<ARTICLE>                    9
<LEGEND>
     This Schedule Contains Summary  Financial  Information  Extracted
From (a) Item 7 - "Financial  Statements And Supplementary  Data" And
Is Qualified In Its Entirety By Reference To Such (b) Financial
Statements  Included In This Report And Incorporated Herein By
Reference.

<CIK>                             0000921085
<NAME>                 CENTRAL COAST BANCORP
<MULTIPLIER>                           1,000


                                
<PERIOD-TYPE>                          3-mos
<FISCAL-YEAR-END>                DEC-31-2000
<PERIOD-START>                   JUL-01-2000
<PERIOD-END>                     SEP-30-2000
<CASH>                                41,297
<INT-BEARING-DEPOSITS>                     0
<FED-FUNDS-SOLD>                      14,461
<TRADING-ASSETS>                           0
<INVESTMENTS-HELD-FOR-SALE>          140,220
<INVESTMENTS-CARRYING>                     0
<INVESTMENTS-MARKET>                       0
<LOANS>                              439,838
<ALLOWANCE>                            8,389
<TOTAL-ASSETS>                       642,928
<DEPOSITS>                           576,101
<SHORT-TERM>                               0
<LIABILITIES-OTHER>                    5,809
<LONG-TERM>                            4,078
<PREFERRED-MANDATORY>                      0
<PREFERRED>                                0
<COMMON>                              46,182
<OTHER-SE>                            10,758
<TOTAL-LIABILITIES-AND-EQUITY>       642,928
<INTEREST-LOAN>                       10,830
<INTEREST-INVEST>                      2,353
<INTEREST-OTHER>                         393
<INTEREST-TOTAL>                      13,576
<INTEREST-DEPOSIT>                     4,834
<INTEREST-EXPENSE>                     4,901
<INTEREST-INCOME-NET>                  8,675
<LOAN-LOSSES>                          1,530
<SECURITIES-GAINS>                         0
<EXPENSE-OTHER>                        4,298
<INCOME-PRETAX>                        3,519
<INCOME-PRE-EXTRAORDINARY>             3,519
<EXTRAORDINARY>                            0
<CHANGES>                                  0
<NET-INCOME>                           2,253
<EPS-BASIC>                             0.33
<EPS-DILUTED>                           0.32
<YIELD-ACTUAL>                          5.82
<LOANS-NON>                              421
<LOANS-PAST>                              70
<LOANS-TROUBLED>                           0
<LOANS-PROBLEM>                            0
<ALLOWANCE-OPEN>                       7,018
<CHARGE-OFFS>                            181
<RECOVERIES>                              22
<ALLOWANCE-CLOSE>                      8,389
<ALLOWANCE-DOMESTIC>                   8,389
<ALLOWANCE-FOREIGN>                        0
<ALLOWANCE-UNALLOCATED>                    0