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Operating Segments (Tables)
 6 Months Ended
Jun. 30, 2019
Segment Reporting [Abstract]  
Schedule of Segment Reporting Information, by Segment
The following table presents results by segment:
Three Months Ended June 30,
(Dollars in millions)
CB-Retail
 
CB-Commercial
 
FS&CF
2019
 
2018
 
2019
 
2018
 
2019
 
2018
Net interest income (expense)
$
850

 
$
853

 
$
541

 
$
491

 
$
197

 
$
169

Net intersegment interest income (expense)
126

 
69

 
47

 
54

 
13

 
19

Segment net interest income
976

 
922

 
588

 
545

 
210

 
188

Allocated provision for credit losses
123

 
110

 
39

 
43

 
14

 
(4
)
Segment net interest income after provision
853

 
812

 
549

 
502

 
196

 
192

Noninterest income
387

 
355

 
114

 
110

 
329

 
303

Noninterest expense
654

 
659

 
255

 
254

 
311

 
312

Income (loss) before income taxes
586

 
508

 
408

 
358

 
214

 
183

Provision (benefit) for income taxes
141

 
125

 
89

 
80

 
45

 
38

Segment net income (loss)
$
445

 
$
383

 
$
319

 
$
278

 
$
169

 
$
145

 
 
 
 
 
 
 
 
 
 
 
 
 
IH
 
OT&C (1)
 
Total
 
2019
 
2018
 
2019
 
2018
 
2019
 
2018
Net interest income (expense)
$
35

 
$
29

 
$
67

 
$
115

 
$
1,690

 
$
1,657

Net intersegment interest income (expense)
(10
)
 
(7
)
 
(176
)
 
(135
)
 
—

 
—

Segment net interest income
25

 
22

 
(109
)
 
(20
)
 
1,690

 
1,657

Allocated provision for credit losses
2

 
—

 
(6
)
 
(14
)
 
172

 
135

Segment net interest income after provision
23

 
22

 
(103
)
 
(6
)
 
1,518

 
1,522

Noninterest income
570

 
484

 
(48
)
 
(30
)
 
1,352

 
1,222

Noninterest expense
444

 
408

 
87

 
87

 
1,751

 
1,720

Income (loss) before income taxes
149

 
98

 
(238
)
 
(123
)
 
1,119

 
1,024

Provision (benefit) for income taxes
38

 
25

 
(79
)
 
(66
)
 
234

 
202

Segment net income (loss)
$
111

 
$
73

 
$
(159
)
 
$
(57
)
 
$
885

 
$
822

 
 
 
 
 
 
 
 
 
 
 
 
Six Months Ended June 30,
(Dollars in millions)
CB-Retail
 
CB-Commercial
 
FS&CF
2019
 
2018
 
2019
 
2018
 
2019
 
2018
Net interest income (expense)
$
1,693

 
$
1,690

 
$
1,077

 
$
955

 
$
386

 
$
328

Net intersegment interest income (expense)
235

 
117

 
91

 
124

 
34

 
37

Segment net interest income
1,928

 
1,807

 
1,168

 
1,079

 
420

 
365

Allocated provision for credit losses
253

 
232

 
58

 
80

 
15

 
(9
)
Segment net interest income after provision
1,675

 
1,575

 
1,110

 
999

 
405

 
374

Noninterest income
709

 
695

 
223

 
216

 
613

 
604

Noninterest expense
1,299

 
1,319

 
506

 
507

 
608

 
613

Income (loss) before income taxes
1,085

 
951

 
827

 
708

 
410

 
365

Provision (benefit) for income taxes
261

 
234

 
180

 
159

 
85

 
76

Segment net income (loss)
$
824

 
$
717

 
$
647

 
$
549

 
$
325

 
$
289

 
 
 
 
 
 
 
 
 
 
 
 
Identifiable assets (period end)
$
76,246

 
$
72,696

 
$
56,450

 
$
57,011

 
$
33,595

 
$
30,446

 
 
 
 
 
 
 
 
 
 
 
 
 
IH
 
OT&C (1)
 
Total
 
2019
 
2018
 
2019
 
2018
 
2019
 
2018
Net interest income (expense)
$
69

 
$
55

 
$
161

 
$
262

 
$
3,386

 
$
3,290

Net intersegment interest income (expense)
(21
)
 
(13
)
 
(339
)
 
(265
)
 
—

 
—

Segment net interest income
48

 
42

 
(178
)
 
(3
)
 
3,386

 
3,290

Allocated provision for credit losses
5

 
1

 
(4
)
 
(19
)
 
327

 
285

Segment net interest income after provision
43

 
41

 
(174
)
 
16

 
3,059

 
3,005

Noninterest income
1,085

 
923

 
(76
)
 
(36
)
 
2,554

 
2,402

Noninterest expense
861

 
783

 
245

 
184

 
3,519

 
3,406

Income (loss) before income taxes
267

 
181

 
(495
)
 
(204
)
 
2,094

 
2,001

Provision (benefit) for income taxes
68

 
46

 
(183
)
 
(127
)
 
411

 
388

Segment net income (loss)
$
199

 
$
135

 
$
(312
)
 
$
(77
)
 
$
1,683

 
$
1,613

 
 
 
 
 
 
 
 
 
 
 
 
Identifiable assets (period end)
$
7,162

 
$
6,321

 
$
57,419

 
$
56,207

 
$
230,872

 
$
222,681


(1)
Includes financial data from business units below the quantitative and qualitative thresholds requiring disclosure.