CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
OPERATING ACTIVITIES
Net income	$ 1,381	$ 1,223
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization and impairment adjustment of mortgage loan servicing rights	64	23
Premiums and discounts on investment securities, net	72	69
Premiums and discounts on mortgage-backed securities, net	101	114
Accretion of premiums on certificates of deposits	(65)	0
Deferred loan origination costs, net	44	67
Provision for loan losses	0	439
Amortization of core deposit intangible	25	0
Depreciation of premises and equipment	166	167
Increase in value of bank owned life insurance	(131)	(143)
Stock-based compensation	215	174
Proceeds from sale of loans originated for sale	3,519	11,860
Origination of loans held for sale	(4,454)	(11,680)
Loss on foreclosed real estate	0	178
Gain on :
Sale of loans	(74)	(305)
Sale of investment securities	(1)	0
Disposition of premises and equipment	0	(420)
(Increase) decrease in:
Accrued interest receivable	(51)	5
Other assets	325	267
Increase (decrease) in:
Accrued interest payable	42	67
Other liabilities	1,368	(236)
NET CASH PROVIDED BY OPERATING ACTIVITIES	2,546	1,869
INVESTING ACTIVITIES
Loan originations	(9,531)	(29,085)
Loan principal payments	19,437	34,343
Proceeds from sale of foreclosed real estate	55	34
Proceeds from disposition of premises and equipment	0	417
Proceeds from maturities of investment securities available for sale	2,115	1,945
Proceeds from sale of investment securities available for sale	1,921	0
Principal repayments on mortgage-backed securities held to maturity	89	87
Principal repayments on mortgage-backed securities available for sale	2,375	5,879
Purchase of investment securities available for sale	(1,135)	(2,792)
Purchase of mortgage-backed securities available for sale	(9,096)	0
Purchase of premises and equipment	(60)	(85)
Redemption of FHLB stock	56	798
NET CASH PROVIDED BY INVESTING ACTIVITIES	6,226	11,541
FINANCING ACTIVITIES
Net increase in customer deposits	8,373	11,015
Repayment of long-term FHLB borrowings	(1,294)	(6,505)
Net decrease in advances from borrowers for taxes and insurance	(619)	(230)
Common stock dividends paid	(367)	(137)
NET CASH PROVIDED BY FINANCING ACTIVITIES	6,093	4,143
NET INCREASE IN CASH AND CASH EQUIVALENTS	14,865	17,553
Cash and cash equivalents at beginning of period	45,310	31,137
Cash and cash equivalents at end of period	60,175	48,690
Cash paid for:
Interest on deposits and borrowings	982	912
Income taxes	750	250
Noncash transactions:
Capitalization of mortgage servicing rights	39	120
Transfers from loans to foreclosed real estate	$ 562	$ 100