Loans and Leases (Tables)

3 Months Ended

Mar. 31, 2016

Loans and Leases [Abstract]

Major classifications of loans held for investment

	March 31,		December 31,
(In thousands)	2016		2015
Commercial real estate	$	237,343	$	225,679
Construction and land development		61,095		47,984
Commercial and industrial		92,189		85,980
Multi-family		16,576		16,249
Residential real estate		49,370		51,588
Leases		67,267		64,341
Tax certificates		4,820		4,755
Consumer		2,487		2,527
Total loans, net of unearned income	$	531,147	$	499,103

Risk ratings for loan portfolio segment

As of March 31, 2016
(In thousands)	Pass		Pass-Watch		Special Mention		Substandard		Non-accrual		Total
Commercial real estate	$	206,461	$	28,638	$	848	$	—	$	1,396	$	237,343
Construction and land development		13,696		47,254		—		—		145		61,095
Commercial and industrial		82,202		7,255		42		1,869		821		92,189
Multi-family		16,320		256		—		—		—		16,576
Residential real estate		48,527		—		—		—		843		49,370
Leases		65,576		610		100		—		981		67,267
Tax certificates		3,782		—		—		—		1,038		4,820
Consumer		2,394		93		—		—		—		2,487
Total loans, net of unearned income	$	438,958	$	84,106	$	990	$	1,869	$	5,224	$	531,147

As of December 31, 2015
(In thousands)	Pass		Pass-Watch		Special Mention		Substandard		Non-accrual		Total
Commercial real estate	$	191,320	$	31,994	$	870	$	—	$	1,495	$	225,679
Construction and land development		4,429		43,410		—		—		145		47,984
Commercial and industrial		68,998		13,971		195		2,065		751		85,980
Multi-family		15,982		267		—		—		—		16,249
Residential real estate		50,699		—		—		—		889		51,588
Leases		62,896		319		39		—		1,087		64,341
Tax certificates		3,630		—		—		—		1,125		4,755
Consumer		2,439		88		—		—		—		2,527
Total loans, net of unearned income	$	400,393	$	90,049	$	1,104	$	2,065	$	5,492	$	499,103

Aging analysis of past due payments for loan portfolio segment

As of March 31, 2016	30-59 Days		60-89 Days		Accruing
(In thousands)	Past Due		Past Due		90+ Days		Non-accrual		Current		Total
Commercial real estate	$	—	$	—	$	—	$	1,396	$	235,947	$	237,343
Construction and land development		—		—		—		145		60,950		61,095
Commercial and industrial		1,190		58		—		821		90,120		92,189
Multi-family		—		—		—		—		16,576		16,576
Residential real estate		1,059		155		—		843		47,313		49,370
Leases		610		100		—		981		65,576		67,267
Tax certificates		—		—		—		1,038		3,782		4,820
Consumer		—		—		—		—		2,487		2,487
Total loans, net of unearned income	$	2,859	$	313	$	—	$	5,224	$	522,751	$	531,147

As of December 31, 2015	30-59 Days		60-89 Days		Accruing
(In thousands)	Past Due		Past Due		90+ Days		Non-accrual		Current		Total
Commercial real estate	$	96	$	—	$	—	$	1,495	$	224,088	$	225,679
Construction and land development		507		—		—		145		47,332		47,984
Commercial and industrial		910		592		—		751		83,727		85,980
Multi-family		—		—		—		—		16,249		16,249
Residential real estate		724		159		—		889		49,816		51,588
Leases		319		39		—		1,087		62,896		64,341
Tax certificates		—		—		—		1,125		3,630		4,755
Consumer		—		—		—		—		2,527		2,527
Total loans, net of unearned income	$	2,556	$	790	$	—	$	5,492	$	490,265	$	499,103

Troubled debt restructurings that are on an accrual status and a non-accrual status

	As of March 31, 2016
				Non-
	Number of	Accrual		Accrual
(In thousands)	loans	Status		Status		Total TDRs
Commercial real estate	1	$	22	$	—	$	22
Construction and land development	1		—		145		145
Commercial and industrial	2		1,869		181		2,050
Residential real estate	1		—		88		88
Total	5	$	1,891	$	414	$	2,305

	As of December 31, 2015
				Non-
	Number of	Accrual		Accrual
(In thousands)	loans	Status		Status		Total TDRs
Commercial real estate	1	$	24	$	—	$	24
Construction and land development	1		—		145		145
Commercial and industrial	3		2,315		—		2,315
Residential real estate	1		—		92		92
Total	6	$	2,339	$	237	$	2,576