Loans and Leases (Tables)

6 Months Ended

Jun. 30, 2016

Loans and Leases [Abstract]

Major classifications of loans held for investment

	June 30,		December 31,
(In thousands)	2016		2015
Commercial real estate	$	239,776	$	225,679
Construction and land development		65,385		47,984
Commercial and industrial		97,270		85,980
Multi-family		21,010		16,249
Residential real estate		50,104		51,588
Leases		66,898		64,341
Tax certificates		4,390		4,755
Consumer		2,254		2,527
Total loans, net of unearned income	$	547,087	$	499,103

Risk ratings for loan portfolio segment

As of June 30, 2016
(In thousands)	Pass		Pass-Watch		Special Mention		Substandard		Non-accrual		Total
Commercial real estate	$	210,706	$	27,813	$	349	$	—	$	908	$	239,776
Construction and land development		10,234		55,006		—		—		145		65,385
Commercial and industrial		85,324		9,199		116		1,869		762		97,270
Multi-family		17,012		3,998		—		—		—		21,010
Residential real estate		49,405		108		—		—		591		50,104
Leases		64,383		801		429		—		1,285		66,898
Tax certificates		3,280		—		—		—		1,110		4,390
Consumer		2,143		111		—		—		—		2,254
Total loans, net of unearned income	$	442,487	$	97,036	$	894	$	1,869	$	4,801	$	547,087

As of December 31, 2015
(In thousands)	Pass		Pass-Watch		Special Mention		Substandard		Non-accrual		Total
Commercial real estate	$	191,320	$	31,994	$	870	$	—	$	1,495	$	225,679
Construction and land development		4,429		43,410		—		—		145		47,984
Commercial and industrial		68,998		13,971		195		2,065		751		85,980
Multi-family		15,982		267		—		—		—		16,249
Residential real estate		50,699		—		—		—		889		51,588
Leases		62,896		319		39		—		1,087		64,341
Tax certificates		3,630		—		—		—		1,125		4,755
Consumer		2,439		88		—		—		—		2,527
Total loans, net of unearned income	$	400,393	$	90,049	$	1,104	$	2,065	$	5,492	$	499,103

Aging analysis of past due payments for loan portfolio segment

As of June 30, 2016	30-59 Days		60-89 Days		Accruing
(In thousands)	Past Due		Past Due		90+ Days		Non-accrual		Current		Total
Commercial real estate	$	—	$	—	$	—	$	908	$	238,868	$	239,776
Construction and land development		—		—		—		145		65,240		65,385
Commercial and industrial		349		133		—		762		96,026		97,270
Multi-family		—		—		—		—		21,010		21,010
Residential real estate		251		118		—		591		49,144		50,104
Leases		801		429		—		1,285		64,383		66,898
Tax certificates		—		—		—		1,110		3,280		4,390
Consumer		—		—		—		—		2,254		2,254
Total loans, net of unearned income	$	1,401	$	680	$	—	$	4,801	$	540,205	$	547,087

As of December 31, 2015	30-59 Days		60-89 Days		Accruing
(In thousands)	Past Due		Past Due		90+ Days		Non-accrual		Current		Total
Commercial real estate	$	96	$	—	$	—	$	1,495	$	224,088	$	225,679
Construction and land development		507		—		—		145		47,332		47,984
Commercial and industrial		910		592		—		751		83,727		85,980
Multi-family		—		—		—		—		16,249		16,249
Residential real estate		724		159		—		889		49,816		51,588
Leases		319		39		—		1,087		62,896		64,341
Tax certificates		—		—		—		1,125		3,630		4,755
Consumer		—		—		—		—		2,527		2,527
Total loans, net of unearned income	$	2,556	$	790	$	—	$	5,492	$	490,265	$	499,103

Troubled debt restructurings that are on an accrual status and a non-accrual status

	As of June 30, 2016
				Non-
	Number of	Accrual		Accrual
(In thousands)	loans	Status		Status		Total TDRs
Commercial real estate	1	$	21	$	—	$	21
Construction and land development	1		—		145		145
Commercial and industrial	2		1,869		177		2,046
Residential real estate	1		86		—		86
Total	5	$	1,976	$	322	$	2,298

	As of December 31, 2015
				Non-
	Number of	Accrual		Accrual
(In thousands)	loans	Status		Status		Total TDRs
Commercial real estate	1	$	24	$	—	$	24
Construction and land development	1		—		145		145
Commercial and industrial	3		2,315		—		2,315
Residential real estate	1		—		92		92
Total	6	$	2,339	$	237	$	2,576