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DEPOSITS (Details) (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
DEPOSITS [Abstract]      
Demand $ 58,531 $ 54,534  
NOW 43,920 43,172  
Money Market 179,359 182,830  
Savings 17,472 16,263  
Time deposits (over $100) 91,233 95,334  
Time deposits (under $100) 164,402 177,960  
Brokered deposits 0 5,823 89,100
Total deposits 554,917 575,916 693,913
Maturities of time deposits for the next five years and thereafter [Abstract]      
2013 159,477    
2014 49,470    
2015 17,127    
2016 8,029    
2017 5,365    
Thereafter 16,167    
Total certificates of deposits $ 255,635