Operating Segments (Tables)

12 Months Ended

Dec. 31, 2021

The following table presents results by segment:


































Year Ended December 31, (Dollars in millions)	CB&W						C&CB						IH						OT&C (1)						Total
	2021		2020		2019		2021		2020		2019		2021		2020		2019		2021		2020		2019		2021		2020		2019
Net interest income (expense)	$	6,738	$	7,379	$	3,633	$	4,618	$	5,389	$	3,153	$	100	$	126	$	146	$	1,550	$	932	$	381	$	13,006	$	13,826	$	7,313
Net intersegment interest income (expense)	1,499		1,391		922		149		(201)		(409)		(14)		(32)		(44)		(1,634)		(1,158)		(469)		—		—		—
Segment net interest income	8,237		8,770		4,555		4,767		5,188		2,744		86		94		102		(84)		(226)		(88)		13,006		13,826		7,313
Allocated provision for credit losses	150		1,003		513		(881)		1,304		102		—		9		9		(82)		19		(9)		(813)		2,335		615
Segment net interest income after provision	8,087		7,767		4,042		5,648		3,884		2,642		86		85		93		(2)		(245)		(79)		13,819		11,491		6,698
Noninterest income	3,865		4,071		2,317		3,043		2,471		1,167		2,664		2,241		2,112		(282)		96		(341)		9,290		8,879		5,255
Amortization of intangibles	317		419		58		150		175		31		105		72		74		2		19		1		574		685		164
Other noninterest expense	7,408		7,437		4,009		3,101		3,272		1,465		1,974		1,712		1,703		2,059		1,791		593		14,542		14,212		7,770
Income (loss) before income taxes	4,227		3,982		2,292		5,440		2,908		2,313		671		542		428		(2,345)		(1,959)		(1,014)		7,993		5,473		4,019
Provision (benefit) for income taxes	992		939		556		1,179		586		489		163		135		110		(778)		(679)		(373)		1,556		981		782
Segment net income (loss)	$	3,235	$	3,043	$	1,736	$	4,261	$	2,322	$	1,824	$	508	$	407	$	318	$	(1,567)	$	(1,280)	$	(641)	$	6,437	$	4,492	$	3,237

Identifiable assets (period end)	$	161,126	$	163,725	$	170,034	$	182,338	$	187,196	$	186,462	$	9,865	$	7,932	$	7,325	$	187,912	$	150,375	$	109,257	$	541,241	$	509,228	$	473,078

(1)Includes financial data from business units below the quantitative and qualitative thresholds requiring disclosure.