8-K

                              UNITED STATES
                    SECURITIES & EXCHANGE COMMISSION

                         WASHINGTON, D.C. 20549


                                FORM 8-K


                             CURRENT REPORT


                Pursuant to Section 13 or 15 (d) of the
                     Securities Exchange Act of 1934

    Date of Report (Date of earliest event reported): February 3, 2005


                         CENTRAL COAST BANCORP
         -----------------------------------------------------
         (Exact name of registrant as specified in its charter)



STATE OF CALIFORNIA                    0-25418                77-0367061
- -------------------                   ---------            ----------------
(State or other jurisdiction)       (Commission file       (I.R.S. Employer
of incorporation or organization)    number)                Identification No.)



301 Main Street, Salinas, California                            93901
- --------------------------------------                         --------
(Address of Principal Executive Offices)                      (Zip Code)

Registrants telephone number including area code:    (831) 422-6642
                                                   --------------------

                             Not Applicable
     -------------------------------------------------------------
     (Former name or former address, if changed since last report).

Check the appropriate box below if the Form 8-K is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following
provisions (see General Instruction A.2 below):

	[ ]  Written communications pursuant to Rule 425 under the Securities Act
             (17 CFR 230.425)

	[ ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act
             (17 CFR 240.14a-12)

	[ ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
             Exchange Act (17 CFR 240.14d-2(b))

	[ ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
             Exchange Act (17 CFR 240.13e-4(c))


Page 1 of 5

The Exhibit Index is on Page 4



                                       1


Item 5.02(b) Retirement of Principal Financial Officer

At its regular meeting on January 31, 2005, the registrant's Board of
Directors accepted the letter of retirement of the Company's Chief
Financial Officer, Robert M. Stanberry, to be effective as of July 31, 2005.


Item 8.01 Other Events

On February 1, 2005 the Company announced a five-for-four stock split payable
on February 28,2005 to holders of record at the close of business on
February 14, 2005.



Item 9.01. FINANCIAL STATEMENTS AND EXHIBITS

        (a)   FINANCIAL STATEMENTS OF BUSINESS ACQUIRED.

              Not Applicable.

        (b)   PRO FORMA FINANCIAL INFORMATION.

              Not Applicable.

        (c)   EXHIBITS.

              (99.1)    Press Release dated February 1, 2005





                                       2


                               SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of
1934, the Registrant  has duly  caused  this report to be signed on its
behalf by the undersigned hereunto duly authorized.



                                        CENTRAL COAST BANCORP


Date:  February 3, 2005               By: /s/ ROBERT M. STANBERRY
                                        ----------------------------
                                        Robert M. Stanberry, CFO



                                       3



                            EXHIBIT INDEX

                                                                   Sequential
Exhibit No.               Description                               Page No.
- -----------               -----------                               --------

99.1                      Press Release dated February 1, 2005            5



                                       4

EX-9

CENTRAL COAST BANCORP ANNOUNCES 5/4 STOCK SPLIT


PRESS RELEASE	Contact:	Robert Stanberry
			Chief Financial Officer
For release 9:00am EST 		(831) 422-6642


Salinas, California - February 1, 2005.  At its regularly scheduled
meeting on January 31, 2005, the Board of Directors of Central
Coast Bancorp (NASDAQ/CCBN) approved a five-for-four stock split.
Shareholders will receive one (1) additional share of Common Stock
for every four (4) shares outstanding.  The dividend is payable on
February 28, 2005 to holders of record at the close of business on
February 14, 2005.

Nick Ventimiglia, Chairman and CEO, noted that this will be the
19th stock split or dividend in the twenty-two years of the
Company's existence.  The Board feels the dividend will help improve
market liquidity of its common shares, as total shares outstanding
will increase to approximately 13,716,000 shares from 10,973,000
at December 31, 2004.  An investor, who bought 1,000 shares of
Community Bank of Central California stock when the Company was
organized in 1982, would now have 18,108 shares, or 22,635 after
the coming stock split.  If purchased at the initial offering of
$10 a share, or $10,000, the stock would be worth $404,351 at
yesterday's closing price of $22.33.  This represents an 18.3%
compounded rate of return.

Central Coast Bancorp operates as a holding company for Community
Bank of Central California.  Community Bank, headquartered in
Salinas, has branch offices located in: the Monterey County
communities of Salinas (2), Monterey (2), Seaside, Marina,
Castroville, Gonzales, Soledad and King City; the Santa Clara
County community of Gilroy; the Santa Cruz County communities of
Santa Cruz and Watsonville; and in the San Benito County community
of Hollister. The Bank provides traditional deposit, lending,
mortgage and commercial products and services to business and retail
customers throughout the California Central Coast area.

Information on the Company and its subsidiary Bank may be obtained
from the Company's website www.community-bnk.com.


301 Main Street, Salinas, California 93901