Segment Information (Tables)

9 Months Ended

Sep. 30, 2013

Segment Information [Abstract]

Selected segment information and reconciliations to consolidated financial information

The following tables present selected financial information for reportable business segments for the three and nine month periods ended September 30, 2013 and 2012.

	Three months ended September 30, 2013
	Community		Tax Lien
(In thousands)	Banking		Operation		Consolidated
Total assets	$	708,864	$	28,136	$	737,000
Total deposits	$	522,620	$	-	$	522,620
Interest income	$	6,485	$	475	$	6,960
Interest expense		1,560		330		1,890
Net interest income	$	4,925	$	145	$	5,070
Provision for loan and lease losses		178		40		218
Total other  income		1,344		593		1,937
Total other expenses		5,683		607		6,290
Income tax expense (benefit)		-		-		-
Net income	$	408	$	91	$	499
Noncontrolling interest	$	121	$	36	$	157
Net income attributable to Royal Bancshares	$	287	$	55	$	342

	Three months ended September 30, 2012
	Community			Tax Lien
(In thousands)	Banking			Operation			Consolidated
Total assets	$	759,099		$	42,582		$	801,681
Total deposits	$	571,250		$	-		$	571,250
Interest income	$	6,542		$	1,219		$	7,761
Interest expense		1,782			597			2,379
Net interest income	$	4,760		$	622		$	5,382
Provision (credit) for loan and lease losses		1,796			(35	)		1,761
Total other  income		847			304			1,151
Total other expenses		8,851			558			9,409
Income tax (benefit) expense		(156	)		156			-
Net (loss) income	$	(4,884	)	$	247		$	(4,637	)
Noncontrolling interest	$	76		$	99		$	175
Net (loss) income attributable to Royal Bancshares	$	(4,960	)	$	148		$	(4,812	)

	Nine months ended September 30, 2013
	Community			Tax Lien
(In thousands)	Banking			Operation			Consolidated
Total assets	$	708,864		$	28,136		$	737,000
Total deposits	$	522,620		$	-		$	522,620
Interest income	$	18,511		$	1,944		$	20,455
Interest expense		4,525			1,142			5,667
Net interest income	$	13,986		$	802		$	14,788
(Credit) provision for loan and lease losses		(563	)		367			(196	)
Total other  income		3,056			1,250			4,306
Total other expenses		16,348			3,649			19,997
Income tax expense (benefit)		-			-			-
Net income (loss )	$	1,257		$	(1,964	)	$	(707	)
Noncontrolling interest	$	422		$	(786	)	$	(364	)
Net income (loss) attributable to Royal Bancshares	$	835		$	(1,178	)	$	(343	)

	Nine months ended September 30, 2012
	Community			Tax Lien
(In thousands)	Banking			Operation			Consolidated
Total assets	$	759,099		$	42,582		$	801,681
Total deposits	$	571,250		$	-		$	571,250
Interest income	$	20,833		$	4,157		$	24,990
Interest expense		5,494			2,215			7,709
Net interest income	$	15,339		$	1,942		$	17,281
Provision for loan and lease losses		3,239			121			3,360
Total other income		3,434			323			3,757
Total other expenses		21,435			4,633			26,068
Income tax expense (benefit)		201			(201	)		-
Net loss	$	(6,102	)	$	(2,288	)	$	(8,390	)
Noncontrolling interest	$	(1,398	)	$	639		$	(759	)
Net loss attributable to Royal Bancshares	$	(4,704	)	$	(2,927	)	$	(7,631	)