Loans and Leases (Tables)

6 Months Ended

Jun. 30, 2017

Loans and Leases [Abstract]

Major classifications of loans held for investment

	June 30,		December 31,
(In thousands)	2017		2016
Commercial real estate	$	258,662	$	261,561
Construction and land development		84,910		83,369
Commercial and industrial		116,200		108,146
Multi-family		29,030		23,389
Residential real estate		56,363		56,899
Leases		56,258		61,838
Tax certificates		1,378		3,705
Consumer		2,892		3,102
Total loans, net of unearned income	$	605,693	$	602,009

Risk ratings for loan portfolio segment

As of June 30, 2017
(In thousands)	Pass		Pass-Watch		Special Mention		Substandard		Non-accrual		Total
Commercial real estate	$	223,724		34,131		—		16		791	$	258,662
Construction and land development		8,032		76,750		—		—		128		84,910
Commercial and industrial		90,332		23,417		—		1,693		758		116,200
Multi-family		18,736		10,294		—		—		—		29,030
Residential real estate		55,736		20		—		82		525		56,363
Leases		53,955		329		264		—		1,710		56,258
Tax certificates		876		—		—		—		502		1,378
Consumer		2,818		74		—		—		—		2,892
Total loans, net of unearned income	$	454,209	$	145,015	$	264	$	1,791	$	4,414	$	605,693

As of December 31, 2016
(In thousands)	Pass		Pass-Watch		Special Mention		Substandard		Non-accrual		Total
Commercial real estate	$	221,862	$	38,814	$	—	$	—	$	885	$	261,561
Construction and land development		9,643		73,582		—		—		144		83,369
Commercial and industrial		92,174		13,308		320		1,692		652		108,146
Multi-family		16,974		6,415		—		—		—		23,389
Residential real estate		56,225		104		—		—		570		56,899
Leases		59,641		348		—		—		1,849		61,838
Tax certificates		1,798		—		—		—		1,907		3,705
Consumer		2,891		211		—		—		—		3,102
Total loans, net of unearned income	$	461,208	$	132,782	$	320	$	1,692	$	6,007	$	602,009

Aging analysis of past due payments for loan portfolio segment

he following tables present an aging analysis of past due payments for each LHFI portfolio classification at June 30, 2017 and December 31, 2016.

As of June 30, 2017	30-59 Days		60-89 Days		90+ Days*
(In thousands)	Past Due		Past Due		Past Due		Current		Total
Commercial real estate	$	149	$	1,165	$	791		256,557	$	258,662
Construction and land development		—		—		128		84,782		84,910
Commercial and industrial		149		44		758		115,249		116,200
Multi-family		—		—		—		29,030		29,030
Residential real estate		186		1,037		525		54,615		56,363
Leases		329		264		1,710		53,955		56,258
Tax certificates		—		—		502		876		1,378
Consumer		—		—		—		2,892		2,892
Total loans, net of unearned income	$	813	$	2,510	$	4,414	$	597,956	$	605,693

As of December 31, 2016	30-59 Days		60-89 Days		90+ Days*
(In thousands)	Past Due		Past Due		Past Due		Current		Total
Commercial real estate	$	—	$	507	$	886	$	260,168	$	261,561
Construction and land development		—		—		144		83,225		83,369
Commercial and industrial		416		367		173		107,190		108,146
Multi-family		—		—		—		23,389		23,389
Residential real estate		978		—		355		55,566		56,899
Leases		348		104		1,577		59,809		61,838
Tax certificates		—		—		1,907		1,798		3,705
Consumer		—		—		—		3,102		3,102
Total loans, net of unearned income	$	1,742	$	978	$	5,042	$	594,247	$	602,009

*    All loans categorized as “90+ Days Past Due” are non-accrual.

Troubled debt restructurings that are on an accrual status and a non-accrual status

	As of June 30, 2017
				Non-
	Number of	Accrual		Accrual
(In thousands)	loans	Status		Status		Total TDRs
Commercial real estate	1	$	16	$	—	$	16
Construction and land development	1		—		128		128
Commercial and industrial	2		1,693		166		1,859
Residential real estate	1		82		—		82
Total	5	$	1,791	$	294	$	2,085

	As of December 31, 2016
				Non-
	Number of	Accrual		Accrual
(In thousands)	loans	Status		Status		Total TDRs
Commercial real estate	1	$	19	$	—	$	19
Construction and land development	1		—		144		144
Commercial and industrial	2		1,692		173		1,865
Residential real estate	1		83		—		83
Total	5	$	1,794	$	317	$	2,111