-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 DiXbfEgo07fD3mM5CxRacoABpF4A8+b9w/+GUt1QGKYWhr9uyAj5+ekDAkDCvBr2
 4drjTWjBfiXAi3pMZZyEKQ==

<SEC-DOCUMENT>0000922487-03-000086.txt : 20031017
<SEC-HEADER>0000922487-03-000086.hdr.sgml : 20031017
<ACCEPTANCE-DATETIME>20031017194109
ACCESSION NUMBER:		0000922487-03-000086
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20031015
FILED AS OF DATE:		20031017

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ROYAL BANCSHARES OF PENNSYLVANIA INC
		CENTRAL INDEX KEY:			0000922487
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				231627866
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		732 MONTGOMERY AVE
		CITY:			NARBERTH
		STATE:			PA
		ZIP:			19072
		BUSINESS PHONE:		6106684700

	MAIL ADDRESS:	
		STREET 1:		732 MONGTOMERY AVENUE
		CITY:			NARBERTH
		STATE:			PA
		ZIP:			19072

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			COUSINS CARL M
		CENTRAL INDEX KEY:			0001248751
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1203

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-26366
		FILM NUMBER:		03946930

	BUSINESS ADDRESS:	
		STREET 1:		732 MONTGOMERY AVENUE
		CITY:			NARBERTH
		STATE:			PA
		ZIP:			19072
		BUSINESS PHONE:		6106681058

	MAIL ADDRESS:	
		STREET 1:		MONTGOMERY AVENUE
		CITY:			NARBERTH
		STATE:			PA
		ZIP:			19072
</SEC-HEADER>
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<TYPE>4
<SEQUENCE>1
<FILENAME>edgar.xml
<DESCRIPTION>PRIMARY DOCUMENT
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    <schemaVersion>X0201</schemaVersion>

    <documentType>4</documentType><periodOfReport>2003-10-15</periodOfReport>
    <issuer>
        <issuerCik>0000922487</issuerCik>
        <issuerName>ROYAL BANCSHARES OF PENNSYLVANIA INC</issuerName>
        <issuerTradingSymbol>rbpaa</issuerTradingSymbol></issuer><reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001248751</rptOwnerCik>
            <rptOwnerName>COUSINS CARL M</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>3900 FORD ROAD</rptOwnerStreet1>
            <rptOwnerStreet2>PHQ</rptOwnerStreet2>
            <rptOwnerCity>PHILADELPHIA</rptOwnerCity>
            <rptOwnerState>PA</rptOwnerState>
            <rptOwnerZipCode>19131</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
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</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----