Exhibit 23.2


                          INDEPENDENT AUDITORS' CONSENT

We consent to the incorporation by reference in the registration statement on
Form S-8 of BankAtlantic Bancorp Inc. of our report, dated February 7, 2002, on
the financial statements of Community Savings Bankshares, Inc. for the years
ended December 31, 2001 and 2000, and each of the three years in the period
ended December 31, 2001, which report is contained in the Annual Report on Form
10-K of Community Savings Bankshares, Inc. for the year ended December 31, 2001.



                                                   Crowe, Chizek and Company LLP


Ft. Lauderdale, Florida
June 6, 2002