The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   547,969 4,156 SH   SOLE   0 0 4,156
ALPHABET INC CAP STK CL A 02079K305   719,337 5,497 SH   SOLE   0 0 5,497
AMAZON COM INC COM 023135106   303,563 2,388 SH   SOLE   0 0 2,388
APPLE INC COM 037833100   1,940,665 11,335 SH   SOLE   0 0 11,335
BERKSHIRE HATHAWAY INC DEL CL A 084670108   2,657,385 5 SH   SOLE   0 0 5
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   249,063 711 SH   SOLE   0 0 711
CHEVRON CORP NEW COM 166764100   30,352 180 SH   SOLE   0 0 180
CITIGROUP INC COM NEW 172967424   9,542 232 SH   SOLE   0 0 232
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,796,272 68,560 SH   SOLE   0 0 68,560
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   1,297,898 27,984 SH   SOLE   0 0 27,984
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   1,151,716 28,529 SH   SOLE   0 0 28,529
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,095,711 48,655 SH   SOLE   0 0 48,655
DULUTH HLDGS INC COM CL B 26443V101   84,038 13,983 SH   SOLE   0 0 13,983
META PLATFORMS INC CL A 30303M102   150,105 500 SH   SOLE   0 0 500
FEDEX CORP COM 31428X106   13,246 50 SH   SOLE   0 0 50
GENERAL MTRS CO COM 37045V100   14,507 440 SH   SOLE   0 0 440
HERSHEY CO COM 427866108   781,312 3,905 SH   SOLE   0 0 3,905
INVESCO QQQ TR UNIT SER 1 46090E103   213,865 597 SH   SOLE   0 0 597
ISHARES TR CORE S&P TTL STK 464287150   282,223 2,996 SH   SOLE   0 0 2,996
ISHARES TR CORE S&P500 ETF 464287200   67,237,304 156,573 SH   SOLE   0 0 156,573
ISHARES TR CORE US AGGBD ET 464287226   770,344 8,192 SH   SOLE   0 0 8,192
ISHARES TR RUS MID CAP ETF 464287499   569,395 8,222 SH   SOLE   0 0 8,222
ISHARES TR CORE S&P MCP ETF 464287507   13,816,889 55,412 SH   SOLE   0 0 55,412
ISHARES TR RUS 1000 GRW ETF 464287614   3,838,150 14,430 SH   SOLE   0 0 14,430
ISHARES TR RUS 1000 ETF 464287622   211,419 900 SH   SOLE   0 0 900
ISHARES TR RUS 2000 VAL ETF 464287630   293,302 2,164 SH   SOLE   0 0 2,164
ISHARES TR RUSSELL 2000 ETF 464287655   252,208 1,427 SH   SOLE   0 0 1,427
ISHARES TR CORE S&P US VLU 464287663   2,509,923 33,636 SH   SOLE   0 0 33,636
ISHARES TR CORE S&P US GWT 464287671   1,185,340 12,500 SH   SOLE   0 0 12,500
ISHARES TR S&P MC 400VL ETF 464287705   638,275 6,324 SH   SOLE   0 0 6,324
ISHARES TR CORE S&P SCP ETF 464287804   13,669,594 144,912 SH   SOLE   0 0 144,912
ISHARES TR SP SMCP600VL ETF 464287879   822,455 9,218 SH   SOLE   0 0 9,218
ISHARES TR MSCI EAFE MIN VL 46429B689   909,554 13,946 SH   SOLE   0 0 13,946
ISHARES TR MSCI USA MIN VOL 46429B697   557,734 7,706 SH   SOLE   0 0 7,706
ISHARES TR CORE MSCI TOTAL 46432F834   294,680 4,912 SH   SOLE   0 0 4,912
ISHARES TR CORE MSCI EAFE 46432F842   24,090,384 374,365 SH   SOLE   0 0 374,365
ISHARES INC CORE MSCI EMKT 46434G103   411,992 8,657 SH   SOLE   0 0 8,657
ISHARES INC ESG AWR MSCI EM 46434G863   910,096 30,056 SH   SOLE   0 0 30,056
ISHARES TR BLACKROCK ULTRA 46434V878   275,718 5,473 SH   SOLE   0 0 5,473
ISHARES TR ESG AW MSCI EAFE 46435G516   1,960,389 28,358 SH   SOLE   0 0 28,358
JPMORGAN CHASE & CO COM 46625H100   81,646 563 SH   SOLE   0 0 563
JOHNSON & JOHNSON COM 478160104   89,712 576 SH   SOLE   0 0 576
LIGHTWAVE LOGIC INC COM 532275104   178,800 40,000 SH   SOLE   0 0 40,000
LOCKHEED MARTIN CORP COM 539830109   245,376 600 SH   SOLE   0 0 600
MAGNA INTL INC COM 559222401   8,310 155 SH   SOLE   0 0 155
MICROSOFT CORP COM 594918104   332,801 1,054 SH   SOLE   0 0 1,054
NVIDIA CORPORATION COM 67066G104   170,951 393 SH   SOLE   0 0 393
PAYCHEX INC COM 704326107   525,905 4,560 SH   SOLE   0 0 4,560
PIMCO ETF TR ACTIVE BD ETF 72201R775   344,695 3,921 SH   SOLE   0 0 3,921
SPDR S&P 500 ETF TR TR UNIT 78462F103   274,870 643 SH   SOLE   0 0 643
SPDR SER TR S&P 600 SMCP GRW 78464A201   582,472 7,950 SH   SOLE   0 0 7,950
SPDR SER TR S&P 400 MDCP GRW 78464A821   493,936 7,144 SH   SOLE   0 0 7,144
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   7,379,916 148,042 SH   SOLE   0 0 148,042
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   20,557,325 406,271 SH   SOLE   0 0 406,271
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,801,480 24,773 SH   SOLE   0 0 24,773
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,352,302 36,492 SH   SOLE   0 0 36,492
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   6,440,370 95,159 SH   SOLE   0 0 95,159
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   6,421,020 155,022 SH   SOLE   0 0 155,022
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   467,577 19,531 SH   SOLE   0 0 19,531
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   5,930,377 83,810 SH   SOLE   0 0 83,810
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   4,499,738 132,501 SH   SOLE   0 0 132,501
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,888,194 42,690 SH   SOLE   0 0 42,690
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   573,160 11,968 SH   SOLE   0 0 11,968
SIMON PPTY GROUP INC NEW COM 828806109   202,988 1,879 SH   SOLE   0 0 1,879
SINCLAIR INC CL A 829242106   120,459 10,736 SH   SOLE   0 0 10,736
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,383,750 8,906 SH   SOLE   0 0 8,906
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   488,794 11,180 SH   SOLE   0 0 11,180
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   225,444 2,182 SH   SOLE   0 0 2,182
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   236,276 2,536 SH   SOLE   0 0 2,536
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   407,984 8,482 SH   SOLE   0 0 8,482
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,121,526 2,856 SH   SOLE   0 0 2,856
VANGUARD INDEX FDS SML CP GRW ETF 922908595   355,918 1,662 SH   SOLE   0 0 1,662
VANGUARD INDEX FDS MID CAP ETF 922908629   685,194 3,290 SH   SOLE   0 0 3,290
VANGUARD INDEX FDS LARGE CAP ETF 922908637   945,384 4,831 SH   SOLE   0 0 4,831
VANGUARD INDEX FDS GROWTH ETF 922908736   372,257 1,367 SH   SOLE   0 0 1,367
VANGUARD INDEX FDS VALUE ETF 922908744   1,469,917 10,657 SH   SOLE   0 0 10,657
VANGUARD INDEX FDS SMALL CP ETF 922908751   814,608 4,308 SH   SOLE   0 0 4,308
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   11,632 1,227 SH   SOLE   0 0 1,227
LIBERTY GLOBAL PLC SHS CL C G5480U120   11,934 643 SH   SOLE   0 0 643
CHUBB LIMITED COM H1467J104   416,360 2,000 SH   SOLE   0 0 2,000