SECURITIES & EXCHANGE COMMISSION

                            WASHINGTON, D.C. 20549


                                   FORM 8-K


                                CURRENT REPORT


                    Pursuant to Section 13 or 15 (d) of the
                        Securities Exchange Act of 1934

      Date of Report (Date of earliest event reported): November 1, 2004
                                                        ----------------


                             CENTRAL COAST BANCORP
             -----------------------------------------------------
            (Exact name of registrant as specified in its charter)



STATE OF CALIFORNIA                     0-25418                77-0367061
-----------------------------          ----------           ----------------
(State or other jurisdiction)         (Commission file      (I.R.S. Employer
of incorporation or organization)      number)              Identification No.)



301 Main Street, Salinas, California                            93901
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(Address of Principal Executive Offices)                      (Zip Code)

Registrants telephone number including area code:          (831) 422-6642
                                                        --------------------

                                Not Applicable
         -------------------------------------------------------------
        (Former name or former address, if changed since last report).



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Item 5.03(a).  Amendments to Bylaws.

(1) Effective October 31, 2004

(2) Upon the effective date of retirement of Director Glover,
Article III, Section 16 of the Central Coast Bancorp bylaws
shall be amended as follows.

The second sentence of Section 16 is amended to read: The exact
number of directors within said range shall be fixed by an
amendment of this Section 16 of these By-Laws adopted by the
Board of Directors; and unless and until so amended, the exact
number of directors is hereby fixed at ten (10).



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                                  SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act
of 1934, the Registrant has duly caused this report to be signed on
its behalf by the undersigned hereunto duly authorized.




                                       CENTRAL COAST BANCORP


Date:  November 1, 2004              By: /s/ ROBERT M. STANBERRY
                                       ----------------------------
                                       Robert M. Stanberry, CFO

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