0000000000-14-001470.txt : 20140324
0000000000-14-001470.hdr.sgml : 20140324
20140110155103
ACCESSION NUMBER: 0000000000-14-001470
CONFORMED SUBMISSION TYPE: UPLOAD
PUBLIC DOCUMENT COUNT: 1
FILED AS OF DATE: 20140110
FILED FOR:
COMPANY DATA:
COMPANY CONFORMED NAME: HERITAGE OAKS BANCORP
CENTRAL INDEX KEY: 0000921547
STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022]
IRS NUMBER: 770388249
STATE OF INCORPORATION: CA
FISCAL YEAR END: 1231
FILING VALUES:
FORM TYPE: UPLOAD
BUSINESS ADDRESS:
STREET 1: 545 12TH ST
CITY: PASO ROBLES
STATE: CA
ZIP: 93446
BUSINESS PHONE: 8052395200
MAIL ADDRESS:
STREET 2: 545 12TH ST
CITY: PASO ROBLES
STATE: CA
ZIP: 93446
PUBLIC REFERENCE ACCESSION NUMBER: 0001104659-13-017251
LETTER
1
filename1.pdf
begin 644 filename1.pdf
M)5!$1BTQ+C4-)>+CS],-"C0P(#`@;V)J#3P\+TQI;F5A?^``@P`#?C!^T-
M"F5N9'-T2]4
M>7!E+T=R;W5P/CXO365D:6%";WA;,"`P(#8Q,B`W.3)=+U!A'0O26UA9V5"+TEM86=E0R]);6%G
M94E=+UA/8FIE8W0\/"]);6%G93<@-#4@,"!2/CX^/B]2;W1A=&4@,"]3=')U
M8W1087)E;G1S(#`O5&%B2;-=F:>J5$J0[Z^ZDL_X_1QG@H&(0
M:$`EH'E$`Z((02/$L00M`%$JT!)0)&05H!:4I@>+(+M/C5YMM=S5$B62?;4B;"(S88I]N*Y""+8J\GL^+I[N)CF(?`\$Y
M=Q7W/GB='BQ;9@=;?1#\VOZF^:8XI+D/KL+VBG/VK4[WV7J6;_<6.+NRZ2;+
MMZ`$^YX^A98$G=H_1ZNKS([UD7)?C;M"LVGTSN:X?3/1:24
MW@H3TXWQ?T8[!^NR^CL8(>B2C1_>1VQ6W:#=XX1FMQI[SZUJ';DUJ@A>FYTH
M=:)'1:ONY+YU/;?]A8Y:SYQX"Y?M^NB_H>\C^/>D_#RMK+O#DP)]R=>%$X&M
MLGR65UGWO,C*JK[CI]"4IA^E`:\SJ4>@"E,>>A_#@O]IL^F68DF;HC4[P;F2\QV7(9
M,H?UCJX>G8'*AMU@'6V>O';5\SHD>[BG/Y.(]20VMB.1GAL2&R]V$1UUT89<
MXI!J7F,NW/^;P/,7U@>/@`C@B1'@:3P/'HK_!8\^!`\>TC_I2/`":.?PFV#T
M29U$$!/5(8CC$!PE1M/3VR210TDH(R@BQRBB@B)_!1@`".?=D0T*96YD)R566UOVT82_F[`_V$^DD6TXB[))7DH"L2.
MT[1W;M/4U^!@]`,M4181251(JKG^^YL9?;`_Q.>?KZ]><#%
M\/!X#U/'QG=5VU;KL;W-AHD2@8H@Q/V"B#>TM_F*FXN@^PH3!):!1LPRB*$N
M;F\^?P>;VYLXBSIU^*Z,1<9B,]0U_6F=OQ8)O*O@MQXR3#\2V,?[G]Y!<`90
MJ'$_W"A.A4Q[0#_[$QEXN1]YFQT]:W^BO;]]%7BXY1M0@8P.(!]JBR(E(F5K
M._'B(23I]I&.(A%>I42-*`D#$1LE?Y1D#3PXP&>9T,=+)@Y9&80D9,FN\W+E
M$E>Q"+0M?F@2L\Y`5JG0&N)0($-0/L,O/OS%=V=L#T=LEUHD!ZQ^]AYK`9_]
M2>@A4'RN2GJ23];PR9]$_/*O@D_<88<.17*H^,+)1"/H`F5B[MG[L?"UMRD,
MUPC'"NX)4K7;-(6/6%V(8B5"6]DHHMB-*$ZS@;4?"%%=MCGA>?4Q'@@=_.I/
M$H;WI0&.DCN_^WLSPT?E3S*OWKJ@II%(0GN;4:QZ!&L2#\$AE5+P1\G^@]_I
M3-NZ\&-&W#K]%I("2\\HF&0$C)8#K3\:3C45D2KTJI=5T;R!^[>0A5&DG*+F2GYE5'M1Q>9!!B@HQ%)'U)EM_(F+\PQGG^F0!N&0QOQW+
M?BAJU(ZL>Z7S@U_S+_XD]AJX8Z=NZ,D\J_'AHIG2>*2)&\-I#CY7%PPZB052
M]EK>^U+2W@AIC2&)"YV'F0@M[<7.3)I)@>7+DOVGGWJPH,AC2Z'%W99D/#/\
M/Q2#]"IG*)C/)\ICW\R-#+]P.3X,M)!'.[ZC4R77%IUU,O1>C#*&$$HL?!3>
M@52NXH>JGW$\@;0P;,QK&]^CA]3M^')ZDW#JBB6\OZO\V`LA;Q.X;GR
M:R@:)B(T6CY3##+AEGMG`*?I]79/QA8'A6I74U;G)H&2&[W_5UE\(_EJ0?U$
MWV:C()#`HER5FU?L,!I7*E,9-H@V'.&,Z!#'CF/I`7SM=TC7W!5NYH0G,WB@
M7>8M&Q#VMI$5Z[4Q;],V4#D99'ROL&DV&W/2XLZ)-.T[K`;:"N:4TU@47-VK#F]'W,%SJ"U)F(C&TX2>XC4M:Q6O8,/FN#NBD=XAT2V`ZYQ*]&`\G4+>-%Q;ZQ::-E\@^L4%EX99
M/,3^Z1FC1N!Y;DYO+$Q`$37*#7$%CHYARX%7S?RDJ_)<2DD436'^X3H^G78_
M%U'4O@RV=+19$SN[*&D:MZN.(O!EK=&0QKX1@U9M1=PI?Y()@)'$\N*O6;D/OJ1@YF=B&,"
M$"TZ3Q+L"[[1Z9#&3'C1SV[OGAF>;7P4A$A?^L5^_+H;0G.0Y+RP,"$V/\Y#
M[,8EF['PS2A=,HO<8:@BRGP6Y+&]&J?8V-M#
MSTV2,69_B="TOMZM.,U3!>L&EZ^[DNDDG(Z1-)5;YHWW*N>F\_YJ+XP"NG:X
M1LNYF=IHP^G9:5%9)L)S6L[8;\E.FRG=33WF-*U_@7T/]?+B,AYC6KKW.T5];C(T
MJ--8Q-=I.3>0&7L2.;#B_S`$,_K1XG$(Y^XG#80X&:CP+Y\;"MS_M2ML=^3A
M.D=R\=7:$NZ7);W%,@MGHHKHYL?2/(YO9$Q2.&)>2;*16T45!N;088)V1REW
M4K.9ZPXIU2+0]KJN^;HP-A\LV%]U.Z^I,.7:"UR7XC*,A3Y2[KS*P:DW3FW9
ML4MQS'*!ML5/+L6-<8@XDM:E>.J^%%*`2QL)?75E>X3@62%O_"U!J=::LJ&_^_+608AF%^?[)7`,KN5DO14@AH_]IJ1%,B+XU%
MXAA`CLV8D<-35J701RI6U2,)8:+PQ^&$\&U]488Z
MD>;8]*\UGF$8AOE=J%Z!M+GBT(S7((S735SZ5UI`-:'HM1H1#U*4Y#V-PA!
M]HH5HAASF&;O-"D2[BA#BDH-Z%M#6\@,F4E&2,?A`PS#,,P+V4)7B*3HCRS=
M@8ZR2(ZS*3@UNRK"D0!#UE!P7/^UP56:F:-.C6G;T3PQAV$8AKE2@Q3#!Z8H
M74T\,!HMDJ+8(3@.Y:=Z$8LT.!XI`/X3-M$\!Q^@&&81AF
M(VM0<\BE%I(V_20O;OC"Z"9/$O`22#)S:
M%Q]'L:#8R&$8AF$600(.WM0A#@'S"0B)`0,:P]"-22
M8J@1T]U8#P*&QZUM18T@`XI`J$9H=JLQ#,,P[1[R+!IBQ,8TV?G6&%0<;Q0/">'81B&.2+`'&;)*!PT6H,1
M:@4CSZ3NH00UA6"DN""-#SVC3;12N*90<O'2##,`SS7Z"ZRPB+,TH(-$<**-N7EV"Q%H'S3VZQ$IU5
M5*H`52HZK%W0@]E0O6CZCB.'G!66!W(8AF'^8*H!N\>0.9U[1'00@$)4HY:8
MRO.QVN?<1FXK8<7/0HFFFX'4?IQP'"B@X$0!&+$6P+#B,`S#_+$4*ZZNK@B@
ML+B:`-=,EN1@V"Y_"1DW5-(@9`N8AJW(&(4(59H>8,"*PS`,\^=2-$Z7*9NS
MJX*KAQ6H#35ID/Y'ILT57%_(@.ZS)CBE&EV;X'@O2RT9BX(FX/!HAF&8/Y-B
MT+Y)1JC3B)'IJ!*CF*,6.O[-&9O9H^34(QNACJ!'#K99P/"?`US(#.!`X!H0;%P%3?1;:':99B]>@.(9A&.;S
M\4#YG#-(FD@STFX>.++SY6R;60M)2=5`%S&R#6@<'4(Q\W_Q8X9A&.:C"*#K
M43.EGT&UL7J,XT3Y'>,L6%RG;=^7*H0OQC<-BD="P\D)SG+#,`SS!Y&D+#CK
MT]5J`3"KGCY/<4$BA::DK)A>C4C0B4/6Q.U:B1G\OPXMFRN9V;7>ENZ
M_U%SW2CE.+/"$OG,;"Z[F`&$WY^"AK#,#_"HE\K@\LY-)LC2A6"U*A#WQFV
M'`'':P(HRO!9FLTC`%0YLN)0M4_#B5'B%:6$BE0/^>JG"8?8FAQNNU
M42$=WZ8,\PT$#!@HTAS>XBS-V!YU]*3E;W[$BA)MJQ&#UBI^:/8-[O1(@@,'
M/@S_3G!FI:47P=&NH=`^:=C4OP&C!_0S%!SK&PZKEZO+RU#&/+$QYX3%9E%>
M@L4-M?4,_K??R55-)1G?.\QHCM_;(3AR[='U9@KE4\Y8;D.PZY=AOH$,^'YG
MVA."\Y8?A>XE9#%ODES:U0EG7&6BD,A>DU8-G:AS)9@[[DNDZ$$K],G@
M[B][7&L?U9BOGQ:&8:JA7,[H5T@8OYP!8FR6R#\1L&PH6"TE2C<`!H(7D@H7
ML+?BH_B!X'1S]D5PCKYT^["YY0:GX)`'[3*^Z/M\8N)\?5F",W\OW3)Q"'EN
MD03G>L]7.*O;EF\;S628/QF/]6ZJUE2^TWM3-#[U_]`$&;)QR-UN,K2'69%C
M)(/]RU\ROQ%O!$>B"XLTY><$QV0D3YU,H]OQP$ZU3^*=X!0L`XM.K)\3'!RO!UBO/KO@=/_7R190L.6$O0A.
M6Z7=ZE?#Z2XX8X]3RL(65L#SQ1CFRU2#$=&&_-_8&T`*4(XD_[%Q?%(XS$*6X^B?>"0T8#^)\3')V0
M^.12>QUP.4J*P3DCQ?G-17!,VV>A^&C20I;BZ
M84\UV!1E%YRT3;)9]]J/@P:VK48A^`YEF"\2J`8.4$DTFLR-.6ZT_$??Y2(J
M39,VO3_`5!>!^1`"#M*M/^$B.%UQOB@XU=PGXO@E''93NTUP<$X-`=N&_T)P
M\IJ)ED!P1@R&^1I%ZGJ46"A@`.=G%QT/1WU!#>&?>L`"]D;EEJ0M\L2ZSR'C
MA,N$LUFPU,5XE9B",VROH7VN@N`KA9,@,*$W(R/RF5+^BNV:Q
MV-9[KR[?3`,%76/GB\;]PQ:43(*CSM!G?;M9,MZM8X=G.%E>@A(WQ7!SR))F
M=JX[<4_5UK.KM?>CN4OXUB>!8?Y$/#YW"E*A:6T>6H]0M9I^CW0D*R%\ER.A
M.&@FE"/??A8PGM\TLO&VQU[K;]H3\Q^@I&"M=>L&&8[\6+--P47522JUF>X:P`L7KKE3!??[U+$C`%\)K@V6?CT-[)`U(Q
MV[SF41R&89C/1+7>/PE+DM,Z_((I1Z:K"\=W'(0:3'!"?G&2=;%")1]J3S-`
M)(J;37.`MVJ/HS@\TX%A&.83H7S0LDE`HM%2#!M-6_Z.`"&`SD4I`*&^X.VJ
MH2E6;`8.Q@RM(5J#D4)^?HXTN/N/3CAE&(9A_BT,1JEZ3!Q5`\5_IFM*LV;@
M1`$N-=5QU]2\?PMTFP5G\Q&D=.?L\`S-F/)C$GH`P&DY`=ASSC`,\WD4=&]9
M7ZU"1Q:.Z9\1`WV%MB@HG-U`P62_6`@:'7*RR4G6PL>]%HEK'_+0L=AG_.2O
M^NX8AF&8_R!>Y*-JF7IMPP/CQ)3<5TA""Y-Q>H.O*5CX%<4I1IA212P65(RP
MI[\J`+GIG-(Z1J44Q0Z87U0UAF$8YC^,,C@?!H.227&\/^(M6PA8K``:A)*N
M>N?@[\^U3@`AYJA<,Y:2!KBDHW(XBA.MFE,$'99FX[`!AF&83X,*`I@Y;;M$
M=QSWHC1>:`>@M8S2EF@#_-U\N0%4LH'J21LC5;@&!600J#]QY@]!]]I+NEZ&
M81CF=\?A`+WV?N;ST$=ZZ>T]*(O?FZ14CLZ+OY=]!O-DF9@5IM42,B1Y$S0*
M5,-L\M*AJRWHX["<;8!A&.;34-BU4T4"3Q-Q8NO_7U;*4B@N2;,:..?4IDE$;T4X+6PF/\71V.NBE`S%@]Y-4N:?:.8M*]C+&ZHS'B/5FE+*:5Q9H[4R):'D]D/C8TT6;O$&01@991,K
MH;5LLA.4>-(SC2IC>_V1ID(4^
M-0_::"S0IE951H^6B>Q.MG"=0)-`*=_42+9_FH4$T'3G27#0I]8KG\12@A/^
MJ!P8S3`,\U$XP)(!$;-%XWB^C(>43^N59J5X#(VF8#7`FO)-8OI,T6:WT)Q-
M$U"8=CVI4BF+I6Y`@=0"0'GW%)+0LPT$%8/M;K6VCM$\B,,P#/-!:$4>-66T
MRCFGLS+:#72IM;5`6]DE`8KO%>&KLK6$IBS=!78I$.W`Z*Q)H`1HC?\T6^=!
M2*@L3L1YGUV\L%4\B,,P#/-)8!D"-V9\^FA<4Y_'&3897#*8?,8&):DZ9RQ`
MPS%HQ5!1@[$FV.U'AE8C7YWW*#JN/$_I])C!4]B::2`'"]4'X$$F0,H5M-9]D#U0S8H-L78TTMEP7CA0.T6S"CC=-"
M&J6M>YXRFH0XJHFX8:%H`BC/Q&$8AODD<(R_NGKDD=HF%JQ!\$`2WO:@:.]`
MHDEC#P5D#5&6Z;ABV[;,GU*#1RDQ[0_PJOU/6RU;_:S7]E#.V_THXW_,>;QS#_':QN8C,RS=0@H6;QW,UG\"51[AME
M'(:I-8'1<&I+77]6O7QFT@B/B:C1+O)&8`6"D)Y==A08G8Q2:&XU*RIASIV/
M?)1SL.THC3\GR984+WB_KZQ5LPM#FN>BX!I+L^E3CPO,VQ92+B]K-/OQBJ.W
M!?JSKWIKQJA-1)NF5KCX=E0M7UHUM[4:37LI9WM>6KE3;LUP838M;%EU.
MU.7@\K5I9?M8+T=1DZ?M^K0_,?U&NURU=#VZ<7>YK9%]G^7R@X?C8YA?`J=]
M^J8AEIZ,8(YW>H!%<:SS7D$(ABPK(/SW*79Z+X5RPY3+2ESQ:^59L0%'OWI?4]2V
MPI'D2FN7Y+8%4*YN:Z!SLM[W0E7$JQ9BOF.XV_?CZE:_MBQ-?GX)B-T?N^AS
MJM8;`S9Z;"UOS01E'WJS(F_M:$?;PR!M;P[]V3==W;FRLKUOI-.YW+$)KHG_
MPGZ"Y_D\%V!&\Y7CXK)U%\I:8^?!15R]>FG504F;YGE<6EYI.L)YI]OM8]_3
M>:TI]*8?6-';^+GDY)'\]60SS)0JZ
MK;34&F\SB<6=K7AG5NC>1;3GT5G*WADN7O?2P2.]EQ5AY=@.M=]E.#/;DH^_5
MUXT,VK"&,Y=I7F&QOGT\PR=<\GPL/=(?;H==XVX2F.5IUBEZ_D?%ZO<
MSN.KX(P7B-FJ\92L\]A3&[\=G13`?OOUG.=+S<;PWR-GF<@DU>GO1&U>UO!&\$)$-"^;H9(4"@[
M@#?LYGOH#W$N11=8PT`)K(F8]5/A_!J0QL?X)@UT;N;2>K?5&"OWB;D&L#]1
M(>44Z?5R/-C8YTFU&/TF]=G0#)N<`M6&6)MX+SBF0^=1K<5#<&@7]`;;=_,D
M.'`V0_8>UE-/GEHKZ'W_V<])5L?>K_>WA4<:*9R@R)$'O):Z*?3$6`T
M%%LYMI7[F%]LYS-0+O.R3O);P2%],?<%:\DF.'0W@DOS_,_%(^/&.DUWP>DZ
M8:A5>)7E]E9!2\GVF(H3EJ;2$>VGI&]H63^D1:^"0R\2.M`Y$*N9;EZU2%=M
M'-XF.+0G26O0S\8I'4*UVL."PWPC"=]7UPWEFQ:\B1G`+T.VUAJIM#;-(H(H
MMBF<5?6Z/4\)'2IJ,R6V4B>]"`=KCG5I7H\RH.YHO>:P_A+P[
M;+R]/M:U>X;HG7XYI?S;PZET+?WP1GOSKD
M[<=>;_5Y43W'&(XWA2VL<#B>9K=Z$YQY5*0B+\&(.'%K>ROI[21-:YO#78U!
MPDI=Z7).N;FS'PG.L.*V5YEA7@XA/06'NOMUL8J>#T:Y*5BY=\C89>NYL/IQ
MQOQNR+A32+K@S./5FTDT;:GQ*8EGP0F;:%<'_3CP,)8K(:IYO*?@T!5;/KG3
M33OMY"E++#C,-Q*;-.3EU,VMBWI(Y=RIS:[1AJ1&H0O.Y+VKF$,_5>7VW&]N
M`!(<)75QPL68@GI7++1U#/'P^ZMG^3SO\>[2:'W0/-?VZ;&VN]ZTLS%/]@\%
M9ZWO9J^Z!&=P"LZYXAO!Z>M?ZDFDMP:.O/;#UDUP!N22
M4L6<_39VM?I=@>G/-*NG#N?6MP'VJ5%WP;D3=ZL$0W'Z
MNK![(VF(Z]S-ZNX3[+W]$)SAV=1O!,?MFEUMW]#ES>:(\\_S_O,7.P^]%6K?
MS6P0"P[SG41!-Z$-(>;:GNB<[\DW3[0PE+\38M%2MG[T>.3SC3*V9_\QY\'O3!Q.FA$M,`]V%YSUP@Y7H5C\
MG.#8+PK.''ONKA<3\QQW?CHL;"L.Z6UO(.A();.GJ\,[P:GFH4?;!6=_`>GS
MBU>_7>\9RR-OBLBP]FX/55
MH]MIM)&`<9_3"&U'Y.`B.!@VXN=Z]IW@H&NL[->'KII]N6JK%?>[8JD6?J%.
MOQX+#O.=>+%>L:")B*JOU:77W2K;`X)!G!HT3A0U$=;37O1RUA]6AF8$S7ZK
MW?B),@P$+Y16KKZO.M!#J-/H)SS4JC]N(DX>X[M28C#J11U<(/QREY>RAMW\1%8V=8L:L^>_8F.#+13^G-^9W@T)OV
MO7O6Y^EPN[]MO/^O\07Y9D0)!6>-`5&BI-WP,S5?3!QL6NQ!<'43'`R#>'0O
MHPR`[\VSK\KRQ@!:%F?GO"IX[M(0F;C]/3857#^#=?S]*CC=EFSWE%+:SR#"
M$2$RKMIY5::0W(_NHD3>KW@X%ASF.W$H.*#F6'UHS_^+1SVI.>!HO'?XTD7=
MIC>KIZ@C`71_HT[:&#][!32#`@[A2!S^3NV1>9L^P+8[/D_IHW?<#TS?Z<7&
M2J6P1ZE-P;D:#!L_$ARPSB);>-/?%)S5MK6+2^P:^(=+0AWC33M0<`H%[Y+7
MZZW@W-[\B3U*[?+^0^]&RPA./Y#D*TL`\,Y-F_F'4-/Z8'U3G"4XY];K564O
M46J/I9W$0^U``41^<$52+FJ^#$TDV<@.+Z*#C7&$%;"],
M30XBQE@9ZE+Z5E0SYZLM*H)Q1HZ'?IOBT!'RVI))2Z_9_NY>B7)[D9@*U
MIS6DE"B`JSV`[D>N\M^4+H
M=T>9-L[W"`[)PAH?^07!<7W$Z'(.>M/2L'$>!*=H8SO4F?\3@I-)53R>OW*S
M<`XR<4A[CF?!V6<+G=?]\:J]%9Q\%9QCVC@L.,QW8K`X@753<<.&T+7^BX!PU.F/4,"J'4W)SJ;DS0]!3Q/#Q%X*S
M`I_]&@3Y-9>:N43->6NT&CW8JPK*;4K/_':\CDP;YZW@;)-J%IM+S>[?C9DL
M,\C@3=?>!6?XO-J1;)Z^(GLO3>,LT\093>MJZ\H\F#-8X@S6I\U<7&JO)Z/(
M1Y?:Q:@:YF@>)Z!)*$9==//K17#(Q/'4F&?!P8"2[9Y:;M7DMJLV(NUWP=F#
M-9:\#L$9IGADP6&^$Q0\M
MG?WMU,)NX^@5-""G35(P.M.L<9_+(,WK#?H2RE!G;,`]:$"M,9S2PYAI#R^"
M@ZT&H&V^$YR^FUH*316.MZ7IG,1U#M7[3!IM!143"T5WT=;0,KV#P%GXNEF!P%X'+X&8]SP
M0YR;3^VW."]N/1XH.$>R9ZZ6CQ2<[?3&-8/Q\;'6MW=_/]ZF[=[5Y/-]^@P:
MP`V?4^>_&!9]:7)^>'V_N?+B.KB^US*_?A2F55O2/@O.`OXER[#W\Y>:GL.@N*UUP>EHA
M%)57P2DKK<^SX.R>Z=-@O%^UWI:U6R?V:XUB*]>T+;^.X_K(,LP7,>:HT^G;
M'DW_*CA*8*"`I0_(#BSFXZ[5?KBQ0KH8>K@37'F`1M[G8KS)#A%BP>-NPM.W5OGSSZ0
M\NFLK&0EP)CY^4YPT);?6CH:='K[9C:ZL/9W;OT'@G,78)J.NJ+<@^S"0-'+
MP_(IE%HBS],WW^;H3+P*SGG(SX+CS'FREL%8Y!D$>;[9W"9^SJ.+YRS04W#Z
MK%P6'.8;0<%9HRI5N5?!"5(9*>(0'!L5[/8L)#M"M?N9YC!+
MW2P93`%MY.KJ>C<$FR.9!*?M;61F:7WG!PJ.$=)V@S*CSP+6M$@(>9'Z$T\O
MO3KD6G.T9RJQ/L6"XE^SVU*8;8)#0;';;)6_(3CZ;$8>.1^:A=K#;5\]-H@Z
M#3$:9.G=]2DX4W%VP2D4^IXIQ^7K3&!*#-[=>3ZCC4ZTED@VM
MQTE^%)S9?\^_SP&TV;1X&:7J6P\]2X-;/C#RY*6M>2^CGG"VJN=7K\><160Q
M!8W;BU+;8IMX!KJE#\C'U
M6=PWG];`TR8XP^FV)^\$@)5L\C70ZQ9NUPN9KPP#/>5,7W.^A(]MZ7Z&W@B.
MWUU=8+9!:>?7A82LUS_49P:MCB7?5R;%6[=Q7J-%"W3`/D:ENY2GXA+%K,
MKF:Y%]WDX55\V)V=_O0M.MW.?LT7KAU0!]VS1]NB)]?=W\]$IQFUK*KP+
M&NCA"VI72[K3TEC[/("X)W>K83\AT@]'WE\*SI&V(U!A^?S)GW:[2^;YS%[O,>[SJD6Q>3"W
MDD'5-%IEKR71'";IV"]]L]SFB1JIX/QYJL)J<:^0EL\#*WIK9TVVWU/[[FI^
MO6JW<]#/7?O9=G?%RQK8&/5Q"::8?PU'@_A)8Y%-\M/?,PU4TQXXZ9T'RB:0
ME)`QQI[DURGK9),3K?7(BJ]N00-@P%MT+(#S,'[>?E;.S_=V
MA+-KJB^[VW]^]G+KXW6OVUK;3NKSY7TZ'65K9KGN\ZBWIEV/>'W:MO"^I?6Z
M%FX\86G2'URM])PK=C^ZX^5G
MUWW>;QZ&^1*8V@;!62&8@+'9W+?W-1Q5,.T/H9A&.8W
M)`@TK+5T1T'/ESMNV:*3BI1,%V/'1JY!M'@,EGJ2F.<=RZIAT0+\UZQ_\1\0
M1C@2)@4VXK@/FN8U];(>&#&`Y3UEGDX`*D]0Z#O,H(/QTO;CDG
M+1IG#:24I:[U6@\G35O%&]LL''0]%VFR:Q+D[8RWZ9.DZ5]S?EPCDA"LU#[V
M@0F'AI3J-4"!2A;,F3E%8GF"TSR"4ME[S#`,\S$D49O@V(Q)`>P1FQ$C]U!D
MK!#0_65>:SV*%Z+0Z)B,,%Y8C=&ZS7BQS5;!F0U-<]I'S.9(6J6$<4V@,/"`
M@ETP=FD$SC@,&]@*R&,A@R.!LQ:3?.+DP/*^-@_#,`SSFY&;A!09,8PSE!I%
M/I38!*?U_<(I+95P`#%(4H"HG(A1-=%I$B%!FXBI$I?@Z*8VL?\IA061'9CD
MA*>A5:RCTP6GA_9N00,)XR_G<'E)1GUBB6F&89@_EH+IGG6HV?4(K]IRC6Y3?5J)B7&V&BAI/92:*U'M:9P"@ZD%\$!
M=QWUIZSY,Y/NK7*DPPDY69I(,T1KL[RJY&DX#,,P'P0XS#5@@9+65J7J91"G
MR8`W=B:>Q<3`*F!JM5E>`Q3(9>&877!D$LW\T9=1F)ZV?6SL6@9E)&>G/*(R
M>DT%JCDJFF$8YH/H1:8A9"H6XJ`<(,YOJ\.X:%@VCE!6*J^@.[L35^,M::KK%$K73!A*'-U'HJ,\PP#,/\KGCT9#4S
MIY#@*(F^M4T+!VX2IBW`3S7'\JFYHAF&8?Y4$CJN="+!*0:++Z6M'E4S/%R(T:$W
M#2+YPV!6(BF2\J7!$AQQ$QQ,76-@;,S+-0GGI8C7@>$$-.T3E"G>TJR="APS
MP#`,\TD4C`53'J/$#!;;;=*CME*->]%AA?%I,H1AG&!9&ZSO)'MJ&\AWP:&@
MZ%'2,P$.\]R];,>V'X_33%.OC8NV3>7$-@S#,)^%U?6@Q#:08Y<"=RW"5G(N
M*#68^X:*J?6%
M41!9`TW[Y#P##,,P'T7$!#(!J$1!)]]%(5/"30V`FN.#P;CEW`=D,*VG>4K>
M*8V0JAFC<$<`:"%!*K527,WA[_-^3YH@PG4/)4GP'R?.(4',)!-*$M&DH"V
MK8?8LT1Q",TFLCTS0;.Z"L_"81B&^33,;L\DC%<.8A^O3Z!\2M%I+?Q(%0"@
MO;?TMY[S.#&"@&*A>P$VQ2YF2&QV3/.-EWQ3H0>0Q!PJJ@\<]0H;\>,SIF8$^,/
M%*PPZ%'_4T'0U_&A#H4,%.6/8*W'&M;H7U.OZS$,PS"_-45NA3435>9TXEQ4
M2MB`U@P5RI'2YMRL$XE6#\S,TDTLLI.21G"DTMK1#TW`4FX/
M53R=$`7K[,2^/]<:5)_68QB&87YOMN'YW`P7DUMW#]=5I+&'5EY8OVH5E"/Y
M&-:TSN%7$V+B.6>:/9X_:OT8MC?.O^F[9
M7#UZYT*JVZ]?_CX7[K^^;"@'[WS(=6RS;.2\UG'.Q_6;^G9CSZP-OOD^1VS"
M#ZO^]8,MUP4^S@5U:W7::[5?3AH=!A<79/Y0XNKMZS/^'
MJ)JU2MTVVZT>L:5#8E+?#SS-1V.8SV>E92X>H\4RX!S,
M2S!9!8T:$REFV6*ESFNLF1,TRC,S02>YYM!4-PR?]F`:]Y!B@$9P#+Y='K&/
M!-GV)"9.W/DOXD6?/'50#$A7#,"X#D+-94BE0(\YQ8HR1.C-PAW+T(@=D8\T
M>7C<'6$52^I7?KRU'%0=:8>VY_HZ9%^/_>-:MLZ&_*51;+=-WM6INJT)SW=?
MB6JU(&P_H@7FI:;M%M9?*<"F-SIA)(W"9%'P,)S),)^/I;[D?^V=[8';*M.&
M:8$6:($6:($6:($6:($6:($6:($6:$$O,P.2[-W-;I+S)/O&]_7CQ+(D+.^Q
MN#4?S'1C(Y6VZ<;3G'//2A[S295N^N94FC==ULGXA_-S2F=ESGDWS87-9^X1\+]C3ILR>8=S;J7%O;*3"T:<]F^F
MQ_TQ1B?[@-_]@N"H92%MP:'Y6(,NTU_?D%`_`O4NE9*QE=,]TWC>[%H>]WPPCK[N%2-_%(
M^IZU''7)8^+'MVXI1WJEKGW0,+IR7IP\**.$QQ-7EE^?PE.UTJ_&T"_"3&D/U]^QB$+B[_6;8QZ?B,CJ0T[C8!%R/6Q!8>.V#Y`A>')[^_"4_V@;`YZ!AELAO(.:D5QNMP.F7PW?KO4[KQCX50^
MR?4M..W,3'C*6KX)3C-WJZ^V^^NTJ(R]>_1-
M]T-47]\A>]FC9=7-M]^>>;Y1D(!L[?
MAIQ&)"Z93!I=J]Z_!4YA%]>KO-'C57+"KRPURA'1JT_L>X)S-+%QG@4G6B;L
M'\J7!(?C)SK^(<'ID3/5)-?A'<&9=U)H??1I>,E!U;`U>`J.=%%?2]:0-0!>
M$\Y,J\&OW`"YD]XM0[.@7FG\0MM4CJBGC1.'A&&\CM:XZK*=AL[]6?>=83P]
MY`W7.'6'KD.A,<%W@.?2P&;-5(48MGDZE<>54B@KZ_QMC-YJSH$FXK9/'4+^
M0'!$<7Q\IV9M+=MQ<:ETB]BK^I.`\ANR?0CH?_EDDBS)<
M^1,[KG1&JXZU+G4)&OW!^K$$9YD\;`*:D`UB..!5B0\N[*SI1F[FX]4P967Y
M%)5R#SI1G+](CH!S-CAKOOM5Z_/.D`4[GLN)IS6M4?AJI;?*^X'!4_Q85,2MI@*^B
M2(F_GTH:L`\Q11K^6JC9/]`>SM"C+H&+M)(?Y"N$AU-):41]?20TK5Z3T4QPU&XU?]::#_QVR\I(%Q)^IQ_2N]SK_?W\D+\ERS$[?K1S_:2W!XY0\?UML>
M7NTP?PLKP?NY+$:@S/W;CY/^2-NQ+%]K>+=43RR<<0MQ*:D7M?*^^0^`UTP8F?PUFOC:?([:C4!L>89'VRT15JE4.WMS1O4UJ_
M&6*Y&V*8\E:+5+9IE/7V/_F"X*<(ZK9:1JTLCGCFZ"PX4&7*ZM!'T:%F>V7#&GX'2OW0=/+.1&(R.J
MQCKW^:5G(^C'7S^E)X2\8'6BDWR12_)K%!/FGX.6D]$-->^/
M!0UOY2(<%8JC2X"!`UZ68<_%_?/&FK<358P>X4>)`X<\P:7<,I7?=([GA.B#
M+R;[MLJ'[D,S"H1(TOQ5Q&DY@_WUX'2@04_63&_BLI<$>Q7$[2:T4O2$I!5(@ARV9MJ)9
MY,+C&J2<5"<'>/S0P>M2UDKKD90EH:C\".L^>0RK097Y@!=LRU1AS9AIVY@8
M@\GE.C,:[]]45J2E<)>O/$TSZ:`;LOP@4P'\.:C*R`6=9:
MQ-_W\/11\]@E%/$#I^PHFW9]3+F",L_#MZ<6`BF?`Y2\`SZCWML3O#/*=:EG
M3?;R=`H`+TC73MSF[`K8Y0@/^V,;9T3O=+%MJDRW.2034S0Y.>/LCY*&Z/&1
M'6ZW\KJD4!Y+$\!O4M[IN00`^&90^;-IT>Q$TQ5+&?:S*E-3J9S5\Q%3]5!,
M\559I\/Q0YDZ%W+T*]/6CJ.@:B?X3:I%LU@`OC_L5.O3GI&LH?,QT7ZZYAV%1)WP.^1/>K%`/#_@<8!E,"+
MQL/EEI@VSD>)INN`VKJE6$X+A5)V_&@_=(P5_=!\JI[-#RT<:N`W^;31-`#@
M>U`HW,K)HP\&RO"?EQELSB=GO0E'^LPK1JFH#\-UKZ*/9.L@0PT``%X$FO)I
MR<"3O%"CZ,^T@#O17^5'/H2"-F_R"7A%8<:23P``>!D&]8;NVKS94?17UJF-
MSVMU4/CF;:"&R@NTST)%````_B&:M?UHEZ5Q2D"UGQLYG]/#VX]D'6,]X1KAX0!``!X+$`0``>#62OD7^J2;B54J$ZK/G7PRT
M#"JI:Z\@#PN.WXH3%%;K`0#`RY'.J'Z]2L@+E&*FXR_XOAK)C2%16>LDAKFU
M\1I!0V\``.`%B2N[N4O[J+-3#G6V(@TR/RLYU9.E1&421S2B7RT5KT*59EGA
M"^G4````_D$N&Z=IV_(V<:3F>O7<"NNKP9S1N-V5C?SZWI.@G-U0L``'``!>
ME;CC.-W<'&IIM:UJ9+"8^&$KWQLM.^K^8;@:>W:IQ5M_-<>FTX!]`P``+\RV
M<<8]MD+>-'DUHB.KQ>FHM!I'!*:E()UL#/7ZW'CG=E9A]6Q^A$;:$-]\J)SOG;&LZ:)_3>M&X"O3[S"<8(=%:2AM6D
M.-I>_K>L#>K9````H'SE*\2?;)]JH3VEG!FE<]`^)9_+#Q+,6O8Z)*,J]7"C
MA(&CWNO9]/#;Q=D```#\&XP\U85?E63"(.,F*)4\.\B%J@Z<3`
MH4SFIAK5]E1<%LV72.9,TVX2O=J`$``("W3,T)E.]LG(OO
MVBZ]!,^JY!/4!@``P&\Q>HU^=U\SUL9$1&>M-&&S+N2&N`T``(#_@C%5)Z<8
MG#,74VEBRK7#L@$``/!?,X7G8D!I````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M``````````"_1A<&;PQ^,3?WKOW6_+?E7-JXCJ(7->?:C^M@V?DP?,FYG8,+
M:QL``,`KT:UA7"$5J,84>LO3Q@C&]J,84^DXKR?&YRDGC8Z:9,OO)3JX&SIX
MDHR_C1X,'>&J[-E`<```X/485KD8@M,J'"0;NDTA48:T8SB5I[IHVIBO?2DY
M:#7W'TK3_J1T+"49%::`#*/XWZ/P0$)WRN92O&*!*LH$`8(#``"OQQ0<$H-1
M-?W;-0G.?"_-]XHFFT4$IRO:,4V@2/_EC:HUVSG-DBZ1X+#BY)O@>.59N1(K
M6%'NSW\_````WX0E.,<122A$<*9HV"D=;."<@C,-H;1B."(X82M+4GY,P=&.
M%>:*VE:,.Q8$\$Y@E:$(=-'
M!&>?*`<.8UI44WIN@M.T7LXS3R9348IB/C!S``#@)3D%I]P$9QHMM@?%[K,E
M.*,$9\U4';)Z6'#$`#J6ZVT*3A]AVCCI?<')$L.),:8_^.T```!\&T[!"3>7
MVM&M"MKPRR4XZVBO*`>-!2;E9:VDP:TTBYXS=D$(CBD.,;/,SGG602'S)V;X$S%4=;/
ML[PD3$-P``#@=>EN+_RDK68MK]$\AEOK.(]J+65*UT@K1&VB-[NL!3UZHO?"
MN:URZU.GL5:K@/MS68>%@QW+1CK1-:`:(V4_G3NTH2P3_)C%P`-1DJ#
M-K/*1E?Y!!K"6&Z=TZPTV>$7>=&+LDJ
MKO@IXPIJ8%U33J1N;=0>]$EP5B_I<=P$A\_;
M@M.G&2-M14EP6+1$<(H(V;RPP1\2SY$```#\98JRUUQ?]>YEPQ/]$IRQ!6>I
M2J`)7V1$=BW!D9;1U$(ZN=4B^EEP.K>,/K:(3=G1)!=/@A-6V.1(<;8S1$IG9@E,2>=6V
MX%@]FM*K46@N6H88=-GU]MTBCV32?_PG`P``\"O\6'#FA*VGFG`Z@59GTL`;
MP:%=4Q&*#))&=\LO]JG@'"07Q;Z-X4B6P"DX:8[+@S$%8"/E:27!(
MM.;FH*TEGX-.BP\.-@```'^5X16G)(]D&V_03-T,3_H2PYEV`JG,BN$(61GV
MGGGVMDD,IRJ6KJ0=F15:HCC/20-IG>C8EF+!(;E07Q`,LN/F1M:<_1_)0TX%<:3X$Q9F2=Y
M(_I4)&D@W>/_:26J/0F.G.C6B2(X9.-\17#8QCDH@L,'%S9Q1'!(M#@MFD)"
MGKX`J6A4QC,!>0,``/`-Z,D9;7P2%YAL%$Y(\YHU(G/C56E9GVN)SEK#-S
M/^X<:KUXJ$'S]L36G]YY.)`"2VW;$CH-*/1R#F-9V#AQ3@IJY2"S2^S1/'^#,,A_3??_*=U,4CQ^OR:RF\;RILF7.TVS&
MT,7Y]+:V?'4%7#/7PY"G?CKDP:S29C+7XW3XT_.@SG[L^_%R^+9/:2KU)W-S
MZ'=C?S)WA]UY3&5ZS+N+]=MAR^1D%N7CCAM(HX#*^&OE9^JWGRN_AN-A2*M]
M7YHOB?M^,^8+YNIXV"89/O+)G_.[Z'[G\>4YYQ=SDS?G$]]-S7QMG,W6_$[X
MS.6=U(`22(*7$"1$"8V$5D*]LO).:A`*"@6%@D)!H:!04"@H%!0*"86$0D(A
MH9!02"A4*4_U.5A^"4#_7L`.?-UF5N;ATNW;8SI57^=KI]2C4D]*O5?J@U(?
ME?I&J6^5^D[KE]I@K<-.:['3>NRT)CNMRTYKL]/Z[+1&.ZW3J'4:U=]EK=.H
M=1JU3J/6:50[_9U_XOFH\?-\]?_M_R/^%6``<3I>I0T*96YDFMC.60B/SX*/'@Z>&UP;65T82!X;6QN#IX;7!T:STB061O8F4@6$U0($-O&%P+S$N,"\B/@H@("`@("`@("`\>&UP.D-R96%T
M941A=&4^,C`Q-"TP,2TQ,%0Q-#HU-3HT,BTP-3HP,#PO>&UP.D-R96%T941A
M=&4^"B`@("`@("`@(#QX;7`Z0W)E871O&UP.DUE=&%D871A1&%T93X*("`@("`@/"]R9&8Z1&5S
M8W)I<'1I;VX^"B`@("`@(#QR9&8Z1&5S8W)I<'1I;VX@&UL;G,Z
M>&UP34T](FAT='`Z+R]N&%P+S$N,"]M;2\B/@H@("`@
M("`@("`\>&UP34TZ1&]C=6UE;G1)1#YU=6ED.C(S-C`V.&1F+38V,&0M-#0U
M,BTX-3&UP34TZ1&]C=6UE;G1)1#X*("`@("`@
M("`@/'AM<$U-.DEN#IX;7!M971A/@H@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@
M("`@("`@("`@("`@("`@("`@("`@"CP_>'!A8VME="!E;F0](G
M,K90,%"PL=%WSB_-*U$PU/?.3"F.-C$""@;%ZH=4%J3J!R2FIQ;;V0$$&`#H
M8@OC#0IE;F1S=')E86T-96YD;V)J#30@,"!O8FH-/#PO1FEL=&5R+T9L871E
M1&5C;V1E+T9IF4@-#`O5'EP
M92]84F5F+U=;,2`R(#%=/CYS=')E86T-"FC>8F(``B;&(&<&)@:F&B#!EP8D
M&/J`!.,1H,3<+A"7@7'0$DP/@00C`T"``0#X5@57#0IE;F1S=')E86T-96YD
;;V)J#7-T87)T>')E9@T*,3$V#0HE)45/1@T*
`
end