Exhibit 23(e)


                       CONSENT OF FINANCIAL ADVISOR


   We consent to the use of our fairness opinion letter to be dated as of the
date of the Prospectus/Proxy Statement forming a part of the Registration
Statement on Form S-4 filed by BB&T Corporation, Inc. to be included as
Appendix C to such Prospectus/Proxy Statement, subject to the issuance of such
opinion by us. We further consent to the references to our fairness opinion
letter and the analysis conducted by us and the use of our name in such Proxy
Statement/Prospectus in conjunction therewith. In giving such consent, we do
not admit that we come within the category of persons whose consent is required
under Section 7 of the Securities Act of 1933, as amended, or the rules and
regulations of the Securities and Exchange Commission thereunder, nor do we
thereby admit that we are experts with respect to any part of such Registration
Statement within the meaning of the term "experts" as used in the Securities
Act of 1933, as amended, or the rules and regulations of the Securities and
Exchange Commission thereunder.




/s/ Professional Bank Services, Inc.

PROFESSIONAL BANK SERVICES, INC.


Louisville, Kentucky


January 7, 2002