Loans and Leases (Tables)

6 Months Ended

Jun. 30, 2015

Jun. 30, 2014

Loans and Leases [Abstract]

Major classifications of loans held for investment

	June 30,		December 31,
(In thousands)	2015		2014
Commercial real estate	$	206,139	$	175,038
Construction and land development		33,786		45,662
Commercial and industrial		83,825		76,489
Multi-family		16,172		13,823
Residential real estate		42,166		42,992
Leases		58,090		51,583
Tax certificates		4,804		7,191
Consumer		2,665		2,354
Total loans, net of unearned income	$	447,647	$	415,132

Risk ratings for loan portfolio segment

As of June 30, 2015
(In thousands)	Pass		Pass-Watch		Special Mention		Substandard		Non-accrual		Total
Commercial real estate	$	167,043	$	35,440	$	1,705	$	316	$	1,635	$	206,139
Construction and land development		3,900		29,342		—		—		544		33,786
Commercial and industrial		58,698		15,991		4,839		3,378		919		83,825
Multi-family		15,374		289		509		—		—		16,172
Residential real estate		41,231		—		—		—		935		42,166
Leases		57,496		171		85		—		338		58,090
Tax certificates		3,791		—		—		—		1,013		4,804
Consumer		2,537		128		—		—		—		2,665
Total loans, net of unearned income	$	350,070	$	81,361	$	7,138	$	3,694	$	5,384	$	447,647

As of December 31, 2014
(In thousands)	Pass		Pass-Watch		Special Mention		Substandard		Non-accrual		Total
Commercial real estate	$	140,045	$	27,229	$	2,512	$	1,568	$	3,684	$	175,038
Construction and land development		12,861		32,165		—		—		636		45,662
Commercial and industrial		60,500		8,527		1,608		3,337		2,517		76,489
Multi-family		12,995		310		518		—		—		13,823
Residential real estate		42,033		—		—		—		959		42,992
Leases		51,113		152		1		—		317		51,583
Tax certificates		5,491		—		—		—		1,700		7,191
Consumer		2,194		160		—		—		—		2,354
Total loans, net of unearned income	$	327,232	$	68,543	$	4,639	$	4,905	$	9,813	$	415,132

Aging analysis of past due payments for loan portfolio segment

As of June 30, 2015	30-59 Days		60-89 Days		Accruing
(In thousands)	Past Due		Past Due		90+ Days		Non-accrual		Current		Total
Commercial real estate	$	—	$	992	$	—	$	1,635	$	203,512	$	206,139
Construction and land development		333		—		—		544		32,909		33,786
Commercial and industrial		156		—		—		919		82,750		83,825
Multi-family		—		—		—		—		16,172		16,172
Residential real estate		146		146		—		935		40,939		42,166
Leases		171		85		—		338		57,496		58,090
Tax certificates		—		—		—		1,013		3,791		4,804
Consumer		29		—		—		—		2,636		2,665
Total loans, net of unearned income	$	835	$	1,223	$	—	$	5,384	$	440,205	$	447,647

As of December 31, 2014	30-59 Days		60-89 Days		Accruing
(In thousands)	Past Due		Past Due		90+ Days		Non-accrual		Current		Total
Commercial real estate	$	311	$	533	$	—	$	3,684	$	170,510	$	175,038
Construction and land development		—		—		—		636		45,026		45,662
Commercial and industrial		92		449		—		2,517		73,431		76,489
Multi-family		—		—		—		—		13,823		13,823
Residential real estate		165		162		—		959		41,706		42,992
Leases		152		1		—		317		51,113		51,583
Tax certificates		—		—		—		1,700		5,491		7,191
Consumer		—		—		—		—		2,354		2,354
Total loans, net of unearned income	$	720	$	1,145	$	—	$	9,813	$	403,454	$	415,132

Troubled debt restructurings that are on an accrual status and a non-accrual status

	As of June 30, 2015
				Non-
	Number of	Accrual		Accrual
(In thousands)	loans	Status		Status		Total TDRs
Commercial real estate	3	$	2,841	$	—	$	2,841
Construction and land development	2		—		544		544
Commercial and industrial	4		3,634		—		3,634
Residential real estate	1		—		98		98
Total	10	$	6,475	$	642	$	7,117

	As of December 31, 2014
				Non-
	Number of	Accrual		Accrual
(In thousands)	loans	Status		Status		Total TDRs
Commercial real estate	3	$	2,883	$	—	$	2,883
Construction and land development	3		47		636		683
Commercial and industrial	5		3,643		1,448		5,091
Residential real estate	1		—		102		102
Total	12	$	6,573	$	2,186	$	8,759

Newly restructured loans

	Modifications by type for the six months ended June 30, 2014
												Pre-		Post-
												Modification		Modification
												Outstanding		Outstanding
	Number of							Combination				Recorded		Recorded
(Dollars in thousands)	loans	Rate		Term		Payment		of types		Total		Investment		Investment
Commercial and industrial	2	$	—	$	45	$	—	$	28	$	73	$	73	$	73
Total	2	$	—	$	45	$	—	$	28	$	73	$	73	$	73