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KPMG
4200 Wells Fargo Center
90 South Seventh Street
Minneapolis, MN 55402



CONSENT OF INDEPENDENT CERTIFIED
PUBLIC ACCOUNTANTS


The Board of Directors
HMN Financial, Inc.

We consent to incorporation by reference in the
registration statement on Form S-8 of HMN Financial,
Inc. of our report dated June 15, 2001, relating to
the statements of net assets available for benefits
of the Home Federal Savings Bank Employees Savings
and Profit Sharing Plan as of December 31, 2000 and
1999, the related statements of changes in net assets
available for benefits for the years then ended, and
the related schedule as of December 31, 2000, which
report appears in the December 31, 2000 annual report
on Form 11-K of HMN Financial, Inc.

/s/ KPMG LLP

Minneapolis, Minnesota
June 28, 2001