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Segment Information (Tables)
12 Months Ended
Dec. 31, 2016
Segment Information [Abstract]  
Selected segment information and reconciliations to consolidated financial information

 

 

 

 

 

 

 

 

 

 

 

 

 

For the year ended December 31, 2016

 

    

Community

    

    

 

    

    

 

(In thousands)

  

Banking

  

Tax Liens

  

Consolidated

Total assets

 

$

823,779

 

$

8,706

 

$

832,485

Total deposits

 

$

629,546

 

$

 —

 

$

629,546

 

 

 

 

 

 

 

 

 

 

Interest income

 

$

33,205

 

$

211

 

$

33,416

Interest expense

 

 

6,760

 

 

555

 

 

7,315

Net interest income (expense)

 

$

26,445

 

$

(344)

 

$

26,101

Provision for loan and lease losses

 

 

1,222

 

 

20

 

 

1,242

Total non-interest income

 

 

4,249

 

 

58

 

 

4,307

Total non-interest expense

 

 

19,494

 

 

503

 

 

19,997

Income tax benefit

 

 

(1,685)

 

 

(111)

 

 

(1,796)

Net income (loss)

 

$

11,662

 

$

(697)

 

$

10,965

Noncontrolling interest

 

$

510

 

$

80

 

$

590

Net income (loss) attributable to Royal Bancshares

 

$

11,153

 

$

(778)

 

$

10,375

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

For the year ended December 31, 2015

 

    

Community

    

    

 

    

    

 

(In thousands)

  

Banking

  

Tax Liens

  

Consolidated

Total assets

 

$

774,258

 

$

14,025

 

$

788,283

Total deposits

 

$

577,892

 

$

 —

 

$

577,892

 

 

 

 

 

 

 

 

 

 

Interest income

 

$

29,379

 

$

614

 

$

29,993

Interest expense

 

 

5,689

 

 

795

 

 

6,484

Net interest income (expense)

 

$

23,690

 

$

(181)

 

$

23,509

(Credit) provision for loan and lease losses

 

 

(846)

 

 

98

 

 

(748)

Total non-interest income

 

 

2,842

 

 

271

 

 

3,113

Total non-interest expense

 

 

19,751

 

 

1,234

 

 

20,985

Income tax expense

 

 

(5,139)

 

 

 —

 

 

(5,139)

Net income (loss)

 

$

12,766

 

$

(1,242)

 

$

11,524

Noncontrolling interest

 

$

602

 

$

(71)

 

$

531

Net income (loss) attributable to Royal Bancshares

 

$

12,164

 

$

(1,171)

 

$

10,993