Class C Interest Holder on such Distribution Date, will be equal to 6,226,849.65 ----------------------------
Page 27 of 42 EX-20.10 11 w42287ex20-10.txt SERIES 1998-4 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1998-4 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of October 16, 2000, and with respect to the performance of the Trust during the month September, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on October 16, 2000 per $1,000 Original Principal Amount 4.5250000079 ----------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 4.5250000079 ----------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 ----------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 ----------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 ----------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-4 Investor Certificateholder's Investment) 0.0000000000 ----------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ----------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on October 16, 2000 per $1,000 Original Principal Amount. 6.2613541667 ----------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 6.2613541667 -----------------
Page 28 of 42 2 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 ----------------- D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 ----------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 ----------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original PrincipalAmount (which will have the effect of increasing, pro rata, the amount of each Series 1998-4 Investor Certificateholder's Investment) 0.0000000000 ----------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ----------------- E) Information Regarding Distributions to the Class C Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class C Certificateholders on October 16, 2000 per $1,000 Original Principal Amount. 6.7443944946 ----------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class C Certificates, per $1,000 Original Principal Amount. 6.7443944946 ----------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class C Certificates, per $1,000 Original Principal Amount. 0.0000000000 ----------------- F) Class C Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class C Investor Charge Off's 0.0000000000 ----------------- 2) The amount of Class C Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------- 3) The total amount reimbursed to the Trust in respect of Class C Investor Charge Off's 0.0000000000 ----------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-4 Investor Certificateholder's Investment) 0.0000000000 ----------------- 5) The amount, if any, by which the outstanding principal balance of the Class C Certificates exceeds the Class C Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ----------------- G) The Available Cash Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to 9,375,000.00 ----------------- H) The Required Cash Collateral Amount as of the close of business on the upcoming Distribution Date, after giving effect to any withdrawal from the Cash Collateral Account and payments to the Class C Interest Holder on such Distribution Date, will be equal to 9,375,000.00 -----------------
Page 29 of 42 EX-20.11 12 w42287ex20-11.txt SERIES 1999-1 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1999-1 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of October 16, 2000, and with respect to the performance of the Trust during the month September, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on October 16, 2000 per $1,000 Original Principal Amount 5.8221875000 ----------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 5.8221875000 ----------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 ----------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 ----------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 ----------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-1 Investor Certificateholder's Investment) 0.0000000000 ----------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ----------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on October 16, 2000 per $1,000 Original Principal Amount. 5.9944097600 ----------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 5.9944097600 -----------------
Page 30 of 42 2 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 ----------------- D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 ----------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 ----------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-1 Investor Certificateholder's Investment) 0.0000000000 ----------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ----------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: October 16, 2000 per $1,000 Original Principal Amount. 5.5000000000 ----------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 5.5000000000 ----------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 ----------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 ----------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 ----------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 -----------------
Page 31 of 42 EX-20.12 13 w42287ex20-12.txt SERIES 1999-2 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1999-2 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of October 16, 2000, and with respect to the performance of the Trust during the month September, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on October 16, 2000 per $1,000 Original Principal Amount 5.8092708400 ----------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 5.8092708400 ----------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 ----------------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 ----------------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 ----------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-2 Investor Certificateholder's Investment) 0.0000000000 ----------------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ----------------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on October 16, 2000 per $1,000 Original Principal Amount. 5.9642708800 -----------------------
Page 32 of 42 2 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 5.9642708800 ----------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 ----------------------- D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 ----------------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 ----------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-2 Investor Certificateholder's Investment) 0.0000000000 ----------------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ----------------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: October 16, 2000 per $1,000 Original Principal Amount. 6.2182985600 ----------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 6.2182985600 ----------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 ----------------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 ----------------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 ----------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 -----------------------
Page 33 of 42 EX-20.13 14 w42287ex20-13.txt SERIES 1999-3 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1999-3 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of October 16, 2000, and with respect to the performance of the Trust during the month September, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on October 16, 2000 per $1,000 Original Principal Amount 5.9169097250 ---------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 5.9169097250 ----------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 ----------------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 ----------------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 ----------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-3 Investor Certificateholder's Investment) 0.0000000000 ----------------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ----------------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on October 16, 2000 per $1,000 Original Principal Amount. 6.1149652000 -----------------------
Page 34 of 42 2 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 6.1149652000 ----------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 ----------------------- D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 ----------------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 ----------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-3 Investor Certificateholder's Investment) 0.0000000000 ----------------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ----------------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: October 16, 2000 per $1,000 Original Principal Amount. 6.0416666000 ----------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 6.0416666000 ----------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 ----------------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 ----------------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 ----------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 -----------------------
Page 35 of 42 EX-20.14 15 w42287ex20-14.txt SERIES 2000-1 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2000-1 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of October 16, 2000, and with respect to the performance of the Trust during the month September, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on October 16, 2000 per $1,000 Original Principal Amount 5.9166666667 ----------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 5.9166666667 ----------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 ----------------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 ----------------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 ----------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-1 Investor Certificateholder's Investment) 0.0000000000 ----------------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ----------------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on October 16, 2000 per $1,000 Original Principal Amount. 6.0833333333 -----------------------
Page 36 of 42 2 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 6.0833333333 ----------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 ----------------------- D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 ----------------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 ----------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-1 Investor Certificateholder's Investment) 0.0000000000 ----------------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ----------------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: October 16, 2000 per $1,000 Original Principal Amount. 6.3750000000 ----------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 6.3750000000 ----------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 ----------------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 ----------------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 ----------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 -----------------------
Page 37 of 42 EX-20.15 16 w42287ex20-15.txt SERIES 2000-2 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2000-2 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of October 16, 2000, and with respect to the performance of the Trust during the month September, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on October 16, 2000 per $1,000 Original Principal Amount 6.0000000000 ----------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 6.0000000000 ----------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 ----------------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 ----------------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 ----------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-2 Investor Certificateholder's Investment) 0.0000000000 ----------------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ----------------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on October 16, 2000 per $1,000 Original Principal Amount. 6.1250000000 -----------------------
Page 38 of 42 2 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 6.1250000000 ----------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 ----------------------- D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 ----------------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 ----------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-2 Investor Certificateholder's Investment) 0.0000000000 ----------------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ----------------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: October 16, 2000 per $1,000 Original Principal Amount. 6.5000000000 ----------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 6.5000000000 ----------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 ----------------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 ----------------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 ----------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 -----------------------
Page 39 of 42 EX-20.16 17 w42287ex20-16.txt SERIES 2000-3 1 FORM OF MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2000-3 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of October 16, 2000, and with respect to the performance of the Trust during the month September, 2000 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on October 16, 2000 per $1,000 Original Principal Amount 5.8652430556 ----------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 5.8652430556 ----------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 ----------------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 ----------------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 ----------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-3 Investor Certificateholder's Investment) 0.0000000000 ----------------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ----------------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on October 16, 2000 per $1,000 Original Principal Amount. 6.1407986111 -----------------------
Page 40 of 42 2 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 6.1407986111 ----------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 ----------------------- D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 ----------------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 ----------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-3 Investor Certificateholder's Investment) 0.0000000000 ----------------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ----------------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: October 16, 2000 per $1,000 Original Principal Amount. 6.5833333000 ----------------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 6.5833333000 ----------------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 ----------------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 ----------------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ----------------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 ----------------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 -----------------------
Page 41 of 42 EX-20.17 18 w42287ex20-17.txt TRUST EXCESS SPREAD ANALYSIS 1
CAPITAL ONE MASTER TRUST ------------------------ Trust Excess Spread Analysis - September-00 Card Trust COMT 96-1* COMT 96-2 COMT 96-3 COMT 97-1* COMT 97-2* COMT 98-1 COMT 98-3* Deal Size $845MM $750MM $500MM $608MM $502MM $591MM $464MM Expected Maturity(Class A): 8/15/01 12/15/01 1/15/04 6/15/02 8/15/02 4/15/08 08/16/01 - --------------------------------------------------------------------------------------------------------------------------------- Excess Spread: Portfolio Yield 21.53% 21.53% 21.53% 21.53% 21.53% 21.53% 21.53% LESS: (Wt Avg) Coupon 6.77% 6.72% 6.75% 6.65% 6.72% 6.42% 6.24% SVC Fees 1.50% 1.50% 1.50% 1.50% 1.50% 1.50% 1.50% Charge-Offs 2.63% 2.63% 2.63% 2.63% 2.63% 2.63% 2.63% Excess Spread: Oct-00 10.63% 10.68% 10.65% 10.75% 10.68% 10.98% 11.16% Sep-00 10.63% 10.68% 10.65% 10.75% 10.68% 10.98% 11.16% Aug-00 12.80% 12.85% 12.82% 12.80% 12.85% 13.15% 13.33% 3-Mo Avg Excess Spread 11.35% 11.40% 11.37% 11.43% 11.40% 11.70% 11.88% - --------------------------------------------------------------------------------------------------------------------------------- Delinquents: 30 to 59 days 1.34% 1.34% 1.34% 1.34% 1.34% 1.34% 1.34% 60 to 89 days 0.83% 0.83% 0.83% 0.83% 0.83% 0.83% 0.83% 90+ days 1.65% 1.65% 1.65% 1.65% 1.65% 1.65% 1.65% Monthly Payment Rate 17.12% 17.12% 17.12% 17.12% 17.12% 17.12% 17.12% Card Trust COMT 98-4 COMT 99-1 COMT 99-2 COMT 99-3 COMT 00-1 COMT 00-2 COMT 00-3 Deal Size $750MM $625MM $625MM $500MM $600MM $750MM $1000MM Expected Maturity(Class A): 11/15/03 05/15/04 05/15/02 07/15/06 02/17/03 06/15/05 08/15/07 - --------------------------------------------------------------------------------------------------------------------------------- Excess Spread: Portfolio Yield 21.53% 21.53% 21.53% 21.53% 21.53% 21.53% 21.53% LESS: (Wt Avg) Coupon 5.80% 6.68% 6.75% 6.84% 7.16% 6.76% 5.05% SVC Fees 1.50% 1.50% 1.50% 1.50% 1.50% 2.00% 2.00% Charge-Offs 2.63% 2.63% 2.63% 2.63% 2.63% 2.63% 2.63% Excess Spread: Oct-00 11.60% 10.72% 10.65% 10.56% 10.24% 10.14% 11.85% Sep-00 11.60% 10.72% 10.65% 10.56% 10.24% 10.14% 11.85% Aug-00 13.77% 12.89% 12.83% 12.73% 12.41% 12.31% 14.02% 3-Mo Avg Excess Spread 12.32% 11.44% 11.38% 11.28% 10.96% 10.86% 12.57% - --------------------------------------------------------------------------------------------------------------------------------- Delinquents: 30 to 59 days 1.34% 1.34% 1.34% 1.34% 1.34% 1.34% 1.34% 60 to 89 days 0.83% 0.83% 0.83% 0.83% 0.83% 0.83% 0.83% 90+ days 1.65% 1.65% 1.65% 1.65% 1.65% 1.65% 1.65% Monthly Payment Rate 17.12% 17.12% 17.12% 17.12% 17.12% 17.12% 17.12%
This material is for informational purposes only and is not an offer of securities for sale in the United States. These securities will not be and have not been registered under the Securities Act of 1933 and may not be offered or sold in the United States absent registration or an applicable exemption from the registration requirements. Comments: Capital One Master Trust performance statistics are also available at the Capital One web site: http://www.capitalone.com (Under "For Investors" section) * Represents Non-US Denominated Transactions Note: Series 1995-3 paid out on October 16, 2000. Page 42 of 42 -----END PRIVACY-ENHANCED MESSAGE-----