SEGMENT INFORMATION (Tables)

12 Months Ended

Dec. 31, 2012

SEGMENT INFORMATION [Abstract]

Selected segment information and reconciliations to consolidated financial information

Selected segment information and reconciliations to consolidated financial information are as follows:

(In thousands)	Community			Tax Lien
December 31, 2012	Banking			Operation			Consolidated
Total assets	$	736,398		$	37,318		$	773,716
Total deposits		554,917			-			554,917
Interest income	$	26,956		$	5,025		$	31,981
Interest expense		7,202			2,697			9,899
Net interest income		19,754			2,328			22,082
Provision for loan and lease losses		5,177			820			5,997
Total other income		2,868			741			3,609
Total other expenses		31,118			5,206			36,324
Income tax (benefit) expense		(28	)		28			-
Net (loss)	$	(13,645	)	$	(2,985	)	$	(16,630	)
Noncontrolling interest		189			(1,194	)		(1,005	)
Net (loss) attributable to Royal Bancshares	$	(13,834	)	$	(1,791	)	$	(15,625	)

(In thousands)	Community			Tax Lien
December 31, 2011	Banking			Operation		Consolidated
Total assets	$	777,561		$	70,887	$	848,448
Total deposits		575,916			-		575,916
Interest income	$	31,882		$	7,495	$	39,377
Interest expense		11,624			2,462		14,086
Net interest income		20,258			5,033		25,291
Provision for loan and lease losses		6,644			1,084		7,728
Total other income		6,270			548		6,818
Total other expenses		30,365			1,704		32,069
Income tax (benefit) expense		(1,086	)		1,086		-
Net (loss) income	$	(9,396	)	$	1,708	$	(7,688	)
Noncontrolling interest		192			683		875
Net (loss) income attributable to Royal Bancshares	$	(9,588	)	$	1,025	$	(8,563	)

(In thousands)	Community			Tax Lien
December 31, 2010	Banking			Operation		Consolidated
Total assets	$	880,025		$	100,601	$	980,626
Total deposits		693,913			-		693,913
Interest income	$	47,000		$	10,262	$	57,262
Interest expense		22,557			3,437		25,994
Net interest income		24,443			6,825		31,268
Provision for loan and lease losses		22,011			129		22,140
Total other income		7,376			389		7,765
Total other expenses		34,598			1,993		36,591
Impairment -real estate joint venture		1,552			-		1,552
Impairment -real estate owned via equity investment		2,600			-		2,600
Income tax (benefit) expense		(2,068	)		2,068		-
Net (loss) income	$	(26,874	)	$	3,024	$	(23,850	)
Noncontrolling interest		(967	)		1,210		243
Net (loss) income attributable to Royal Bancshares	$	(25,907	)	$	1,814	$	(24,093	)