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Consolidated Statements of Cash Flows (unaudited) (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2012
Mar. 31, 2011
Cash flows from operating activities    
Net income (loss) $ (869) $ (1,511)
Adjustments to reconcile net loss to net cash provided by operating activities:    
Depreciation and amortization 106 118
Stock compensation expense 14 23
Provision for loan and lease losses 84 2,084
Impairment charge for other real estate owned 53 393
Loss contingency accrual 1,600 0
Net amortization of investment securities 1,317 802
Net accretion on loans (66) (77)
Net losses (gains) on sales of other real estate 138 (394)
Proceeds from sales of loans and leases 3,831 118
Gains on sales of loans and leases (41) (12)
Net gains on sales of investment securities (139) (8)
Distribution from investments in real estate (19) (50)
Income from real estate joint ventures 0 (250)
Income from bank owned life insurance (138) (95)
Changes in assets and liabilities:    
Decrease (increase) in accrued interest receivable 2,285 (3)
Decrease in other assets 695 3,968
Increase in accrued interest payable 818 487
(Decrease) increase in other liabilities (1,094) 859
Net cash provided by operating activities 8,575 6,452
Cash flows from investing activities    
Proceeds from call/maturities of available-for-sale (AFS) investment securities 39,958 17,408
Proceeds from sales of AFS investment securities 11,827 43,549
Purchase of AFS investment securities (58,959) (50,793)
Redemption of Federal Home Loan Bank stock 424 521
Net decrease in loans 5,865 32,233
Purchase of premises and equipment (60) (41)
Distribution from investments in real estate 19 50
Proceeds from sales of foreclosed real estate 4,531 1,594
Net cash provided by investing activities 3,605 44,521
Cash flows from financing activities:    
(Decrease) increase in demand and NOW accounts (1,375) 2,980
Increase (decrease) in money market and savings accounts 719 (11,266)
Increase (decrease) in certificates of deposit 906 (40,558)
Repayments in short-term borrowings (27,661) 0
Repayments of long-term borrowings (112) (1,716)
Proceeds from long-term borrowings 15,000 0
Net cash used in financing activities (12,523) (50,560)
Net (decrease) increase in cash and cash equivalents (343) 413
Cash and cash equivalents at beginning of period 24,506 51,733
Cash and cash equivalents at end of period 24,163 52,146
Supplemental Disclosure    
Interest paid 1,995 3,532
Transfers to other real estate owned $ 8,010 $ 3,030