EX-20.1 2 ex20-1.txt JULY PERFORMANCE SUMMARY 1 CAPITAL ONE MASTER TRUST (RECEIVABLES) MONTHLY PERIOD: July 2000 Beginning of the Month Principal Receivables: 12,742,108,757.29 ------------------------- Beginning of the Month Finance Charge Receivables: 395,144,718.49 ------------------------- Beginning of the Month Discounted Receivables: 0.00 ------------------------- Beginning of the Month Total Receivables: 13,137,253,475.78 ------------------------- Removed Principal Receivables: 0.00 ------------------------- Removed Finance Charge Receivables: 0.00 ------------------------- Removed Total Receivables: 0.00 ------------------------- Additional Principal Receivables: 1,418,244,053.00 ------------------------- Additional Finance Charge Receivables: 35,432,407.81 ------------------------- Additional Total Receivables: 1,453,676,460.81 ------------------------- Discounted Receivables Generated this Period 0.00 ------------------------- End of the Month Principal Receivables: 12,730,152,776.95 ------------------------- End of the Month Finance Charge Receivables: 399,119,928.95 ------------------------- End of the Month Discounted Receivables: 0.00 ------------------------- End of the Month Total Receivables: 13,129,272,705.90 ------------------------- Excess Funding Account Balance 0.00 ------------------------- Adjusted Invested Amount of all Master Trust Series 10,570,658,491.68 ------------------------- End of the Month Seller Percentage 16.96% ------------------------- CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES) MONTHLY PERIOD: July 2000 ACCOUNTS RECEIVABLES -------- ----------- End of the Month Delinquencies : 30 - 59 Days Delinquent 185,663.00 185,484,119.49 -------------------- ------------------------- 60 - 89 Days Delinquent 112,481.00 119,855,242.00 -------------------- ------------------------- 90 + Days Delinquent 170,705.00 212,361,749.05 -------------------- ------------------------- Total 30 + Days Delinquent 468,849.00 517,701,110.54 -------------------- ------------------------- Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 3.94% ------------------------- Defaulted Accounts During the Month 49,426.00 48,391,704.07 -------------------- ------------------------- Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 4.56% -------------------------
Page 7 of 42 2 CAPITAL ONE MASTER TRUST (COLLECTIONS) MONTHLY PERIOD: July 2000 COLLECTIONS PERCENTAGES ----------- ----------- Total Collections and Gross Payment Rate 2,291,771,826.15 17.44% ------------------------- ------------------------ Collections of Principal Receivables and Principal Payment Rate 2,036,426,240.91 15.98% ------------------------- ------------------------ Prior Month Billed Finance Charge and Fees 193,407,827.48 ------------------------- Amortized AMF Income 18,670,365.77 ------------------------- Interchange Collected 27,255,689.68 ------------------------- Recoveries of Charged Off Accounts 18,209,626.93 ------------------------- Collections of Discounted Receivables 0.00 ------------------------- Collections of Finance Charge Receivables and Annualized Yield 257,543,509.86 24.25% ------------------------- ------------------------ CAPITAL ONE MASTER TRUST (AMF COLLECTIONS) MONTHLY PERIOD: July 2000 Beginning Unamortized AMF Balance 85,730,141.94 ------------------------ + AMF Slug for Added Accounts 20,487,635.34 ------------------------- + AMF Collections 16,472,441.15 ------------------------- - Amortized AMF Income 18,670,365.77 ------------------------- Ending Unamortized AMF Balance 104,019,852.66 ------------------------
/s/ Tom Feil -------------------------------- Tom Feil Director of Securitization Page 8 of 42