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Segment Information (Tables)
6 Months Ended
Jun. 30, 2015
Segment Information [Abstract]  
Selected segment information and reconciliations to consolidated financial information

 

 

 

 

 

 

 

 

 

 

 

 

Three months ended  June 30, 2015

 

    

Community

    

    

 

    

    

 

(In thousands)

  

Banking

  

Tax Liens

  

Consolidated

Total assets

 

$

709,612

 

$

17,592

 

$

727,204

Total deposits

 

$

531,510

 

$

 —

 

$

531,510

 

 

 

 

 

 

 

 

 

 

Interest income

 

$

6,980

 

$

91

 

$

7,071

Interest expense

 

 

1,378

 

 

213

 

 

1,591

Net interest income

 

$

5,602

 

$

(122)

 

$

5,480

(Credit) provision for loan and lease losses

 

 

(536)

 

 

(50)

 

 

(586)

Total non-interest income

 

 

868

 

 

415

 

 

1,283

Total non-interest expense

 

 

5,093

 

 

644

 

 

5,737

Income tax expense

 

 

 —

 

 

 —

 

 

 —

Net income (loss)

 

$

1,913

 

$

(301)

 

$

1,612

Noncontrolling interest

 

$

183

 

$

(32)

 

$

151

Net income (loss) attributable to Royal Bancshares

 

$

1,730

 

$

(269)

 

$

1,461

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Three months ended  June 30, 2014

 

    

Community

    

    

 

    

    

 

(In thousands)

  

Banking

  

Tax Liens

  

Consolidated

Total assets

 

$

704,313

 

$

22,899

 

$

727,212

Total deposits

 

$

526,917

 

$

 —

 

$

526,917

 

 

 

 

 

 

 

 

 

 

Interest income

 

$

6,864

 

$

345

 

$

7,209

Interest expense

 

 

1,343

 

 

279

 

 

1,622

Net interest income

 

$

5,521

 

$

66

 

$

5,587

(Credit) provision for loan and lease losses

 

 

(95)

 

 

20

 

 

(75)

Total non-interest income

 

 

466

 

 

350

 

 

816

Total non-interest expense

 

 

4,368

 

 

663

 

 

5,031

Income tax expense

 

 

 —

 

 

 —

 

 

 —

Net income (loss)

 

$

1,714

 

$

(267)

 

$

1,447

Noncontrolling interest

 

$

111

 

$

(42)

 

$

69

Net income (loss) attributable to Royal Bancshares

 

$

1,603

 

$

(225)

 

$

1,378

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Six months ended June 30, 2015

 

    

Community

    

    

 

    

    

 

(In thousands)

  

Banking

  

Tax Liens

  

Consolidated

Total assets

 

$

709,612

 

$

17,592

 

$

727,204

Total deposits

 

$

531,510

 

$

 —

 

$

531,510

 

 

 

 

 

 

 

 

 

 

Interest income

 

$

14,017

 

$

334

 

$

14,351

Interest expense

 

 

2,722

 

 

440

 

 

3,162

Net interest income

 

$

11,295

 

$

(106)

 

$

11,189

(Credit) provision for loan and lease losses

 

 

(1,197)

 

 

31

 

 

(1,166)

Total non-interest income

 

 

1,386

 

 

744

 

 

2,130

Total non-interest expense

 

 

9,948

 

 

1,164

 

 

11,112

Income tax expense

 

 

 —

 

 

 —

 

 

 —

Net income (loss)

 

$

3,930

 

$

(557)

 

$

3,373

Noncontrolling interest

 

$

372

 

$

(51)

 

$

321

Net income (loss) attributable to Royal Bancshares

 

$

3,558

 

$

(506)

 

$

3,052

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Six months ended June 30, 2014

 

    

Community

    

    

 

    

    

 

(In thousands)

  

Banking

  

Tax Liens

  

Consolidated

Total assets

 

$

704,313

 

$

22,899

 

$

727,212

Total deposits

 

$

526,917

 

$

 —

 

$

526,917

 

 

 

 

 

 

 

 

 

 

Interest income

 

$

13,660

 

$

700

 

$

14,360

Interest expense

 

 

2,663

 

 

584

 

 

3,247

Net interest income

 

$

10,997

 

$

116

 

$

11,113

(Credit) provision for loan and lease losses

 

 

(832)

 

 

118

 

 

(714)

Total non-interest income

 

 

1,032

 

 

556

 

 

1,588

Total non-interest expense

 

 

9,305

 

 

1,048

 

 

10,353

Income tax expense

 

 

 —

 

 

 —

 

 

 —

Net income (loss)

 

$

3,556

 

$

(494)

 

$

3,062

Noncontrolling interest

 

$

268

 

$

(81)

 

$

187

Net income (loss) attributable to Royal Bancshares

 

$

3,288

 

$

(413)

 

$

2,875