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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 IQONNJJTVn6SzpnG7ISOhcGvsyjfGBy/qCUL7tnczkRUUHVqWYRqlsfC9XugIujE
 ZDNMhpEoeq03f6es7OVVFA==

<SEC-DOCUMENT>9999999997-04-018550.txt : 20040416
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ACCESSION NUMBER:		9999999997-04-018550
CONFORMED SUBMISSION TYPE:	ARS
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20031231
FILED AS OF DATE:		20040415
EFFECTIVENESS DATE:		20040415

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			UNITY BANCORP INC /DE/
		CENTRAL INDEX KEY:			0000920427
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				223282551
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		ARS
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-12431
		FILM NUMBER:		04026188

	BUSINESS ADDRESS:	
		STREET 1:		64 OLD HIGHWAY 22
		CITY:			CLINTON
		STATE:			NJ
		ZIP:			08809
		BUSINESS PHONE:		9087307630

	MAIL ADDRESS:	
		STREET 1:		64 OLD HIGHWAY 22
		CITY:			CLINTON
		STATE:			NJ
		ZIP:			08809
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<FILENAME>9999999997-04-018550.paper
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This document was generated as part of a paper submission.
Please reference the Document Control Number 04026188 for access to the original document.
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