Loans and Leases (Tables)

9 Months Ended

Sep. 30, 2015

Sep. 30, 2014

Loans and Leases [Abstract]

Major classifications of loans held for investment

	September 30,		December 31,
(In thousands)	2015		2014
Commercial real estate	$	210,883	$	175,038
Construction and land development		38,864		45,662
Commercial and industrial		82,414		76,489
Multi-family		15,222		13,823
Residential real estate		54,025		42,992
Leases		61,954		51,583
Tax certificates		5,294		7,191
Consumer		2,560		2,354
Total loans, net of unearned income	$	471,216	$	415,132

Risk ratings for loan portfolio segment

As of September 30, 2015
(In thousands)	Pass		Pass-Watch		Special Mention		Substandard		Non-accrual		Total
Commercial real estate	$	172,882	$	35,298	$	1,340	$	312	$	1,051	$	210,883
Construction and land development		5,305		33,269		—		—		290		38,864
Commercial and industrial		62,930		14,668		1,449		2,470		897		82,414
Multi-family		14,439		278		505		—		—		15,222
Residential real estate		53,107		—		—		—		918		54,025
Leases		60,576		534		108		—		736		61,954
Tax certificates		4,088		—		—		—		1,206		5,294
Consumer		2,467		93		—		—		—		2,560
Total loans, net of unearned income	$	375,794	$	84,140	$	3,402	$	2,782	$	5,098	$	471,216

As of December 31, 2014
(In thousands)	Pass		Pass-Watch		Special Mention		Substandard		Non-accrual		Total
Commercial real estate	$	140,045	$	27,229	$	2,512	$	1,568	$	3,684	$	175,038
Construction and land development		12,861		32,165		—		—		636		45,662
Commercial and industrial		60,500		8,527		1,608		3,337		2,517		76,489
Multi-family		12,995		310		518		—		—		13,823
Residential real estate		42,033		—		—		—		959		42,992
Leases		51,113		152		1		—		317		51,583
Tax certificates		5,491		—		—		—		1,700		7,191
Consumer		2,194		160		—		—		—		2,354
Total loans, net of unearned income	$	327,232	$	68,543	$	4,639	$	4,905	$	9,813	$	415,132

Aging analysis of past due payments for loan portfolio segment

As of September 30, 2015	30-59 Days		60-89 Days		Accruing
(In thousands)	Past Due		Past Due		90+ Days		Non-accrual		Current		Total
Commercial real estate	$	—	$	983	$	—	$	1,051	$	208,849	$	210,883
Construction and land development		—		—		—		290		38,574		38,864
Commercial and industrial		657		191		—		897		80,669		82,414
Multi-family		—		—		—		—		15,222		15,222
Residential real estate		524		112		—		918		52,471		54,025
Leases		534		108		—		736		60,576		61,954
Tax certificates		—		—		—		1,206		4,088		5,294
Consumer		—		—		—		—		2,560		2,560
Total loans, net of unearned income	$	1,715	$	1,394	$	—	$	5,098	$	463,009	$	471,216

As of December 31, 2014	30-59 Days		60-89 Days		Accruing
(In thousands)	Past Due		Past Due		90+ Days		Non-accrual		Current		Total
Commercial real estate	$	311	$	533	$	—	$	3,684	$	170,510	$	175,038
Construction and land development		—		—		—		636		45,026		45,662
Commercial and industrial		92		449		—		2,517		73,431		76,489
Multi-family		—		—		—		—		13,823		13,823
Residential real estate		165		162		—		959		41,706		42,992
Leases		152		1		—		317		51,113		51,583
Tax certificates		—		—		—		1,700		5,491		7,191
Consumer		—		—		—		—		2,354		2,354
Total loans, net of unearned income	$	720	$	1,145	$	—	$	9,813	$	403,454	$	415,132

Troubled debt restructurings that are on an accrual status and a non-accrual status

	As of September 30, 2015
				Non-
	Number of	Accrual		Accrual
(In thousands)	loans	Status		Status		Total TDRs
Commercial real estate	3	$	2,818	$	—	$	2,818
Construction and land development	1		—		95		95
Commercial and industrial	4		2,722		—		2,722
Residential real estate	1		—		290		290
Total	9	$	5,540	$	385	$	5,925

	As of December 31, 2014
				Non-
	Number of	Accrual		Accrual
(In thousands)	loans	Status		Status		Total TDRs
Commercial real estate	3	$	2,883	$	—	$	2,883
Construction and land development	3		47		636		683
Commercial and industrial	5		3,643		1,448		5,091
Residential real estate	1		—		102		102
Total	12	$	6,573	$	2,186	$	8,759

Newly restructured loans

	Modifications by type for the nine months ended September 30, 2014
												Pre-		Post-
												Modification		Modification
												Outstanding		Outstanding
	Number of							Combination				Recorded		Recorded
(Dollars in thousands)	loans	Rate		Term		Payment		of types		Total		Investment		Investment
Commercial and industrial	3	$	—	$	233	$	—	$	28	$	261	$	262	$	262
Total	3	$	—	$	233	$	—	$	28	$	261	$	262	$	262