UNITED STATES
		   SECURITIES AND EXCHANGE COMMISSION
			  Washington, D.C. 20549

				FORM 12b-25
		       NOTIFICATION OF LATE FILING

				(Check One):
[ ] Form 10-K  [ ] Form 20-F  [x] Form 11-K  [ ] Form 10-Q  [ ] Form N-SAR 


For Period Ended: 12-31-95       Commission file number : 1-10853       

		      Part I - Registrant Information
		 Savings and Thrift Plan for the Employees 
		    of Branch Banking and Trust Company

    200 West Second Street                     Winston-Salem, NC   27101
(Address of Principal Executive Office,       (City, State and Zip Code)
 Street and Number)  

		     Part II -  Rules 12b-25 (b) and (c)

	If the subject report could not be filed without unreasonable 
effort or expense and the registrant seeks relief pursuant to Rule 12b-
25(b), the following should be completed.  (Check box if appropriate)

[x] (a) The reasons described in reasonable detail in Part III of this 
form could not be eliminated without unreasonable effort or 
expense.
[x] (b) The subject annual report or semi-annual report / portion 
thereof will be filed on or before the fifteenth calendar day 
following the prescribed due date; or the subject quarterly report 
/ portion thereof will be filed on or before the fifth calendar day 
following the prescribed due date; and
[ ] (c) The accountant's statement or other exhibit required by Rule 
12b-25(c) has been attached if applicable.

			  Part III - Narrative

	The 1995 Annual Report on Form 11-K of the Savings and Thrift Plan 
for the Employees of Branch Banking and Trust Company (the "Plan") could 
not be filed within the prescribed time period without unreasonable 
effort and expense. An independent service organization in another 
geographical location performs the processing of transactions, detail 
record keeping and other operational aspects of the Plan. The service 
auditor's report was not available prior to June 30, 1996, the due date 
for the Form 11-K.

	The independent public accountants for the Plan are Arthur 
Andersen LLP ("Arthur Andersen"). In order to express an opinion on the 
financial statements of the Plan, Arthur Andersen relies on the service 
auditor's report of the independent service organization, in accordance 
with Statement of Auditing Standards No. 70. The alternative to reliance 
on this report is performance by Arthur Andersen of certain audit steps 
and review procedures with respect to the internal control environment, 
operations and processing of transactions of the independent service 
organization. Such an approach by Arthur Andersen would be unduly costly 
to the Registrant and would require considerable effort.

	As a result of the lack of availability of the service auditor's 
report and, consequently, the lack of an auditors' report on the Plan 
from Arthur Andersen, the Registrant hereby notifies the Securities and 
Exchange Commission that the 1995 Annual Report on Form 11-K of the 
Savings and Thrift Plan for the Employees of Branch Banking and Trust 
Company will not be filed within the time period prescribed for Form 11-
K and will be filed no later than July 15, 1996.

Part IV - Other Information

(1) Name and telephone number of person to contact in regard to this 
notification

      Sherry A. Kellett            910                   733-3003
	   (Name)              (Area Code)          (Telephone Number)

	(2) Have all other periodic reports required under Section 13 or 
15(d) of the Securities Exchange Act of 1934 or Section 30 of the 
Investment Company Act of 1940 during the preceding 12 months (or for 
such shorter) period that the registrant was required to file such 
reports been filed?    [x] Yes   [ ] No

	(3) Is it anticipated that any significant change in results of 
operations from the corresponding period for the last fiscal year will 
be reflected by the earnings statement to be included in the subject 
report or portion thereof?    [ ] Yes   [x] No

			Southern National Corporation
		(Name of Registrant as Specified in Charter)

has caused this notification to be signed on its behalf by the 
undersigned hereunto duly authorized.

			     Branch Banking and Trust Company, Trustee
			      for the Savings and Thrift Plan for the
			   Employees of Branch Banking and Trust Company

Date:  June 28, 1996              By: /s/   Raymond K. McCulloch
			     Raymond K. McCulloch, Senior Vice President