CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010
ASSETS
Cash and cash equivalents	$ 14,475	$ 7,437
Investment securities	120,483	127,490
Loans receivable, net	504,036	501,528
Loans receivable held for sale	1,696	130
Federal Home Loan Bank stock-at cost	8,060	9,401
Accrued interest receivable	2,580	2,738
Premises and equipment, net	6,658	6,797
Goodwill	4,324	4,324
Bank-owned life insurance	18,349	17,868
Other assets	14,507	14,044
TOTAL ASSETS	695,168	691,757
Liabilities
Deposits	551,678	550,135
Borrowings from the Federal Home Loan Bank	59,500	61,987
Advances from borrowers for taxes and insurance	1,433	2,166
Accrued interest payable	1,307	1,784
Other liabilities	3,751	2,269
Total liabilities	617,669	618,341
Stockholders' equity
Preferred stock, no par value; 2,000,000 shares authorized at September 30, 2011 and December 31, 2010, none issued	0	0
Common stock, $0.10 par value; 10,000,000 shares authorized, 5,290,000 shares issued, 2,824,034 and 2,822,449 shares outstanding at September 30, 2011 and December 31, 2010, respectively, net of shares in treasury of 2,465,966 and 2,467,551, respectively.	529	529
Additional paid-in capital	54,104	53,964
Unearned ESOP shares	(1,126)	(1,217)
Treasury stock-at cost	(51,189)	(51,220)
Retained earnings	72,747	70,749
Accumulated other comprehensive income	2,434	611
Total stockholders' equity	77,499	73,416
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 695,168	$ 691,757