Loans Receivable (Tables)

3 Months Ended

Mar. 31, 2014

Loans Receivable [Abstract]

Composition Of Loan Portfolio

		March 31,	December 31,
		2014	2013
Commercial non-real estate	$	1,392	3,331
Commercial real estate		51,383	62,937
Consumer		8,386	8,618
Residential		-	53
Total gross loans		61,161	74,939
Adjustments:
Premiums, discounts and net deferred fees		-	-
Allowance for loan  losses		(1,588)	(2,713)
Loans receivable -- net	$	59,573	72,226

Recorded Investment (Unpaid Principal Balance Less Charge-Offs And Deferred Fees) Of Non-Accrual Loans Receivable And Loans Held For Sale

		March 31,	December 31,
Loan Class		2014	2013
Commercial non-real estate	$	1,392	3,331
Commercial real estate		33,506	45,540
Consumer		2,903	2,972
Residential		-	53
Total nonaccrual loans	$	37,801	51,896

Age Analysis Of The Past Due Recorded Investment In Loans Receivable And Loans Held For Sale

							Total
		31-59 Days	60-89 Days	90 Days	Total		Loans
March 31, 2014		Past Due	Past Due	or More (1)	Past Due	Current	Receivable
Commercial non-real estate	$	-	-	330	330	1,062	1,392
Commercial real estate:		-	3,985	10,398	14,383	37,000	51,383
Consumer		227	227	2,379	2,833	5,553	8,386
Residential:		-	-	-	-	-	-
Total	$	227	4,212	13,107	17,546	43,615	61,161

							Total
		31-59 Days	60-89 Days	90 Days	Total		Loans
December 31, 2013		Past Due	Past Due	or More (1)	Past Due	Current	Receivable
Commercial non-real estate	$	-	-	2,269	2,269	1,062	3,331
Commercial real estate:		-	-	22,729	22,729	40,208	62,937
Consumer		317	293	2,480	3,090	5,528	8,618
Residential:		-	-	53	53	-	53
Total	$	317	293	27,531	28,141	46,798	74,939

(1)  The Company had no loans that were past due greater than 90 days and still accruing as of March 31, 2014 or December 31, 2013.

Activity In The Allowance For Loan Losses By Portfolio

		Commercial	Commercial
		Non-Real	Real	Small
		Estate	Estate	Business	Consumer	Residential	Total
Allowance for Loan Losses:
Beginning balance	$	954	227	-	1,532	-	2,713
Charge-off :		(1,939)	-	-	(78)	-	(2,017)
Recoveries :		14	1,666	107	311	42	2,140
Provision :		971	(1,780)	(107)	(290)	(42)	(1,248)
Ending balance	$	-	113	-	1,475	-	1,588
Ending balance individually
evaluated for impairment	$	-	-	-	-	-	-
Ending balance collectively
evaluated for impairment		-	113	-	1,475	-	1,588
Total	$	-	113	-	1,475	-	1,588
Loans receivable:
Ending balance individually
evaluated for impairment	$	1,392	33,506	-	2,255	-	37,153
Ending balance collectively
evaluated for impairment	$	-	17,877	-	6,131	-	24,008
Total	$	1,392	51,383	-	8,386	-	61,161
Proceeds from loan sales	$	-	-	-	-	-	-
Transfer to loans held for sale	$	-	-	-	-	-	-
Transfer from loans held for sale	$	-	-	-	-	-	-

The activity in the allowance for loan losses by portfolio segment for the three months ended March 31, 2013 was as follows (in thousands):

		Commercial	Commercial
		Non-Real	Real	Small
		Estate	Estate	Business	Consumer	Residential	Total
Allowance for Loan Losses:
Beginning balance	$	1,735	1,869	-	1,261	446	5,311
Charge-offs:		-	(1,179)	-	(376)	(389)	(1,944)
Recoveries :		171	277	74	458	143	1,123
Provision :		(710)	470	(74)	650	423	759
Ending balance	$	1,196	1,437	-	1,993	623	5,249
Ending balance individually
evaluated for impairment	$	634	663	-	-	-	1,297
Ending balance collectively
evaluated for impairment		562	774	-	1,993	623	3,952
Total	$	1,196	1,437	-	1,993	623	5,249
Loans receivable:
Ending balance individually
evaluated for impairment	$	3,362	157,144	-	7,501	41,198	209,205
Ending balance collectively
evaluated for impairment	$	7,457	23,960	-	8,892	10,405	50,714
Total	$	10,819	181,104	-	16,393	51,603	259,919
Purchases of loans	$	-	-	-	-	-	-
Proceeds from loan sales	$	-	-	-	-	-	-
Transfer to loans held for sale	$	-	-	-	-	-	-
Transfer from loans held for sale	$	-	-	-	-	-	-

Impaired Loans

		As of March 31, 2014			As of December 31, 2013
			Unpaid			Unpaid
		Recorded	Principal	Related	Recorded	Principal	Related
		Investment	Balance	Allowance	Investment	Balance	Allowance
With a related allowance recorded:
Commercial non-real estate	$	-	-	-	3,001	4,472	954
Commercial real estate:		-	-	-	-	-	-
Consumer		802	1,773	802	920	2,228	920
Residential:		-	-	-	-	-	-
Total with allowance recorded	$	802	1,773	802	3,921	6,700	1,874
With no related allowance recorded:
Commercial non-real estate	$	1,392	5,100	-	330	634	-
Commercial real estate:		34,157	67,194	-	45,540	79,186	-
Consumer		6,825	8,689	-	7,165	8,730	-
Residential:		-	-	-	53	189	-
Total with no allowance recorded	$	42,374	80,983	-	53,088	88,739	-
Total:
Commercial non-real estate	$	1,392	5,100	-	3,331	5,106	954
Commercial real estate		34,157	67,194	-	45,540	79,186	-
Consumer		7,627	10,462	802	8,085	10,958	920
Residential		-	-	-	53	189	-
Total	$	43,176	82,756	802	57,009	95,439	1,874

Average Recorded Investment And Interest Income Recognized On Impaired Loans

		For the Three Months Ended		For the Three Months Ended
		March 31, 2014		March 31, 2013
		Average Recorded	Interest Income	Average Recorded	Interest Income
		Investment	Recognized	Investment	Recognized
With an allowance recorded:
Commercial non-real estate	$	-	-	3,032	60
Commercial real estate:		-	-	32,702	196
Consumer		811	-	152	-
Residential:		-	-	-	-
Total with allowance recorded	$	811	-	35,886	256
With no related allowance recorded:
Commercial non-real estate	$	3,331	-	330	-
Commercial real estate:		34,207	197	124,054	693
Consumer		6,842	77	15,570	76
Residential:		-	-	44,922	96
Total with no allowance recorded	$	44,380	274	184,876	865
Total:
Commercial non-real estate	$	3,331	-	3,362	60
Commercial real estate		34,207	199	156,756	889
Consumer		7,653	77	15,722	76
Residential		-	-	44,922	96
Total	$	45,191	274	220,762	1,121