The following tables present the detail of the ALLL and the loan portfolio disaggregated by loan portfolio segment (before net deferred fees) for the three and nine months ended September 30, 2012, the year ended December 31, 2011 and the three and nine months ended September 30, 2011.

Allowance for Loan and Leases Losses and Loans Held for Investment
For the three months ended September 30, 2012
(In thousands)	Commercial real estate		Construction and land development			Commercial & industrial			Multi- family			Residential real estate			Other		Leases			Tax certificates			Unallocated		Total
Allowance for Loan and Leases Losses
Beginning balance	$	7,679	$	3,738		$	2,206		$	946		$	1,125		$	20	$	1,212		$	332		$	237	$	17,495
Charge-offs		-		(1,242	)		(156	)		(541	)		(30	)		-		(82	)		(29	)		-		(2,080	)
Recoveries		-		232			3			-			-			-		6			-			-		241
Provision		1,009		753			(103	)		101			17			6		13			(35	)		-		1,761
Ending balance	$	8,688	$	3,481		$	1,950		$	506		$	1,112		$	26	$	1,149		$	268		$	237	$	17,417
Ending balance: related to loans individually evaluated for impairment	$	1,313	$	1,210		$	222		$	-		$	22		$	-	$	41		$	-		$	-	$	2,808
Ending balance: related to loans collectively evaluated for impairment	$	7,375	$	2,271		$	1,728		$	506		$	1,090		$	26	$	1,108		$	268		$	237	$	14,609
LHFI
Ending balance	$	161,834	$	40,280		$	39,831		$	8,490		$	26,100		$	1,094	$	38,313		$	27,622		$	-	$	343,564
Ending balance: individually evaluated for impairment	$	13,493	$	7,552		$	5,507		$	-		$	1,273		$	-	$	52		$	716		$	-	$	28,593
Ending balance: collectively evaluated for impairment	$	148,341	$	32,728		$	34,324		$	8,490		$	24,827		$	1,094	$	38,261		$	26,906		$	-	$	314,971

Allowance for Loan and Leases Losses and Loans Held for Investment
For the nine months ended September 30, 2012
(In thousands)	Commercial real estate		Construction and land development			Commercial & industrial			Multi- family			Residential real estate			Other		Leases			Tax certificates			Unallocated			Total
Allowance for Loan and Leases Losses
Beginning balance	$	7,744	$	2,523		$	2,331		$	531		$	1,188		$	20	$	1,311		$	425		$	307		$	16,380
Charge-offs		-		(1,242	)		(364	)		(541	)		(30	)		-		(377	)		(307	)		-			(2,861	)
Recoveries		3		423			60			-			2			-		22			28			-			538
Provision		941		1,777			(77	)		516			(48	)		6		193			122			(70	)		3,360
Ending balance	$	8,688	$	3,481		$	1,950		$	506		$	1,112		$	26	$	1,149		$	268		$	237		$	17,417
Ending balance: related to loans individually evaluated for impairment	$	1,313	$	1,210		$	222		$	-		$	22		$	-	$	41		$	-		$	-		$	2,808
Ending balance: related to loans collectively evaluated for impairment	$	7,375	$	2,271		$	1,728		$	506		$	1,090		$	26	$	1,108		$	268		$	237		$	14,609
LHFI
Ending balance	$	161,834	$	40,280		$	39,831		$	8,490		$	26,100		$	1,094	$	38,313		$	27,622		$	-		$	343,564
Ending balance: individually evaluated for impairment	$	13,493	$	7,552		$	5,507		$	-		$	1,273		$	-	$	52		$	716		$	-		$	28,593
Ending balance: collectively evaluated for impairment	$	148,341	$	32,728		$	34,324		$	8,490		$	24,827		$	1,094	$	38,261		$	26,906		$	-		$	314,971

Allowance for Loan and Leases Losses and Loans Held for Investment
For the year ended December 31, 2011
(In thousands)	Commercial real estate			Construction and land development			Commercial & industrial			Multi- family			Residential real estate			Other		Leases			Tax certificates			Unallocated		Total
Allowance for Loan and Leases Losses
Beginning balance	$	9,534		$	3,976		$	3,797		$	652		$	1,106		$	12	$	1,670		$	380		$	2	$	21,129
Charge-offs		(1,685	)		(5,755	)		(2,901	)		(328	)		(635	)		-		(868	)		(1,039	)		-		(13,211	)
Recoveries		357			196			22			-			153			-		6			-			-		734
Provision		(462	)		4,106			1,413			207			564			8		503			1,084			305		7,728
Ending balance	$	7,744		$	2,523		$	2,331		$	531		$	1,188		$	20	$	1,311		$	425		$	307	$	16,380
Ending balance: related to loans individually evaluated for impairment	$	-		$	-		$	-		$	-		$	24		$	-	$	114		$	-		$	-	$	138
Ending balance: related to loans collectively evaluated for impairment	$	7,744		$	2,523		$	2,331		$	531		$	1,164		$	20	$	1,197		$	425		$	307	$	16,242
LHFI
Ending balance	$	182,579		$	54,120		$	54,136		$	11,622		$	26,637		$	949	$	36,014		$	48,809		$	-	$	414,866
Ending balance: individually evaluated for impairment	$	17,311		$	17,368		$	7,267		$	1,703		$	1,139		$	-	$	266		$	1,023		$	-	$	46,077
Ending balance: collectively evaluated for impairment	$	165,268		$	36,752		$	46,869		$	9,919		$	25,498		$	949	$	35,748		$	47,786		$	-	$	368,789

Allowance for Loan and Leases Losses and Loans Held for Investment
For the three months ended September 30, 2011
(In thousands)	Commercial real estate			Construction and land development			Commercial & industrial			Multi- family		Residential			Other		Leasing			Tax certificates			Unallocated		Total
Allowance for Loan and Leases Losses
Beginning balance	$	8,190		$	4,788		$	1,898		$	449	$	1,141		$	13	$	1,826		$	641		$	668	$	19,614
Charge-offs		-			(1,471	)		(114	)		-		(43	)		-		(326	)		(446	)		-		(2,400	)
Recoveries		108			120			5			-		1			-		1			-			-		235
Provision		(56	)		(655	)		536			103		66			9		38			249			138		428
Ending balance	$	8,242		$	2,782		$	2,325		$	552	$	1,165		$	22	$	1,539		$	444		$	806	$	17,877
Ending balance: related to loans individually evaluated for impairment	$	-		$	-		$	430		$	-	$	24		$	-	$	204		$	105		$	-	$	763
Ending balance: related to loans collectively evaluated for impairment	$	8,242		$	2,782		$	1,895		$	552	$	1,141		$	22	$	1,335		$	339		$	806	$	17,114
LHFI
Ending balance	$	181,308		$	55,448		$	57,148		$	11,998	$	27,529		$	1,247	$	35,758		$	53,513		$	-	$	423,949
Ending balance: individually evaluated for impairment	$	9,676		$	14,002		$	12,425		$	1,717	$	1,433		$	-	$	293		$	1,387		$	-	$	40,933
Ending balance: collectively evaluated for impairment	$	171,632		$	41,446		$	44,723		$	10,281	$	26,096		$	1,247	$	35,465		$	52,126		$	-	$	383,016

Allowance for Loan and Leases Losses and Loans Held for Investment
For the nine months ended September 30, 2011
(In thousands)	Commercial real estate			Construction and land development			Commercial & industrial			Multi- family			Residential			Other		Leasing			Tax certificates			Unallocated		Total
Allowance for Loan and Leases Losses
Beginning balance	$	9,534		$	3,976		$	3,797		$	652		$	1,106		$	12	$	1,670		$	380		$	2	$	21,129
Charge-offs		(1,685	)		(5,120	)		(666	)		(329	)		(550	)		-		(635	)		(489	)		-		(9,474	)
Recoveries		357			132			8			-			152			-		4			1			-		654
Provision		36			3,794			(814	)		229			457			10		500			552			804		5,568
Ending balance	$	8,242		$	2,782		$	2,325		$	552		$	1,165		$	22	$	1,539		$	444		$	806	$	17,877
Ending balance: related to loans individually evaluated for impairment	$	-		$	-		$	430		$	-		$	24		$	-	$	204		$	105		$	-	$	763
Ending balance: related to loans collectively evaluated for impairment	$	8,242		$	2,782		$	1,895		$	552		$	1,141		$	22	$	1,335		$	339		$	806	$	17,114
LHFI
Ending balance	$	181,308		$	55,448		$	57,148		$	11,998		$	27,529		$	1,247	$	35,758		$	53,513		$	-	$	423,949
Ending balance: individually evaluated for impairment	$	9,676		$	14,002		$	12,425		$	1,717		$	1,433		$	-	$	293		$	1,387		$	-	$	40,933
Ending balance: collectively evaluated for impairment	$	171,632		$	41,446		$	44,723		$	10,281		$	26,096		$	1,247	$	35,465		$	52,126		$	-	$	383,016