Premises and Equipment (Tables)

12 Months Ended

Dec. 31, 2017

Property, Plant and Equipment [Abstract]

Summary of Premises and Equipment

A summary of premises and equipment is presented in the accompanying table:

	Estimated Useful Life			December 31,
(Dollars in millions)				2017			2016
Land and land improvements				$	583		$	611
Buildings and building improvements	40 years			1,660			1,628
Furniture and equipment	3	-	15	1,146			1,121
Leasehold improvements				733			791
Construction in progress				52			62
Capitalized leases on premises and equipment				58			66
Total				4,232			4,279
Accumulated depreciation and amortization				(2,177		)	(2,172		)
Net premises and equipment				$	2,055		$	2,107

Schedule of Rent Expense

The following table excludes assets related to the lease financing business:

	Year Ended December 31,
(Dollars in millions)	2017		2016		2015
Rent expense applicable to operating leases	$	249	$	250	$	223
Rental income from owned properties and subleases	12		8		7

Schedule of Future Minimum Lease Payments for Operating Leases

	Year Ended December 31,
(Dollars in millions)	2018		2019		2020		2021		2022		Thereafter
Future minimum lease payments for operating leases	$	255	$	228	$	199	$	173	$	147	$	509