Segment Information (Tables)

6 Months Ended

Jun. 30, 2013

Segment Information [Abstract]

Selected segment information and reconciliations to consolidated financial information

The following tables present selected financial information for reportable business segments for the three and six month periods ended June 30, 2013 and 2012.

	Three months ended June 30, 2013
	Community			Tax Lien
(In thousands)	Banking			Operation			Consolidated
Total assets	$	717,220		$	31,381		$	748,601
Total deposits	$	525,670		$	-		$	525,670
Interest income	$	6,077		$	666		$	6,743
Interest expense		1,415			382			1,797
Net interest income	$	4,662		$	284		$	4,946
(Credit) provision for loan and lease losses		(431	)		268			(163	)
Total other  income		550			411			961
Total other expenses		5,054			2,513			7,567
Income tax expense (benefit)		-			-			-
Net income (loss )	$	589		$	(2,086	)	$	(1,497	)
Noncontrolling interest	$	140		$	(834	)	$	(694	)
Net income (loss) attributable to Royal Bancshares	$	449		$	(1,252	)	$	(803	)

	Three months ended June 30, 2012
	Community			Tax Lien
(In thousands)	Banking			Operation			Consolidated
Total assets	$	779,932		$	50,694		$	830,626
Total deposits	$	582,292		$	-		$	582,292
Interest income	$	7,074		$	1,349		$	8,423
Interest expense		1,811			706			2,517
Net interest income	$	5,263		$	643		$	5,906
Provision for loan and lease losses		1,334			181			1,515
Total other  income		1,797			148			1,945
Total other expenses		6,811			1,781			8,592
Income tax expense (benefit)		306			(306	)		-
Net loss	$	(1,391	)	$	(865	)	$	(2,256	)
Noncontrolling interest	$	40		$	(346	)	$	(306	)
Net loss attributable to Royal Bancshares	$	(1,431	)	$	(519	)	$	(1,950	)

	Six months ended June 30, 2013
	Community			Tax Lien
(In thousands)	Banking			Operation			Consolidated
Total assets	$	717,220		$	31,381		$	748,601
Total deposits	$	525,670		$	-		$	525,670
Interest income	$	12,026		$	1,469		$	13,495
Interest expense		2,965			812			3,777
Net interest income	$	9,061		$	657		$	9,718
(Credit) provision for loan and lease losses		(741	)		327			(414	)
Total other  income		1,712			657			2,369
Total other expenses		10,665			3,042			13,707
Income tax expense (benefit)		-			-			-
Net income (loss )	$	849		$	(2,055	)	$	(1,206	)
Noncontrolling interest	$	301		$	(822	)	$	(521	)
Net income (loss) attributable to Royal Bancshares	$	548		$	(1,233	)	$	(685	)

	Six months ended June 30, 2012
	Community			Tax Lien
(In thousands)	Banking			Operation			Consolidated
Total assets	$	779,932		$	50,694		$	830,626
Total deposits	$	582,292		$	-		$	582,292
Interest income	$	14,291		$	2,938		$	17,229
Interest expense		3,712			1,618			5,330
Net interest income	$	10,579		$	1,320		$	11,899
Provision for loan and lease losses		1,443			156			1,599
Total other income		2,586			20			2,606
Total other expenses		12,583			4,076			16,659
Income tax expense (benefit)		357			(357	)		-
Net loss	$	(1,218	)	$	(2,535	)	$	(3,753	)
Noncontrolling interest	$	80		$	(1,014	)	$	(934	)
Net loss attributable to Royal Bancshares	$	(1,298	)	$	(1,521	)	$	(2,819	)