8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of

the Securities Exchange Act of 1934

Date of Report (date of earliest event reported): May 25, 2004

REPUBLIC BANCORP, INC.

(Exact name of registrant as specified in its charter)

Kentucky	0-24649	61-0862051
(State of other jurisdiction or incorporation or organization)	(Commission File Number)	(I.R.S. Employer Identification No.)
601 West Market Street, Louisville, Kentucky  40202
(Address of principal executive offices)
Registrant’s telephone number, including area code: (502) 584-3600

ITEM 7.  FINANCIAL STATEMENTS AND EXHIBITS.

C.                    Exhibits

99.1         Press Release dated May 25, 2004.

ITEM 9. REGULATION FD DISCLOSURE

See “Item 12. Results of Operation and Financial Condition” which is incorporated by reference in this Item 9.

ITEM 12.  RESULTS OF OPERATIONS AND FINANCIAL CONDITION.

On May 25, 2004, Republic Bancorp, Inc. issued a press release, a copy of which is attached hereto as Exhibit 99.1 and incorporated herein by reference, announcing the second quarter 2004 dividend.  This information is being provided under Items 9 and 12 of Form 8-K.

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

		Republic Bancorp, Inc.
		(Registrant)
Date:	May 25, 2004	/s/ Kevin Sipes
		Kevin Sipes
		Executive Vice President, Chief Financial Officer & Chief Accounting Officer

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EXHIBIT INDEX

Exhibit Number	Description of Exhibit
99.1	Press Release dated May 25, 2004

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EX-99.1

Exhibit 99.1

May 25, 2004

Contact:	Steve Trager
	President and CEO
Release:	Immediately

Republic Bancorp, Inc. Increases

Common Stock Dividend by 23%

LOUISVILLE, KY – Republic Bancorp, Inc. (NASDAQ: RBCAA), parent company of Republic Bank & Trust Company and Republic Bank & Trust Company of Indiana, is pleased to announce that as a result of continued growth in operating income its Board of Directors voted to increase its quarterly dividend 23%, effective for the second quarter of 2004.  The dividend is payable July 16, 2004 to shareholders of record as of June 18, 2004. The annualized dividend on its Class A Common Stock will increase from $0.251 to $0.308 and from $0.229 to $0.28 on its Class B Common Stock.

“We are excited about the record results we have posted at Republic and are pleased that our strong capital position allows our shareholders to benefit from these results through increased dividends,” stated President and CEO Steve Trager.  He further commented, “While a 23% increase to our quarterly dividend speaks volumes about our past success, we remain dedicated to profitably growing the Company in 2004 and beyond through our expanding network of banking centers, as well as, our commercial lending and commercial cash management areas.”

Republic Bancorp, Inc., has 34 banking centers, and is the parent company of: Republic Bank & Trust Company with 31 banking centers in 8 Kentucky communities - Bowling Green, Elizabethtown, Frankfort, Georgetown, Lexington, Louisville, Owensboro and Shelbyville; Republic Bank & Trust Company of Indiana with 3 banking centers in Clarksville, New Albany and Jeffersonville, Indiana; and Refunds Now, a nationwide tax refund loan and check provider.  Republic offers internet banking at ww.republicbank.com. Republic has over $2 billion in assets and $1 billion in trust assets under custody and management. Republic’s Class A Common Stock is listed under the symbol ‘RBCAA’ on the NASDAQ National Market System.