-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, JkcQfyw4zBbo3EXi+u2tb0ZOpwZyRacgU3CE9G31rd7zxi4wKePvh170d3wNhkYs FjZ0nvfH6tTXgWW403Fa3Q== 0000092230-07-000063.txt : 20071108 0000092230-07-000063.hdr.sgml : 20071108 20071108093242 ACCESSION NUMBER: 0000092230-07-000063 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20071105 ITEM INFORMATION: Regulation FD Disclosure FILED AS OF DATE: 20071108 DATE AS OF CHANGE: 20071108 FILER: COMPANY DATA: COMPANY CONFORMED NAME: BB&T CORP CENTRAL INDEX KEY: 0000092230 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 560939887 STATE OF INCORPORATION: NC FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-10853 FILM NUMBER: 071223666 BUSINESS ADDRESS: STREET 1: 200 WEST SECOND STREET CITY: WINSTON-SALEM STATE: NC ZIP: 27101 BUSINESS PHONE: 3367332000 MAIL ADDRESS: STREET 1: 200 WEST SECOND STREET CITY: WINSTON-SALEM STATE: NC ZIP: 27101 FORMER COMPANY: FORMER CONFORMED NAME: SOUTHERN NATIONAL CORP /NC/ DATE OF NAME CHANGE: 19920703 8-K 1 analyst8k.htm BB&T 8-K, November 8, 2007

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549


Form 8-K
Current Report


Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934

November 8, 2007

Date of Report (Date of earliest event reported)



BB&T Corporation
(Exact name of registrant as specified in its charter)

Commission file number : 1-10853



North Carolina 56-0939887
(State of incorporation) (I.R.S. Employer Identification No.)


200 West Second Street  
Winston-Salem, North Carolina 27101
(Address of principal executive offices) (Zip Code)


(336) 733-2000
(Registrant's telephone number, including area code)


Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

[  ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[  ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[  ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[  ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))



ITEM 7.01   Regulation FD Disclosure

     Chairman and Chief Executive Officer John Allison will present at the BancAnalysts Association of Boston Fall Bank Conference on Thursday, November 8 at 3:50 p.m. (EST). The presentation will focus on BB&T’s financial performance and corporate strategy. A live audio webcast will be available on BB&T’s Web site at http://www.BBT.com/investor. Presentation slides will be posted on the site prior to the event. A replay of the presentation will be available at http://www.BBT.com following the live event and remain on the site for 30 days.


S  I  G  N  A  T  U  R  E

     Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

                                                                                BB&T CORPORATION
                                                                                (Registrant)

                                                                                By: /S/ EDWARD D. VEST

                                                                                Edward D. Vest
                                                                                Executive Vice President and Corporate Controller
                                                                                (Principal Accounting Officer)

Date:       November 8, 2007



GRAPHIC 2 bbtlogo.jpg begin 644 bbtlogo.jpg M_]C_X``02D9)1@`!`0$!+`$L``#_VP!#``$!`0$!`0$!`0$!`0$!`0$!`0$! M`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0'_ MVP!#`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$! M`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0'_P``1"``D`'\#`1$``A$!`Q$!_\0` M&P```P$!`0$!````````````"`D*!@<%"P3_Q``U$``!!`("``4#`04(`P`` M```$`@,%!@$'"`D`$1(3%`H5(3$6%R-!MB8V.#EU=G>U,E*1_\0`'0$``04! M`0$!````````````!@,$!0<(`@D!`/_$`$H1``(!`P,"`P0$!@X*`P````$" M`P0%$082(0`Q!Q-!"!0B43)A<705(S,T-;(6-C="1%*!@H.1H<+#\!'_V@`,`P$``A$#$0`_`'Y]T>DL:BXM73D9I_:.\-<[!@[G`FR2 MJ_NC9B8&:&MEA8C)$)RNEV8N'BQV7Y-)@#4&)%M!X'0&RA(/I'1`WBF$=/)4 MQ/*CAPS?C7((8X.%+$#D]AC'IQQUHGP*O9O&KZ'3%YM5BNELJ:&ICB%59+7Y M],U%3/4)*M3'2I/,[K"8Y/>'E,F_>Q\P;S/SUI6[>G+GE]KK1>S>4/)8*G6L M&WOR1%7W%;(^:0Y"528F@OBEF&2([:M)>*E#I[1>B[GJ"U:3TO)74EJIRB# M\8KR9(R>&4\9`[$$$C@@XSBGO##7VD-<7J'2^J=!Z3IJRXJ\=OK*"U4T4$LZ M(TAII8Y5EDA>2-6,,R3G?*!%L5W1NN7=6W<'M+:^Q(?B5R\L#]XK6W$.TJH; M)9?=K=RAYR68<$CX23F:XJ++(8G'%XC8R=$6+9(R:)#>S)/-.X>CN;;=YI9E MI:LAUFW()<['4E<`$KC@\\C#`GZ0ZE?%[P2M%HM51K'1=.MOJ+.4K:VU%154 M4U/"P:6H@IZD2HC0!?-E@<24TL*R+Y2D!7SO>77[SPXV+I@[0>]>0-/K^SJ_ M:79:LKW;LF9CA).L&0Z,'1S\U9#Y)C!S$TE)`RS714+&0L5D?#CJ5)7J/W22 M#R))5#HVY3*[67+6$(UN[0V:V_1 MMUS\9G^TS5J4>J01+(FVR%/XWQ:J8U_F^;45"^7MQ MY'/BY;;A2W/0NG[?>+(ZFDJ(4AJ8@&# M))&92\;%&$CAQL]-XB MVO-B-EXHY\(::8$PU'/YD@2H\<9"R!!I>TW-JY6BE`$\8R2O:1.V_&.&S])1 MP,Y!]!27C=X2T^@*JCNMC>5]/W262$03L9);=6*ID6F$I.9H)8@SPO)^.7RI M$D:3:LC.]EI,.%BY&8D7VQ0(L(J0-)>7AMI@41E;[[SJU?A#;;;:E+5G\)3C M.<_IXF2<`D]AR>J&BBDGECAB4M)*ZQQJ!DL[L%50!R26(``Y/4@VON35R[B> MPEW2%SV%(9E#V7LO,Q,< MV3&P^!"X)P"2""2>YYP?EULZYZ2HO!/PV2_ MT=MH;EK.H>C@J+M74ZU<=OFJQOD]TBD!CCCI@A@A"4#(>=0KZ:2TU$ZVG6=IM];7VN2*":84Z(KT]8DIIZF`@;Z6J1XI5=X'085'4)G:*^N-6X)?? M'%+56YYJ-3"3FPM40]JE`!_<2.+*2,&E\W(.75+>^"LK+KH"G5J& M*I*1^9M^'S`F%E"@+Y@8``8'4Y_6[P(Y3W,GDY0]DM'7!-.:.",<'//;`XZ-?!2JM'B':+O<+WI'2,,U#7Q4L*T% MDIX8S&T`E)=93.2^XGXE*Y&`0<`]=CZ=])WSGY6MV2VXN6_+N$*UY+U*/@\4 M7=DW%M/-3HDR^6N03+L3F7W&UQ[&!\LJ'2A*G<.(=RI.4+6FF-?YWFU%0OE[ M=NR0C.[.<_U=0OC=?+?X=55AALFC]'3)>[OPAUAHCQ"EJ;/==%:;MU^I835(*:UT9I*^E5E21H$E1I8IH&=/,A9Y M`R-YJ/A9$C>%WN_Y;VW?]?UQ_74%XG[S^CY_YGZXZHCV>?W4;+]UNW_K*KJ7 MGHP=;:[(]*+=<0VC$5L?.5.+2A.,8U[9//.5*SC&,8_G^?`Q9?TC"?0)+_:O M6L?:!!/A=?0`2?.M?`&3^DZ7Y=4Y]T_+73^I>'&U=52%M@I#:&W(!-0JM'#/ M&,G'!Y0L=$G.F`CN./Q\3&1J2WTR!;;0Y!Z1`&'%D$)2DCO-5%%1RQ,X\R=" MB*.3@\%L9X`'KV!QGK*/@5HV]7G7%GN\5'/%:;+4^^UE?+$Z4ZM%&YA@CD90 MLDTLNQ?+0EEC+R-M5^D!D#0,>Q4 MY06>'A!Y%Q"6"9V;("8`#`$6\4PV2N2>:0"(0^V,VNDEJ:J(JI$<;J\C\@`` MYP#ZLW8`?/)P.>M;^,NNK+IG2%ZH9ZN![M>;=56^@MRR*U1(:R)H&G>,9*4\ M"2&1Y&`5B!&A,CJ.FJ?4W8]-FXEI_P#6#VIC_P"%TC'B3U'^4IO^!_UNJB]E M/FGUB?\`>VG]6NZU'TR10HL9R[422P.GY>H<^;SK;6/+#.P,YSYK4G^7CK3A M`]ZR0/R?8Q,%8*D"C8Y*_DQ[(X:BVV\FL8S^U M!512"&GC=796+OM.[;QA1D'&3DG')QCMT[]F32-WMK7K4]QI):&BKZ6"BM_O M*&)ZL++YTTZ(^'$*;8U20@)*S.$+>6^/0^G?X<;=KFR+GRLNU(5''89^:?I9EDDJ7 M0K$T>R,G]^27X_/@FE4/%(AX#(ZDCTRI'^<\?/K(=JJ11W2W M594N*6NI*@H.["&>.0J/M"XZ^;;Q@WI9^%_+:D[:P*7@_5M^-"MT(,XCY,C! M?)+@KE!)SEQ`ZB2XEZ1%&6ZKV63LL$9S_!PK%>4\QHZM)CG,,A#@8)*@D..> M"2`?_P`Z]1=5Z?I->:+KK.601WBVQ2T<[+Q#4%$J**H&/B"QS"-FV\O'N7LQ M'51MYXI[J[F=CZ9WMN6#$T-Q`IL0N6UQ5&9^-LFT-DP]I7&21DT4_#+*A:J- M8PXZ*9]#Y19T0*/Z1PCG2U'LD[T\MXDBFE4P42#=$H*F68-M.YB,A%."".3C M.,$C&1[=K"Q^"%KOM@L50VHM:5TZPW&M---26BUR4GFQ)`BSA:BL>G>29R51 M(Y789D15",UVR\R>#?'!+6A;7NC7NM7J%"Q]2:I4B6]'.0<0%&,AQT>RRIC* M4CL1R66Q\MK<3AI*<>M6<9SXDWK*&F_$/410E%"["VTJ,#`_J(_^^>J@I=$Z M]U+G4%'8[G M+%YK=MIVK(2(@V0:X89)-0L8EIP>,;*/,3ETHA](KJG'WR'RR'4N/DK6XYEQ M?5)+2/&(J21'2%54!23M7G;R>_8\\Y//FJN3^L9G4&Y:YBT46>(C"Y"+2<=&/Y)B)`:3`?'D8P@ M20$<:+%:RM0Q+67F,NC/96.^\TLBG@BJ(S%,NY&()&2.0[_EO;=_U_7' M]=07AC>?T?/_`#/UQU:7L\_NHV7[K=O_`%E5U(_U/Z/IO(CFWK/5=]=GV:Q/ M1=W>D'*S.R-;F,*C:?,R`WQI>+>8-'3DD9GWT-NX2^SZV'<*:<6G(C;:=*JL MBAD+!&5R=I*G*KD?$.1_(1ULGQCOM=IO05UN]N]W][II:!8Q4P15,)$U;!"X M:&96C;X';;E3M;#CXE!#N.Q+HIUKK_35YWYQMME\7:]<1)ETG*7=Y9JV1]@@ MH1M1\PN+.)$:E1Y<(!D@]IHXB78E?C?;DL#.D)(\3=PLD*4\D\#2;XDW%7;? MO4?2`+<[CW'...?4]4'X9^T#]/ M(]/)+C9'-%(L:,P:2&0`]%']2O+Q\_(\.IR)*9.BYBK;*DHXT=:71RPC7:*0 M,0PXG.4N-/,N(<;6G.<*2K&<9\L^'.H6#-2LIR&C8@_,$Y'0G[+,,E.FM8)D M:.6&IM<4J,,,DD?OZ.K#T96!!'H1CK@?1WP>TUS&KO)%G;9-Y8:JQ6OA(I-. MN4Q5FUMS0]L4=]Q&CG4"R:L9!&^-DYDA(V/=2TE.'W<+;V>AAK!/YI<;-F"C ME>"&R#C@C.#SGD#HA\?M>WS159I=K,*`M51W%Y#644%6RM`])Y9B:96:+F1B MWEE=Q"ELE5Q^'LZZS3>M*3H/);CC=)R9HY=H;@G$78&#L<[1[2Z,3(1+^7R( MO[9+Q$BP$0<3MLL3J+F456X[(=;FIJN;>CH\>`'?36(@J9D8FVP\>V MW%ME$1@);L7(0PH#;Y3#44J+>*-'(\/;=>S(QBK"JG:624`*N%4DAQP`<#(( M(SR,9QT`^*OL^14$*WK0RU4HDJZ:GJK)-*]2Z&KG2".:CGE8RLHFE031SO(5 M5C-YP1'"\MKG.C;';SSAK'&>+N5DTEQ/((L4E*5>HR;D+<]@U6L`DFN#VB>" M<^5AZR^RR._"@$)B(B/*>4I$Q(`-2)"2UTMVKDIU=H*12S80E)947'TV'8L2 M5VCLO8[CQ+UGA]9O!;0-3JJ:BI=0:Q"TL,%770B>@ME95N%!I*:0!"M*"[+4 M3(9IY450(87,2B7W8=;T1Q$V'6MLZ7K+T5H._A@PC@`[AIPU+O$4"EEV/(,- M>*+R-9@!.`RC.2< M9R/4#HS\!_%*;6=OJK)?:I9=16YY*A)'$<;U]!+)D.B(J(7I))/(=(U`6$TY M5<%]A3]$?9H'0C8_AGO*P)%J\Y(N?N3M,L5A`L'.23^77Z"<2^K#;$?-&.N% M5MQ:D)8F2"HO*G<2L\9SP%)Y7YL6'RR(^T)X4O M7I)KG3],SU<,?^WZ2%,O/!$@6.XQHBY:2GC7RZON33I%*!^)F9C:[7-,5SG5 MR]XH<1Z,"$5:Z[B_X>W2%*ZJI:--N]2TDT@7+1I@8!/ID=@>Q*GUZ`/!^^U7A]H[6.M* M^1EHZH4]JL-!*Y"7*\H)G+1Q$@[*99%\Z6,?DA.`6:+:'SZLU50-+T:N:ZUK M5XBIU*KQ8L5$Q,0&T*PT.*TEOW'Z%?:L_/]'_`'6[?]VBZJ7\ M%'61^DY]\#B$=<&VDJ5A.7+#KE",9SC&5*_;F#5Z<>>?SGTI4KRQYY\L9S_+ MQ%WG]'S_`,S]8=7=[//[J-E^ZW;^VVU(_P"I`_EZF&Z)ULH[(M/>\ZVUE4%L M;#6'%I1EUW]AIS/M-X5G'K7Z,+7E*?/.$MJ5Y83A6<#-D.+A']:R#_X_Y'6K M?:$W?Z+[UM!.:FUAL`G:OX0ISN/R&0%^UAU9QV`;VH''_B7NZYWN7C@FB:!9 M:[`191#*"K'9[!#FQL'`QXRU>Z40>:\C#J6FW/C!-EGOX0(&0ZV75\\=/2S/ M(1@QNJKQEV*D!5![D^GR[GK#?AUIZXZDUC8:"W022E;E25-3*BL4I:2GJ(Y: MBHE=1A$CC4X+$;G*1KEW53\X76FNKIN+8E8UYKVOR%EM]RG1(J%AHQA;Y!!1 MI&,8RKT)RE@<=&5D%E/*;&#$9?+)=:'8=<17T:-(ZQH"S.0J@#))/R'7I_=; MI;[';*NYW2ICI*&AIWFJ)Y2`JI&A.!ZLSD!$4`L[LJ*"S*IH0^H"IK^MJ1U^ M:W.-2?(T345EJQI2Q2RL>O&%^@AT)Q:,JQA6<>?JQC.,X\3U]C M\E:*/.=D)3//.W`]?3Y=9J]F^O6ZW'Q'NB)Y<=PN]+5HO!""HFN4P0D<;E5P M#Z'N..B,^F/=9Q7^637NM^_]WU6O+7K3[F&_B73"5Y1Y^K"5*PO"5>7EG*5X MQ_XY\E].=JGD9_%\9Y_?XLUW1:Y:/-V+L&]0F?GT->S-IZXU6KZJ_"&1 M+9:[?/#)4LC"*6KJMJ14T;D!6D6/?-(`3L"*K`&1,R(:4XY;@Y`YO:]65"4L M8VMZ1/7ZWFB#OK%BX&!">,=0IUMM>'I*1RPH6(C&L++D"?6EEK+3!+K`I%!- M.7$,;2>7&TC[>2%4Q M[KGT[\9'?I#6>F*36>F;KIZJ;9'<:8K#.!DT]2A6:EJ`.Y$4Z1NR@C>H9,@, M>KYXW<7"_LTXP3T$[<*K9:+>JY[%HKT@AM< M\MEUQX6:LIYS0U=)74TU3$WERQ!MVV1HI%CDR MH@;Y3:2`XW[YO6LZML6L;0@:G-9Q`7ZDRHLG&'@N*]\)!1$<\0/'V`!.4B3< M8@EW($HP0RT\^QADAT%J813SR1+(L@1B%=&!!'IG'T6'J.X/U8/7HQI"_P`F MJ=.V^ZUEJK+14UE./>;;<(7BE1P-LC(LJH\M+*3)LQ^&V1DT!XV^$6H+[#; MJS2/E2VVTP/#%I6GCAHXJ8RR&6>KH0OEPR23N09XY-LOP!HVEW%(Z:]#MAJI'2#=(D:@M,/R98G`120"QQ\61D`=^XSE34.A+QI2U M4==J$);*^XU+QT5DFPU>])"F9KA,J.PIH!*4@B24++,[.R*(XMSS)_4LNMJY M(:(9PI.76]0EK6C&<>I*'+7*80K./UQA64KQC/Z9].?`SJ+\\A^[_P"(W6KO M98!_8QJ-L?";S$H/H2M(A8?:-RY^WHGOIDG$9I7*EO"D^XFR:W5E'GCU82J. MM.$JSC]?+.4JQC/\\ISY?IGPZTY_"OZ/^]T*>U9^?Z0XX%+=>?3F6CP/[#U4 MUX*.LC](^YF<7C>6R9S7FV]_[K?UR%<#9<&C5YW6T%",/AEE)C67WP]=8F98 M6*:=RT`U-RDFI"D-EON/GI^7F%JZ8U>8Y:B?RPV[RU,:J3DXSB/)`QP"<=LY M(SU>FA=7KHR6"Y6;3EB%S:A6%[A4BZU%05=8_-*B2YF&)IB,R&"*(0RNH(^PA,]6/7>.6H[G23T%QLFF*ZBJ4\ MNHI:J@JIX)D_BR125S(PSSR.#R.>B'7U#:JY,6,,K>_(_EMM#,0E7P&K?M"$ MFV16E91EQ@5!]-?^"R]Z<>\D'(REYQA65>O&%84>U13LIFJ*J7`P-\H/')_B M_P#3GTZ&U\:+OI6DE_8[I?1EH\T'S#16B:!G(!(9VCK5,A4\CS"X!)XY.62: M4Z^^,7#>B7$OC]16:=>"*O*C?O1+RQ9]@,.*$6^/N^_=\ M[\NTW#QV8B%3F2UQ#QD1'*>40X/'Q$+K<".'4^\K+A16!LEEJ2U@I][##.&X MZ>WI6.))YIG91M7F,!5.&(`$8'<^O/5IZ1\3ZW1E%/1:=TYIRWPSS&6H(AN< MTU1(%"J\LT]SDE;:OPHFX(@SL5QHZ1G M&&\91+M+2WC"4J3G"G;ZNH6O\?=76FFCM MMDM>F;+3*NR);=:WB6'.[XHX7JI*<-DCO$5X'')RZ31G&W1_&^D-Z^TKKBN4 M.K?E18<2)G),J_EO#*C9N3*6_)S1ZV4I:4=*EEEY:2AK+WMH0E,W#3PTR>5" M@1`3P/4GN23W)^9ZHK4&IK[J>X-<[[1'" MB(#SMSU-/W$=8G%_5T87OO6D38:+/VN5.?F*K7Y$%FC*.8CZQFH'9$_L,&)'PZ4\)5IR,BL')%QEWXI3K\(<]@=_"?;>R.M@C"%*]E]ESTK M2RMUOAJ>9&E'`8A&"Y],+/&N\9.-RLO;*D9!KD7UJ<+&M#2O'<;1E3%UY+I:?.4R.XJTO3(S3C(=E7 M<'G';(Y8PDO.I$EGI)PEEAUT%*OM[SPCA.;;1>0T`@0(>20/C+`$!B_TMP^> M?J[<=8R7Q2UT=00ZH?4%:]TBW(F7_P!4%.SAGI!0@"D%+(54O`(@C,JOCS%5 MQ&]M7@7J*E\WA>.43/7MRCE71F`4>9)0KMB;!>-0SG+9C<`R![Z&UYPA:XU: M?/&,J;5^<9%)J"&.H>(-(55PO+`G!QG)V_7UMJT>)%[K=#G4Z:IN>L=5&\ZD,=SFGF56II#-%2I3H&,=+"E/+%)#3QC M(58I41?6?K_E9L%>S=Z[QWY=K=B-'A137I;7<:)'0X;K[XT9 M&1<5KD*.`#:?*)(RV,*WEXDD@HA3I#[KJXBHML=4_F3S3NP&T$E!AG]/Z`L!PYGIR?X_[]WU37[2,&'90'#];3<`R=%3>MCPE$@J) M)^&:TRT8,DDIII]+)1#;OVFH$HW+033(7P'&8R&`W$`YC/8DX^L^HXZ9:Q\2 M*K6]/2TVH].:=KA2O(]+*([K3STYD"^8(YJ>Z1/LDV+OC8LC;5)7HJ0*0.V2:1D5K+Q;Z!&1A$/$.>IUQ`HPXZ5JREAAEK"6TS MRDE1GOCO\\<9^63W.,#/8`<=9RJ-OO$^Q%C3SI-L:EBL:[VVHI=F
-----END PRIVACY-ENHANCED MESSAGE-----