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Condensed Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Interest Income    
Loans $ 9,597 $ 9,927
Investment securities 1,433 1,798
Other 43 27
Total interest income 11,073 11,752
Interest Expense    
Interest on deposits 660 822
Other borrowings 205 181
Total interest expense 865 1,003
Net interest income before provision for loan losses 10,208 10,749
Provision for loan losses   3,331
Net interest income after provision for loan losses 10,208 7,418
Non-Interest Income    
Fees and service charges 1,015 1,093
Mortgage gain on sale and origination fees 774 855
Gain on sale of investment securities 3,586 303
Other income 286 271
Total non-interest income 5,661 2,522
Non-Interest Expense    
Salaries and employee benefits 5,192 4,536
Occupancy 782 1,017
Information technology 627 666
Professional services 662 503
Regulatory 369 551
Equipment 415 405
Sales and marketing 121 137
Foreclosed asset costs and write-downs 55 98
Provision for potential mortgage repurchases 570 118
Amortization of intangible assets 100 86
Other expense 855 612
Total non-interest expense 9,748 8,729
Income before income tax expense / (benefit) 6,121 1,211
Income tax expense / (benefit) 2,391 (374)
Net income 3,730 1,585
Dividends and accretion on preferred stock 358 381
Net income available to common shareholders $ 3,372 $ 1,204
Earnings Per Common Share    
Basic (in dollars per share) $ 0.13 $ 0.05
Diluted (in dollars per share) $ 0.13 $ 0.05