Segment Information (Tables)

3 Months Ended

Mar. 31, 2013

Segment Information [Abstract]

Selected segment information and reconciliations to consolidated financial information

The following table presents selected financial information for reportable business segments for the three month periods ended March 31, 2013 and 2012.

	Three months ended March 31, 2013
	Community			Tax Lien
(In thousands)	Banking			Operation		Consolidated
Total assets	$	715,157		$	36,221	$	751,378
Total deposits		531,370			-		531,370
Interest income	$	5,949		$	803	$	6,752
Interest expense		1,551			429		1,980
Net interest income		4,398			374		4,772
(Credit) provision for loan and lease losses		(310	)		59		(251	)
Total other income		1,162			246		1,408
Total other expenses		5,611			529		6,140
Income tax expense (benefit)		-			-		-
Net income	$	259		$	32	$	291
Noncontrolling interest		160			13		173
Net income attributable to Royal Bancshares	$	99		$	19	$	118

	Three months ended March 31, 2012
	Community		Tax Lien
(In thousands)	Banking		Operation			Consolidated
Total assets	$	779,212	$	57,519		$	836,731
Total deposits	$	576,166	$	-		$	576,166
Interest income	$	7,217	$	1,589		$	8,806
Interest expense		1,901		912			2,813
Net interest income	$	5,316	$	677		$	5,993
Provision (credit) for loan and lease losses		109		(25	)		84
Total other  income		789		(128	)		661
Total other expenses		5,772		2,295			8,067
Income tax expense (benefit)		51		(51	)		-
Net income (loss)	$	173	$	(1,670	)	$	(1,497	)
Noncontrolling interest	$	40	$	(668	)	$	(628	)
Net income (loss) attributable to Royal Bancshares	$	133	$	(1,002	)	$	(869	)