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Loans Receivable (Tables)
3 Months Ended
Mar. 31, 2016
Loans Receivable [Abstract]  
Components Of Loans Receivable Portfolio



 

 

 

 



 

 

 

 



 

March 31,

 

December 31,



 

2016

 

2015

Commercial non-real estate

$

11,231 

 

11,250 

Commercial real estate

 

16,017 

 

16,294 

Small business

 

3,614 

 

4,054 

Consumer

 

2,264 

 

2,368 

Residential

 

155 

 

69 

          Total loans, net of discount

 

33,281 

 

34,035 

Allowance for loan losses

 

 -

 

 -

          Loans receivable -- net

$

33,281 

 

34,035 



Recorded Investment (Unpaid Principal Balance Less Charge-Offs And Deferred Fees) Of Non-Accrual Loans Receivable



 

 

 

 



 

 

 

 



 

March 31,

 

December 31,

Loan Class

 

2016

 

2015

Commercial non-real estate

$

1,231 

 

1,250 

Commercial real estate

9,543 

 

9,639 

Small business

 

3,614 

 

4,054 

Consumer

 

2,165 

 

2,368 

Residential

 

155 

 

69 

Total nonaccrual loans

$

16,708 

 

17,380 



Age Analysis Of The Past Due Recorded Investment In Loans Receivable



 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

Total



 

31-59 Days

 

60-89 Days

 

90 Days

 

Total

 

 

 

Loans

March 31, 2016

 

Past Due

 

Past Due

 

or More (1)

 

Past Due

 

Current

 

Receivable

Commercial non-real estate

$

 -

 

 -

 

329 

 

329 

 

10,902 

 

11,231 

Commercial real estate

 

 -

 

 -

 

3,986 

 

3,986 

 

12,031 

 

16,017 

Small business

 

 -

 

27 

 

 -

 

27 

 

3,587 

 

3,614 

Consumer

 

108 

 

 -

 

622 

 

730 

 

1,534 

 

2,264 

Residential

 

 -

 

23 

 

132 

 

155 

 

 -

 

155 

Total

$

108 

 

50 

 

5,069 

 

5,227 

 

28,054 

 

33,281 







 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 

 

 

 

Total



 

31-59 Days

 

60-89 Days

 

90 Days

 

Total

 

 

 

Loans

December 31, 2015

 

Past Due

 

Past Due

 

or More (1)

 

Past Due

 

Current

 

Receivable

Commercial non-real estate

$

 -

 

 -

 

329 

 

329 

 

10,921 

 

11,250 

Commercial real estate

 

 -

 

 -

 

3,986 

 

3,986 

 

12,308 

 

16,294 

Small business:

 

 -

 

205 

 

 -

 

205 

 

3,849 

 

4,054 

Consumer

 

316 

 

138 

 

562 

 

1,016 

 

1,352 

 

2,368 

Residential

 

 -

 

24 

 

42 

 

66 

 

 

69 

Total

$

316 

 

367 

 

4,919 

 

5,602 

 

28,433 

 

34,035 



 (1)  BBX Capital had no loans that were 90 days or more past due and still accruing interest as of March 31, 2016 and December 31, 2015.

Activity In The Allowance For Loan Losses



 

 

 

 

 

 



 

 

 

 



 

For the Three Months



 

Ended March 31,

Allowance for Loan Losses:

2016

 

2015

Beginning balance

$

 -

 

977 

     Charge-offs :

 

(30)

 

(675)

      Recoveries :

 

1,778 

 

3,900 

      Provision:

 

(1,748)

 

(3,821)

Ending balance

$

 -

 

381 

Ending balance individually evaluated for impairment

$

 -

 

 -

Ending balance collectively evaluated for impairment

 

 -

 

381 

Total

$

 -

 

381 

Loans receivable:

 

 

 

 

Ending balance individually evaluated for impairment

$

12,924 

 

17,018 

Ending balance collectively evaluated for impairment

 

20,357 

 

9,945 

Total

$

33,281 

 

26,963 

Proceeds from loan sales

$

 -

 

89 



Impaired Loans



 

 

 

 

 

 

 

 



 

 

 

 

 

 

 

 



 

As of March 31, 2016

 

As of December 31, 2015



 

 

Unpaid

 

 

 

Unpaid

 



 

Recorded

Principal

Related

 

Recorded

Principal

Related



 

Investment

Balance

Allowance

 

Investment

Balance

Allowance



 

 

 

 

 

 

 

 

Total with allowance recorded

$

 -

 -

 -

 

 -

 -

 -

Total with no allowance recorded

 

16,708  29,450 

 -

 

17,380  30,212 

 -

Total

$

16,708  29,450 

 -

 

17,380  30,212 

 -



Average Recorded Investment And Interest Income Recognized On Impaired Loans







 

 

 

 

 

 



 

 

 

 

 

 



 

For the Three Months Ended March 31,



 

2016

 

2015



 

Average Recorded

Interest Income

 

Average Recorded

Interest Income



 

Investment

Recognized

 

Investment

Recognized

Total with allowance recorded

$

 -

 -

 

273 

Total with no allowance recorded

 

16,797  337 

 

17,145  228 

Total

$

16,797  337 

 

17,418  229