Long-Term Debt (Tables)

12 Months Ended

Dec. 31, 2011

Long-Term Debt

Schedule of Long-Term Debt

				December 31,
				2011		2010
				(Dollars in millions)
	BB&T Corporation:
		3.10% Senior Notes Due 2011		$	―	$	250
		3.85% Senior Notes Due 2012			1,000		1,000
		3.38% Senior Notes Due 2013			500		500
		5.70% Senior Notes Due 2014			510		510
		2.05% Senior Notes Due 2014 (1)			700		―
		Floating Rate Senior Notes Due 2014 (2)			300		―
		3.95% Senior Notes Due 2016			499		499
		3.20% Senior Notes Due 2016			999		―
		6.85% Senior Notes Due 2019			538		538
		6.50% Subordinated Notes Due 2011 (3)			―		610
		4.75% Subordinated Notes Due 2012 (3)			490		490
		5.20% Subordinated Notes Due 2015 (3)			933		932
		4.90% Subordinated Notes Due 2017 (1)(3)			342		339
		5.25% Subordinated Notes Due 2019 (3)			586		586
	Branch Bank:
		Floating Rate Subordinated Notes Due 2016 (3)(4)			350		350
		Floating Rate Subordinated Notes Due 2017 (3)(4)			262		261
		4.875% Subordinated Notes Due 2013 (3)			222		222
		5.625% Subordinated Notes Due 2016 (1)(3)			386		386
	Federal Home Loan Bank Advances to Branch Bank: (5)
		Varying maturities to 2034			8,998		10,243
	Junior Subordinated Debt to Unconsolidated Trusts (1)(6)				3,271		3,269
	Other Long-Term Debt				83		123
	Fair value hedge-related basis adjustments				834		622
			Total Long-Term Debt	$	21,803	$	21,730
(1)	Debt listed individually and one or more issues included in the Junior Subordinated Debt to Unconsolidated Trusts category have been swapped to floating rates based on LIBOR. At December 31, 2011, the effective rates paid on these borrowings ranged from 1.05% to 3.92%.
(2)	These floating-rate senior notes are based on LIBOR and had an effective rate of 1.12% at December 31, 2011.
(3)	Subordinated notes that qualify under the risk-based capital guidelines as Tier 2 supplementary capital, subject to certain limitations.
(4)	These floating-rate securities are based on LIBOR, but the majority of the cash flows have been swapped to a fixed rate. The effective rate paid on these securities including the effect of the swapped portion was 3.26% at December 31, 2011.
(5)	Certain of these advances have been swapped to floating rates from fixed rates and from fixed rates to floating rates. At December 31, 2011, the weighted average rate paid on these advances including the effect of the swapped portion was 3.79%, and the weighted average maturity was 6.0 years.
(6)	Securities that qualify under the risk-based capital guidelines as Tier 1 capital, subject to certain limitations. A summary of the significant terms of these securities are detailed in the following table.

Schedule Of Junior Subordinated Debt Instruments Table [Text Block]

			December 31,				Stated		Interest		Redemption
Issuer		Issuance Date	2011		2010		Maturity	Final Maturity	Rate		Period
			(Dollars in millions)
BB&T Capital Trust I		August 2005	$	515	$	514	August 2035		5.85	%	Anytime
BB&T Capital Trust II		June 2006		599		598	June 2036		6.75		Anytime
BB&T Capital Trust IV (1)		June 2007		600		600	June 2057	June 2077	6.82		Anytime
BB&T Capital Trust V (2)(3)		September 2008		450		450	September 2063	September 2068	8.95		after 09/15/13
BB&T Capital Trust VI (3)		July 2009		575		575	August 2064	August 2069	9.60		after 08/01/14
BB&T Capital Trust VII		October 2009		350		350	November 2064	November 2069	8.10		after 11/01/14
Mason-Dixon Capital Trust		July 1997		21		21	June 2027		10.07		after 06/15/07
MainStreet Capital Trust I		November 1997		48		48	December 2027		8.90		after 12/01/07
Premier Capital Trust I		November 1997		30		30	December 2027		9.00		after 12/31/07
Main Street Banks Statutory Trust I		November 2002		5		5	November 2032		Variable		after 11/15/07
Main Street Banks Statutory Trust II		May 2003		46		46	June 2033		Variable		after 06/30/08
Coastal Financial Capital Trust I		July 2003		15		15	July 2033		Variable		after 07/03/08
First Citizens Bancorp Statutory Trust I		December 2003		10		10	December 2033		Variable		after 12/17/08
First Citizens Bancorp Statutory Trust II		June 2005		7		7	June 2035		Variable		after 06/15/10
	Total		$	3,271	$	3,269
(1)	These securities are fixed rate through June 12, 2037 and then switch to a floating rate based on LIBOR.
(2)	$360 million of this issuance was swapped to a floating rate based on LIBOR. At December 31, 2011, the effective rate on the swapped portion was 3.92%
(3)	These securities are fixed rate through initial maturity and then switch to a floating rate based on LIBOR if extended.