STOCK COMPENSATION PLANS (Tables)

12 Months Ended

Dec. 31, 2012

Share-based Payment Award [Line Items]

Detail for Non-vested Shares Under the Plans

The following table provides detail for non-vested shares under the Long-Term Incentive Plan as of December 31, 2012:

				Weighted
				Average
	Number			Exercise
	of shares			Price
Non-vested options December 31, 2011		32,108		$	7.10
Granted		-			-
Forfeited		(7,243	)		7.82
Vested		(14,345	)		8.65
Non-vested options December 31, 2012		10,520		$	4.50

Outside Director's Stock Option Plan [Member]

Share-based Payment Award [Line Items]

Summary of the Status of the Plan

A summary of the Plan activity is presented below:

	2012									2011					2010
				Weighted		Weighted		(1)					Weighted					Weighted
				Average		Average		Average					Average					Average
				Exercise		Remaining		Intrinsic					Exercise					Exercise
	Options			Price		Term (yrs)		Value		Options			Price		Options			Price
Options outstanding at beginning of year		335,919		$	21.01		2.6				385,005		$	20.30		401,626		$	20.09
Exercised		-			-						-			-		-			-
Forfeited		(74,569	)		21.42						(18,168	)		21.50		(16,621	)		15.10
Expired		(43,789	)		17.91						(30,918	)		11.90		-			-
Options outstanding at the end of the year		217,561		$	21.50		1.3	$	-		335,919		$	21.01		385,005		$	20.30
Options exercisable at the end of the year		217,561		$	21.50		1.3	$	-		335,919		$	21.01		369,448		$	20.24

(1) The aggregate intrinsic value of a stock option in the table above represents the total pre-tax intrinsic value (the amount by which the current market value of the underlying stock exceeds the exercise price of the option) that would have been received by the option holders had they exercised their options on December 31, 2012. The intrinsic value varies based on the changes in the market value in the Company's stock. Because the exercise price exceeded the market value of the options, the average intrinsic value was $0 at December 31, 2012.

Information Pertaining to Options Outstanding

Information pertaining to options outstanding at December 31, 2012 is as follows:

		Options outstanding and exercisable
				Weighted		Weighted
				Average		Average
Range of		Number		Exercise		Remaining
exercise prices		Outstanding		Price		Term (yrs)
$	17.00 - $20.00		33,055	$	18.27		0.3
$	21.00 - $23.00		184,506		22.08		1.4
			217,561	$	21.50		1.3

Employee Stock Option Plan And Appreciation Right Plan [Member]

Share-based Payment Award [Line Items]

Summary of the Status of the Plan

A summary of the Directors' Plan activity is presented below:

	2012									2011					2010
				Weighted		Weighted		(1)					Weighted					Weighted
				Average		Average		Average					Average					Average
				Exercise		Remaining		Intrinsic					Exercise					Exercise
	Options			Price		Term (yrs)		Value		Options			Price		Options			Price
Options outstanding at beginning of year		68,620		$	20.66		2.0				74,086		$	20.02		90,197		$	19.15
Exercised		-			-						-			-		-			-
Forfeited		-			-						-			-		(5,742	)		11.72
Expired		(10,314	)		17.91						(5,466	)		11.90		(10,369	)		17.09
Options outstanding at the end of the year		58,306		$	21.15		1.2	$	-		68,620		$	20.66		74,086		$	20.02
Options exercisable at the end of the year		58,306		$	21.15		1.2	$	-		68,620		$	20.66		74,086		$	20.02

Information Pertaining to Options Outstanding

Information pertaining to options outstanding at December 31, 2012 is as follows:

		Options outstanding and exercisable
				Weighted		Weighted
				Average		Average
Range of		Number		Exercise		Remaining
exercise prices		Outstanding		Price		Term (yrs)
$	17.00 - $20.00		13,360	$	18.27		0.2
$	21.00 - $23.00		44,946		22.01		1.5
			58,306	$	21.15		1.2

Long-Term Incentive Plan [Member]

Share-based Payment Award [Line Items]

Summary of the Status of the Plan

A summary of the status of the unrestricted portion of the Plan is presented below:

	2012									2011					2010
				Weighted		Weighted		(1)					Weighted					Weighted
				Average		Average		Average					Average					Average
				Exercise		Remaining		Intrinsic					Exercise					Exercise
	Options			Price		Term (yrs)		Value		Options			Price		Options			Price
Options outstanding at beginning of year		116,440		$	9.73		6.4				121,862		$	9.76		135,312		$	10.19
Granted		-			-						-			-		-			-
Exercised		-			-						-			-		-			-
Forfeited		(30,214	)		11.19						(5,422	)		10.45		(13,450	)		12.33
Expired		-			-						-			-		-			-
Options outstanding at the end of the year		86,226		$	9.22		5.4	$	-		116,440		$	9.73		121,862		$	9.76
Options exercisable at the end of the year		75,706		$	9.88		5.4	$	-		84,332		$	10.73		68,877		$	11.35

Information Pertaining to Options Outstanding

Information pertaining to options outstanding at December 31, 2012 is as follows:

		Options outstanding						Options exercisable
				Weighted		Weighted				Weighted
				Average		Average				Average
Range of		Number		Exercise		Remaining		Number		Exercise
exercise prices		Outstanding		Price		Term (yrs)		Outstanding		Price
$	4.50		60,100	$	4.50		5.8		49,580	$	4.50
$	20.08		26,126		20.08		4.6		26,126		20.08
			86,226	$	9.22		5.4		75,706	$	9.88

- Definition

Tabular disclosure of components of a stock option or other award plan under which equity-based compensation is awarded to employees, typically comprised of the amount of unearned compensation (deferred compensation cost), compensation expense, and changes in the quantity and fair value of the shares (or other type of equity) granted, exercised, forfeited, and issued and outstanding pertaining to that plan. Disclosure may also include nature and general terms of such arrangements that existed during the period and potential effects of those arrangements on shareholders, effect of compensation cost arising from equity-based payment arrangements on the income statement, method of estimating the fair value of the goods or services received, or the fair value of the equity instruments granted, during the period, cash flow effects resulting from equity-based payment arrangements and, for registrants that accelerate vesting of out of the money share options, reasons for the decision to accelerate.

+ References+ Details

- Definition

Tabular disclosure of option exercise prices, by grouped ranges, including the upper and lower limits of the price range, the number of shares under option, weighted average exercise price and remaining contractual option terms.

+ References+ Details