XML 70 R57.htm IDEA: XBRL DOCUMENT v3.10.0.1
Loans and ACL - Allowance for Credit Losses (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
Provision for credit losses $ 566 $ 547 $ 572
Commercial | Commercial and industrial      
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
ACL, beginning balance 522 530 488
Charge-Offs (92) (95) (143)
Allowance for Loan and Lease Losses, Adjustments, Other 0 0 0
Recoveries 39 36 44
Provision for credit losses 77 51 141
ACL, ending balance 546 522 530
Commercial | CRE      
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
ACL, beginning balance 160 145 175
Charge-Offs (13) (10) (9)
Allowance for Loan and Lease Losses, Adjustments, Other 0 0 0
Recoveries 8 16 19
Provision for credit losses 35 9 (40)
ACL, ending balance 190 160 145
Commercial | Lease financing      
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
ACL, beginning balance 9 7 5
Charge-Offs (4) (5) (6)
Allowance for Loan and Lease Losses, Adjustments, Other 0 0 0
Recoveries 1 2 2
Provision for credit losses 5 5 6
ACL, ending balance 11 9 7
Retail | Residential mortgage      
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
ACL, beginning balance 209 227 217
Charge-Offs (21) (47) (40)
Allowance for Loan and Lease Losses, Adjustments, Other 0 0 0
Recoveries 2 2 3
Provision for credit losses 42 27 47
ACL, ending balance 232 209 227
Retail | Direct      
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
ACL, beginning balance 106 103 105
Charge-Offs (71) (61) (53)
Allowance for Loan and Lease Losses, Adjustments, Other 0 0 0
Recoveries 23 25 26
Provision for credit losses 39 39 25
ACL, ending balance 97 106 103
Retail | Indirect      
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
ACL, beginning balance 348 327 305
Charge-Offs (391) (402) (366)
Allowance for Loan and Lease Losses, Adjustments, Other 0 0 0
Recoveries 62 60 55
Provision for credit losses 337 363 333
ACL, ending balance 356 348 327
Revolving credit      
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
ACL, beginning balance 108 106 104
Charge-Offs (84) (76) (69)
Allowance for Loan and Lease Losses, Adjustments, Other 0 0 0
Recoveries 19 19 20
Provision for credit losses 74 59 51
ACL, ending balance 117 108 106
PCI      
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
ACL, beginning balance 28 44 61
Charge-Offs (2) (1) (15)
Allowance for Loan and Lease Losses, Adjustments, Other 0 0 0
Recoveries 0 0 0
Provision for credit losses (17) (15) (2)
ACL, ending balance 9 28 44
ALLL      
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
ACL, beginning balance 1,490 1,489 1,460
Charge-Offs (678) (697) (701)
Allowance for Loan and Lease Losses, Adjustments, Other 0 0 0
Recoveries 154 160 169
Provision for credit losses 592 538 561
ACL, ending balance 1,558 1,490 1,489
RUFC      
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
ACL, beginning balance 119 110 90
Charge-Offs 0 0 0
Allowance for Loan and Lease Losses, Adjustments, Other 0 0 9
Recoveries 0 0 0
Provision for credit losses (26) 9 11
ACL, ending balance 93 119 110
ACL      
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
ACL, beginning balance 1,609 1,599 1,550
Charge-Offs (678) (697) (701)
Allowance for Loan and Lease Losses, Adjustments, Other 0 0 9
Recoveries 154 160 169
Provision for credit losses 566 547 572
ACL, ending balance $ 1,651 $ 1,609 $ 1,599