Exhibit 99.2

HERITAGE OAKS BANCORP

Quarterly Report on Form 10Q

for the Quarter ended June 30, 2002

CERTIFICATION

Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

The undersigned, who is the Chief Financial Officer of Heritage Oaks Bancorp (the “Company”), hereby certify that (i) the Quarterly Report on Form 10Q for the quarter ended June 30, 2002, as filed by the Company with the Securities and Exchange Commission (the “Quarterly Report”), to which this Certification is an Exhibit, fully complies with the applicable requirements of Section 13(a) and 15(d) of the Exchange Act; and (ii) the information contained in this Quarterly Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

Dated:  August 6, 2002	/S/ Margaret A. Torres
	Margaret A. Torres
	Executive Vice President and Chief Financial Officer