XML 48 R56.htm IDEA: XBRL DOCUMENT v2.4.0.6
LOANS AND LEASES - Aging Analysis of Past Due Payments for Each Loan Portfolio Segment (Details) (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Aging analysis of past due payments for each loan portfolio segment [Abstract]      
30-59 Days Past Due $ 2,635,000 $ 3,659,000  
60-89 Days Past Due 1,988,000 510,000  
Accruing 90+Days 0 0  
Total non-accrual LHFI, loan balance 21,432,000 38,755,000  
Current 318,627,000 371,942,000  
Subtotal LHFI 344,682,000 414,866,000 497,405,000
Less: Deferred loan fees (517,000) (623,000)  
Total LHFI 344,165,000 414,243,000  
Non-accrual loans held for investment [Abstract]      
Total non-accrual LHFI, loan balance 21,432,000 38,755,000  
Total non-accrual LHFI, Specific reserves 2,026,000 138,000  
Non-accrual loans held for sale [Abstract]      
Total non-accrual LHFS, Loan balance 1,572,000 12,569,000  
Non accrual loans held for sale, Specific reserves 0 0  
Total non-accrual loans, Loan balance 23,004,000 51,324,000 65,800,000
Total non-accrual loans, Specific Reserves 2,026,000 138,000  
Period decrease in nonaccrual loans 28,300,000    
Reduction in existing non accrual loan balances 18,400,000    
Transfer to other real estate owned 10,800,000    
Charge-offs to the allowance for loan and lease losses 8,300,000    
Addition of non accrual loan balance 9,200,000    
Interest income lost on non-accrual loans 3,100,000 5,100,000 6,500,000
Cash collected on non accrual and impaired loan 23,400,000 29,900,000 21,700,000
Amount credited to principal balance outstanding 21,100,000 29,700,000 21,400,000
Summary of impaired loans [Abstract]      
Impaired loans with valuation allowance 9,405,000 1,068,000  
Impaired loans without valuation allowance 19,423,000 45,009,000  
Impaired LHFS 1,572,000 12,569,000  
Total impaired loans 30,400,000 58,646,000  
Valuation allowance related to impaired loans 2,026,000 138,000  
Average Recorded Investment and Related Interest Income [Abstract]      
Average investment in impaired loans and leases 39,412,000 62,936,000 78,225,000
Interest income recognized on impaired loans and leases 366,000 202,000 335,000
Interest income recognized on a cash basis on impaired loans and leases 66,000 202,000 335,000
Construction and Land Development [Member]
     
Aging analysis of past due payments for each loan portfolio segment [Abstract]      
30-59 Days Past Due 0 0  
60-89 Days Past Due 0 0  
Accruing 90+Days 0 0  
Total non-accrual LHFI, loan balance 4,280,000 13,014,000  
Current 32,935,000 41,106,000  
Subtotal LHFI 37,215,000 54,120,000  
Non-accrual loans held for investment [Abstract]      
Total non-accrual LHFI, loan balance 4,280,000 13,014,000  
Total non-accrual LHFI, Specific reserves 820,000 0  
Non-accrual loans held for sale [Abstract]      
Total non-accrual LHFS, Loan balance 0 8,901,000  
Non accrual loans held for sale, Specific reserves 0 0  
Percentage of outstanding non-accrual loans (in hundredths) 19.00%    
Commercial Real Estate [Member]
     
Aging analysis of past due payments for each loan portfolio segment [Abstract]      
30-59 Days Past Due 1,548,000 2,837,000  
60-89 Days Past Due 1,486,000 100,000  
Accruing 90+Days 0 0  
Total non-accrual LHFI, loan balance 10,345,000 16,671,000  
Current 153,736,000 162,971,000  
Subtotal LHFI 167,115,000 182,579,000  
Non-accrual loans held for investment [Abstract]      
Total non-accrual LHFI, loan balance 10,345,000 16,671,000  
Total non-accrual LHFI, Specific reserves 835,000 0  
Non-accrual loans held for sale [Abstract]      
Total non-accrual LHFS, Loan balance 1,572,000 3,634,000  
Non accrual loans held for sale, Specific reserves 0 0  
Percentage of outstanding non-accrual loans (in hundredths) 52.00%    
Commercial and Industrial [Member]
     
Aging analysis of past due payments for each loan portfolio segment [Abstract]      
30-59 Days Past Due 200,000 148,000  
60-89 Days Past Due 0 0  
Accruing 90+Days 0 0  
Total non-accrual LHFI, loan balance 4,961,000 4,720,000  
Current 35,399,000 49,268,000  
Subtotal LHFI 40,560,000 54,136,000  
Non-accrual loans held for investment [Abstract]      
Total non-accrual LHFI, loan balance 4,961,000 4,720,000  
Total non-accrual LHFI, Specific reserves 255,000 0  
Non-accrual loans held for sale [Abstract]      
Percentage of outstanding non-accrual loans (in hundredths) 22.00%    
Residential Real Estate [Member]
     
Aging analysis of past due payments for each loan portfolio segment [Abstract]      
30-59 Days Past Due 562,000 527,000  
60-89 Days Past Due 486,000 382,000  
Accruing 90+Days 0 0  
Total non-accrual LHFI, loan balance 994,000 1,139,000  
Current 22,939,000 24,589,000  
Subtotal LHFI 24,981,000 26,637,000  
Non-accrual loans held for investment [Abstract]      
Total non-accrual LHFI, loan balance 994,000 1,139,000  
Total non-accrual LHFI, Specific reserves 14,000 24,000  
Non-accrual loans held for sale [Abstract]      
Total non-accrual LHFS, Loan balance 0 34,000  
Non accrual loans held for sale, Specific reserves 0 0  
Multi Family [Member]
     
Aging analysis of past due payments for each loan portfolio segment [Abstract]      
30-59 Days Past Due 0 0  
60-89 Days Past Due 0 0  
Accruing 90+Days 0 0  
Total non-accrual LHFI, loan balance 0 1,703,000  
Current 11,756,000 9,919,000  
Subtotal LHFI 11,756,000 11,622,000  
Non-accrual loans held for investment [Abstract]      
Total non-accrual LHFI, loan balance 0 1,703,000  
Total non-accrual LHFI, Specific reserves 0 0  
Leases [Member]
     
Aging analysis of past due payments for each loan portfolio segment [Abstract]      
30-59 Days Past Due 325,000 147,000  
60-89 Days Past Due 16,000 28,000  
Accruing 90+Days 0 0  
Total non-accrual LHFI, loan balance 251,000 485,000  
Current 36,755,000 35,354,000  
Subtotal LHFI 37,347,000 36,014,000  
Non-accrual loans held for investment [Abstract]      
Total non-accrual LHFI, loan balance 251,000 485,000  
Total non-accrual LHFI, Specific reserves 55,000 114,000  
Tax Certificates [Member]
     
Aging analysis of past due payments for each loan portfolio segment [Abstract]      
30-59 Days Past Due 0 0  
60-89 Days Past Due 0 0  
Accruing 90+Days 0 0  
Total non-accrual LHFI, loan balance 601,000 1,023,000  
Current 23,968,000 47,786,000  
Subtotal LHFI 24,569,000 48,809,000  
Non-accrual loans held for investment [Abstract]      
Total non-accrual LHFI, loan balance 601,000 1,023,000  
Total non-accrual LHFI, Specific reserves 47,000 0  
Consumer [Member]
     
Aging analysis of past due payments for each loan portfolio segment [Abstract]      
30-59 Days Past Due 0 0  
60-89 Days Past Due 0 0  
Accruing 90+Days 0 0  
Total non-accrual LHFI, loan balance 0 0  
Current 1,139,000 949,000  
Subtotal LHFI $ 1,139,000 $ 949,000