Consolidated Balance Sheets (Unaudited) (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
ASSETS
Cash and cash equivalents	$ 8,786	$ 7,437
Investment securities	127,587	127,490
Loans receivable, net	499,263	501,528
Loans receivable held for sale	0	130
Federal Home Loan Bank stock-at cost	8,484	9,401
Accrued interest receivable	2,775	2,738
Premises and equipment, net	6,797	6,797
Goodwill	4,324	4,324
Bank-owned life insurance	18,189	17,868
Other assets	15,356	14,044
TOTAL ASSETS	691,561	691,757
Liabilities
Deposits	552,104	550,135
Borrowings from the Federal Home Loan Bank	55,345	61,987
Advances from borrowers for taxes and insurance	2,425	2,166
Accrued interest payable	2,232	1,784
Other liabilities	4,035	2,269
Total liabilities	616,141	618,341
Stockholders' equity
Preferred stock, no par value; 2,000,000 shares authorized at June 30, 2011 and December 31, 2010, none issued	0	0
Common stock, $0.10 par value; 10,000,000 shares authorized, 5,290,000 shares issued and, 2,822,449 shares outstanding at June 30, 2011 and December 31, 2010, net of shares in treasury of 2,467,551.	529	529
Additional paid-in capital	54,057	53,964
Unearned ESOP shares	(1,156)	(1,217)
Treasury stock-at cost	(51,220)	(51,220)
Retained earnings	71,801	70,749
Accumulated other comprehensive income	1,409	611
Total stockholders' equity	75,420	73,416
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 691,561	$ 691,757