AOCI

12 Months Ended

Dec. 31, 2015

AOCI

AOCI

NOTE 11. AOCI

Year Ended December 31, 2015					Unrecognized Net Pension and Postretirement Costs		Unrealized Net Gains (Losses) on Cash Flow Hedges		Unrealized Net Gains (Losses) on AFS Securities		FDIC's Share of Unrealized (Gains) Losses on AFS Securities		Other, net		Total
					(Dollars in millions)
AOCI balance, January 1, 2015					$	(626)	$	(54)	$	152	$	(207)	$	(16)	$	(751)
	OCI before reclassifications, net of tax					(139)		(81)		(206)		19		(9)		(416)
	Amounts reclassified from AOCI:
		Personnel expense				67		―		―		―		―		67
		Interest income				―		―		29		―		9		38
		Interest expense				―		83		―		―		―		83
		FDIC loss share income, net				―		―		―		31		―		31
		Securities (gains) losses, net				―		―		3		―		―		3
			Total before income taxes			67		83		32		31		9		222
			Less: Income taxes			25		31		12		12		3		83
				Net of income taxes		42		52		20		19		6		139
	Net change in AOCI					(97)		(29)		(186)		38		(3)		(277)
AOCI balance, December 31, 2015					$	(723)	$	(83)	$	(34)	$	(169)	$	(19)	$	(1,028)

Year Ended December 31, 2014					Unrecognized Net Pension and Postretirement Costs		Unrealized Net Gains (Losses) on Cash Flow Hedges		Unrealized Net Gains (Losses) on AFS Securities		FDIC's Share of Unrealized (Gains) Losses on AFS Securities		Other, net		Total
					(Dollars in millions)
AOCI balance, January 1, 2014					$	(303)	$	2	$	(42)	$	(235)	$	(15)	$	(593)
	OCI before reclassifications, net of tax					(334)		(107)		207		―		(5)		(239)
	Amounts reclassified from AOCI:
		Personnel expense				17		―		―		―		―		17
		Interest income				―		―		(24)		―		6		(18)
		Interest expense				―		82		―		―		―		82
		FDIC loss share income, net				―		―		―		45		―		45
		Securities (gains) losses, net				―		―		3		―		―		3
			Total before income taxes			17		82		(21)		45		6		129
			Less: Income taxes			6		31		(8)		17		2		48
				Net of income taxes		11		51		(13)		28		4		81
	Net change in AOCI					(323)		(56)		194		28		(1)		(158)
AOCI balance, December 31, 2014					$	(626)	$	(54)	$	152	$	(207)	$	(16)	$	(751)

Year Ended December 31, 2013					Unrecognized Net Pension and Postretirement Costs		Unrealized Net Gains (Losses) on Cash Flow Hedges		Unrealized Net Gains (Losses) on AFS Securities		FDIC's Share of Unrealized (Gains) Losses on AFS Securities		Other, net		Total
					(Dollars in millions)
AOCI balance, January 1, 2013					$	(714)	$	(173)	$	598	$	(256)	$	(14)	$	(559)
	OCI before reclassifications, net of tax					354		127		(669)		(18)		(2)		(208)
	Amounts reclassified from AOCI:
		Personnel expense				91		―		―		―		―		91
		Interest income				―		―		97		―		2		99
		Interest expense				―		77		―		―		―		77
		FDIC loss share income, net				―		―		―		63		―		63
		Securities (gains) losses, net				―		―		(51)		―		―		(51)
			Total before income taxes			91		77		46		63		2		279
			Less: Income taxes			34		29		17		24		1		105
				Net of income taxes		57		48		29		39		1		174
	Net change in AOCI					411		175		(640)		21		(1)		(34)
AOCI balance, December 31, 2013					$	(303)	$	2	$	(42)	$	(235)	$	(15)	$	(593)