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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 Ovkusy9N+oIicuZyPFkjEdQKtJzfYdgdez+2PHlGKOlrfA6fY+F4vZ/jWZdFauvR
 ntfKBmFWeteZX/OCHqVUiA==

<SEC-DOCUMENT>9999999997-03-012887.txt : 20030325
<SEC-HEADER>9999999997-03-012887.hdr.sgml : 20030325
<ACCEPTANCE-DATETIME>20030325142948
<PAPER>
ACCESSION NUMBER:		9999999997-03-012887
CONFORMED SUBMISSION TYPE:	ARS
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20021231
FILED AS OF DATE:		20030325
EFFECTIVENESS DATE:		20030325

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			TF FINANCIAL CORP
		CENTRAL INDEX KEY:			0000921051
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				742705050
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		ARS
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-24168
		FILM NUMBER:		03018205

	BUSINESS ADDRESS:	
		STREET 1:		3 PENNS TRAIL
		CITY:			NEWTOWN
		STATE:			PA
		ZIP:			18940
		BUSINESS PHONE:		2155794000

	MAIL ADDRESS:	
		STREET 1:		3 PENNS TRAIL
		CITY:			NEWTOWN
		STATE:			PA
		ZIP:			18940
</SEC-HEADER>
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<TYPE>ARS
<SEQUENCE>1
<FILENAME>9999999997-03-012887.paper
<DESCRIPTION>AUTO-GENERATED PAPER DOCUMENT
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This document was generated as part of a paper submission.
Please reference the Document Control Number 03018205 for access to the original document.
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