EX-20.1 2 ex20-1.txt MAY PERFORMANCE SUMMARY 1
CAPITAL ONE MASTER TRUST (RECEIVABLES) MONTHLY PERIOD : May 2000 Beginning of the Month Principal Receivables : 11,508,920,587.82 ------------------- Beginning of the Month Finance Charge Receivables : 375,988,089.89 ------------------- Beginning of the Month Discounted Receivables : 0.00 ------------------- Beginning of the Month Total Receivables : 11,884,908,677.71 ------------------- Removed Principal Receivables : 0.00 ------------------- Removed Finance Charge Receivables : 0.00 ------------------- Removed Total Receivables : 0.00 ------------------- Additional Principal Receivables : 419,168,535.38 ------------------- Additional Finance Charge Receivables : 19,163,547.92 ------------------- Additional Total Receivables : 438,332,083.30 ------------------- Discounted Receivables Generated this Period 0.00 ------------------- End of the Month Principal Receivables : 11,429,221,319.49 ------------------- End of the Month Finance Charge Receivables : 367,649,352.76 ------------------- End of the Month Discounted Receivables : 0.00 ------------------- End of the Month Total Receivables : 11,796,870,672.25 ------------------- Excess Funding Account Balance 0.00 ------------------- Adjusted Invested Amount of all Master Trust Series 10,582,976,677.68 ------------------- End of the Month Seller Percentage 7.40% ------------------- CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES) MONTHLY PERIOD : May 2000 ACCOUNTS RECEIVABLES -------- ----------- End of the Month Delinquencies : 30 - 59 Days Delinquent 169,309.00 173,612,511.95 ----------------- ------------------- 60 - 89 Days Delinquent 93,737.00 107,898,891.08 ----------------- ------------------- 90 + Days Delinquent 156,358.00 215,113,111.75 ----------------- ------------------- Total 30 + Days Delinquent 419,404.00 496,624,514.78 ----------------- ------------------- Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 4.21% ------------------- Defaulted Accounts During the Month 53,649.00 48,348,573.88 ----------------- ------------------- Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 5.04% -------------------
Page 7 of 40 2
CAPITAL ONE MASTER TRUST (COLLECTIONS) MONTHLY PERIOD : May 2000 COLLECTIONS PERCENTAGES Total Collections and Gross Payment Rate 2,036,948,794.64 17.14% ----------------- ------------------- Collections of Principal Receivables and Principal Payment Rate 1,802,327,270.56 15.66% ----------------- ------------------- Prior Month Billed Finance Charge and Fees 176,167,189.40 ----------------- Amortized AMF Income 16,409,423.32 ----------------- Interchange Collected 22,965,361.46 ----------------- Recoveries of Charged Off Accounts 19,478,425.84 ----------------- Collections of Discounted Receivables 0.00 ----------------- Collections of Finance Charge Receivables and Annualized Yield 235,020,400.02 24.50% ----------------- ------------------ CAPITAL ONE MASTER TRUST (AMF COLLECTIONS) MONTHLY PERIOD : May 2000 82,324,397.85 Beginning Unamortized AMF Balance ------------------ + AMF Slug for Added Accounts 8,486,755.23 ----------------- + AMF Collections 16,010,547.38 ----------------- - Amortized AMF Income 16,409,423.32 ----------------- 90,412,277.14 Ending Unamortized AMF Balance ------------------
/s/ Tom Feil -------------------------- Tom Feil Director of Securitization Page 8 of 40