<DOCUMENT>
<TYPE>EX-21
<SEQUENCE>12
<FILENAME>exh21.txt
<DESCRIPTION>EXHIBIT 21
<TEXT>


EXHIBIT 21


                           SUBSIDIARIES OF REGISTRANT


   Registrant owns 100% of the outstanding stock of the following companies:

                Name                             State of Formation

Erie Insurance Property
 & Casualty Company                                 Pennsylvania

Erie Insurance Company                              Pennsylvania

EI Holding Corp.                                    Delaware

EI Service Corp.                                    Pennsylvania

Erie Insurance Company of New York -
 Wholly owned by Erie Insurance Company             New York


                                       98

</TEXT>
</DOCUMENT>